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Richmond Mutual Bancorporation (RMBI) Stock Price & Analysis

RMBI Stock Chart & Stats

$16.07$0.21(1.29%)
At close: 10:58 AM EST
$15$15.5$1610 Aug24 Aug8 Sep21 Sep5 Oct19 Oct2 Nov
Day’s Range
$15.78 - $16.09
52-Week Range
$12.77 - $16.59
Previous Close
$15.86
Volume
N/A
Average Volume (3M)
52.60K
Market Cap
$265.80M
Enterprise Value
$394.73M
Total Cash (Recent Filing)
$285.20M
Total Debt (Recent Filing)
$244.00M
Price to Earnings (P/E)
16.2
Beta
0.42
Next Earnings
Jan 28, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Sep 03, 2026
Dividend Yield
3.78%

Bulls Say, Bears Say

Bulls Say

Revenue And EPS Growth

Positive revenue and EPS growth indicate improving operating performance and continued earnings expansion. If sustained, this can strengthen internal capital generation and support the combined bank’s ability to invest in markets, customers and technology.

Cash Conversion

Consistent positive operating and free cash flow through 2022–2025 suggests earnings are generally converting into cash. That supports dividends, balance-sheet investment and merger integration, although reported cash-flow volatility limits confidence in the trend.

Expanded Regional Franchise

The completed all-stock merger expands the banking footprint, combines complementary community-banking markets and adds leadership resources. A larger franchise may improve operating scale and diversification over time, provided integration is executed effectively.

Bears Say

Elevated Leverage

Although leverage has improved from 2023–2024 levels, it remains a material balance-sheet constraint. Higher leverage can reduce flexibility and amplify pressure on capital, earnings and funding capacity if credit losses or funding costs increase.

Cash-Flow Volatility

The uneven cash-flow history makes underlying cash generation harder to assess than reported profitability alone. Negative 2021 flows and unusually large TTM figures may reflect lumpiness or classification effects, reducing forecasting confidence.

Merger Integration Risk

Integrating branches, systems, governance and leadership across the two banks could create execution complexity and additional costs. Change-in-control arrangements and expanded management responsibilities may delay realization of expected merger efficiencies.

Richmond Mutual Bancorporation News

RMBI FAQ

What was Richmond Mutual Bancorporation’s price range in the past 12 months?
Richmond Mutual Bancorporation lowest stock price was $12.77 and its highest was $16.59 in the past 12 months.
What is Richmond Mutual Bancorporation’s market cap?
Richmond Mutual Bancorporation’s market cap is $265.80M.
When is Richmond Mutual Bancorporation’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Richmond Mutual Bancorporation’s earnings last quarter?
Richmond Mutual Bancorporation released its earnings results on Oct 30, 2026. The company reported $0.108 earnings per share for the quarter.
Is Richmond Mutual Bancorporation overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Richmond Mutual Bancorporation pay dividends?
Richmond Mutual Bancorporation pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 3.78%. See more information on Richmond Mutual Bancorporation dividends here
What is Richmond Mutual Bancorporation’s EPS estimate?
Richmond Mutual Bancorporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Richmond Mutual Bancorporation have?
Richmond Mutual Bancorporation has 16,759,047 shares outstanding.
What happened to Richmond Mutual Bancorporation’s price movement after its last earnings report?
Richmond Mutual Bancorporation reported an EPS of $0.108 in its last earnings report. Following the earnings report the stock price went down -0.441%.
Which hedge fund is a major shareholder of Richmond Mutual Bancorporation?
Hedge funds hold Richmond Mutual Bancorporation shares: the largest hedge-fund position in Richmond Mutual Bancorporation is 71,886,380 shares, and hedge funds increased their holdings by 107.6K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology