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Reinsurance Group (RGA) Ratios
Reinsurance Group Ratios
RGA's free cash flow for Q2 2026 was $484.00M. For the 2026 fiscal year, RGA's free cash flow was increased by $0.00 and operating cash flow was $484.00M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 3.36 | 0.00 |
| Net Current Asset Value | $ -134.40B | $ -100.55B | $ -85.48B | $ -77.73B | $ -12.80B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 |
| Debt-to-Equity Ratio | 0.42 | 0.47 | 0.49 | 0.62 | 0.30 |
| Debt-to-Capital Ratio | 0.30 | 0.32 | 0.33 | 0.38 | 0.23 |
| Long-Term Debt-to-Capital Ratio | 0.30 | 0.32 | 0.33 | 0.36 | 0.23 |
| Financial Leverage Ratio | 11.63 | 10.97 | 10.75 | 11.99 | 7.08 |
| Debt Service Coverage Ratio | 4.37 | 3.53 | 4.70 | 1.27 | 9.73 |
| Interest Coverage Ratio | 4.21 | 3.22 | 4.51 | 3.76 | 9.96 |
| Debt to Market Cap | 0.42 | 0.36 | 0.41 | 0.45 | 0.52 |
| Interest Debt Per Share | 91.94 | 81.25 | 69.81 | 67.27 | 58.79 |
| Net Debt to EBITDA | 0.79 | 1.29 | 1.00 | 1.51 | 0.57 |
| Profitability Margins | |||||
| Gross Profit Margin | 25.40% | 11.29% | 12.67% | 9.89% | 11.54% |
| EBIT Margin | 8.36% | 5.82% | 7.70% | 5.72% | 9.49% |
| EBITDA Margin | 8.55% | 6.03% | 7.93% | 5.96% | 9.76% |
| Operating Profit Margin | 6.76% | 4.45% | 6.31% | 4.52% | 8.62% |
| Pretax Profit Margin | 6.76% | 4.45% | 6.31% | 4.52% | 8.62% |
| Net Profit Margin | 5.19% | 3.25% | 4.90% | 3.26% | 7.28% |
| Continuous Operations Profit Margin | 5.22% | 3.28% | 4.94% | 3.28% | 7.28% |
| Net Income Per EBT | 76.75% | 73.16% | 77.76% | 72.01% | 84.48% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.75% | 0.60% | 0.92% | 0.61% | 1.27% |
| Return on Equity (ROE) | 8.78% | 6.63% | 9.93% | 7.30% | 8.99% |
| Return on Capital Employed (ROCE) | 0.98% | 0.83% | 1.19% | 0.85% | 1.50% |
| Return on Invested Capital (ROIC) | 0.76% | 0.61% | 1.06% | 130.25% | 0.92% |
| Return on Tangible Assets | 0.75% | 0.60% | 0.93% | 0.61% | 1.27% |
| Earnings Yield | 8.79% | 5.10% | 8.31% | 5.38% | 15.76% |
| Efficiency Ratios | |||||
| Receivables Turnover | 5.09 | 5.65 | 3.38 | 5.95 | 6.23 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 18.93 | 23.18 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 47.48 | 48.98 | 65.92 | 58.81 | 56.55 |
| Asset Turnover | 0.15 | 0.19 | 0.19 | 0.19 | 0.17 |
| Working Capital Turnover Ratio | 2.87 | 3.21 | 12.39 | 0.48 | 0.48 |
| Cash Conversion Cycle | 71.67 | 64.55 | 108.12 | 42.11 | 42.88 |
| Days of Sales Outstanding | 71.67 | 64.55 | 108.12 | 61.39 | 58.63 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 19.28 | 15.75 |
| Operating Cycle | 71.67 | 64.55 | 108.12 | 61.39 | 58.63 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 61.90 | 142.40 | 60.27 | 19.85 | 61.68 |
| Free Cash Flow Per Share | 61.90 | 142.40 | 60.27 | 19.85 | 61.40 |
| Dividend Paid and CapEx Coverage Ratio | 17.05 | 40.92 | 18.47 | 6.55 | 19.63 |
| Capital Expenditure Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 220.11 |
| Operating Cash Flow Coverage Ratio | 0.72 | 1.86 | 0.91 | 0.31 | 1.09 |
| Operating Cash Flow to Sales Ratio | 0.18 | 0.43 | 0.22 | 0.08 | 0.26 |
| Free Cash Flow Yield | 30.42% | 66.66% | 37.25% | 13.97% | 56.08% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.34 | 19.60 | 12.03 | 18.60 | 6.34 |
| Price-to-Sales (P/S) Ratio | 0.59 | 0.64 | 0.59 | 0.61 | 0.46 |
| Price-to-Book (P/B) Ratio | 1.00 | 1.30 | 1.20 | 1.36 | 0.57 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.29 | 1.50 | 2.68 | 7.16 | 1.78 |
| Price-to-Operating Cash Flow Ratio | 3.29 | 1.50 | 2.68 | 7.16 | 1.78 |
| Price-to-Earnings Growth (PEG) Ratio | 0.18 | -0.99 | 0.16 | -1.24 | 0.15 |
| Enterprise Value Multiple | 7.69 | 11.86 | 8.44 | 11.67 | 5.31 |
| Enterprise Value | 14.99B | 15.77B | 12.31B | 11.05B | 8.32B |
| EV to EBITDA | 7.69 | 11.86 | 8.44 | 11.67 | 5.31 |
| EV to Sales | 0.66 | 0.72 | 0.67 | 0.70 | 0.52 |
| EV to Free Cash Flow | 3.66 | 1.68 | 3.04 | 8.23 | 2.00 |
| EV to Operating Cash Flow | 3.66 | 1.68 | 3.04 | 8.23 | 1.99 |
| Tangible Book Value Per Share | 204.95 | 165.62 | 134.38 | 103.55 | 189.10 |
| Shareholders’ Equity Per Share | 203.68 | 164.38 | 135.34 | 104.64 | 191.95 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.26 | 0.22 | 0.27 | 0.16 |
| Revenue Per Share | 344.86 | 335.00 | 274.10 | 234.67 | 236.89 |
| Net Income Per Share | 17.89 | 10.90 | 13.44 | 7.64 | 17.26 |
| Tax Burden | 0.77 | 0.73 | 0.78 | 0.72 | 0.84 |
| Interest Burden | 0.81 | 0.76 | 0.82 | 0.79 | 0.91 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 3.46 | 13.07 | 4.48 | 2.60 | 6.78 |
Currency in USD
