Paypoint (PYPTF) Stock Price & Analysis
PYPTF Stock Chart & Stats
- Day’s Range
- $9.17 - $10.17
- 52-Week Range
- $6.07 - $13.00
- Previous Close
- $9.66
- Volume
- N/A
- Average Volume (3M)
- 0
- Market Cap
- $564.62M
- Enterprise Value
- $355.90M
- Total Cash (Recent Filing)
- $150.17M
- Total Debt (Recent Filing)
- $142.21M
- Price to Earnings (P/E)
- 11.3
- Beta
- 0.71
- Next Earnings
- Nov 19, 2026 (Est.)
- EPS Estimate
- N/A
- Last Dividend Ex-Date
- Aug 28, 2026
- Dividend Yield
- 13.07%
Bulls Say, Bears Say
Bulls Say
Long-term Revenue Expansion
Revenue has more than doubled across the reported period and continued to grow in 2026, indicating expanding transaction activity and service adoption. This scale supports PayPoint’s network-based model, provides a broader base for recurring fee income, and can strengthen operating leverage over the next several quarters.
Strong 2026 Profitability
The 2026 margin profile shows that PayPoint can convert its revenue base into meaningful operating and net profit when performance normalizes. Strong EBIT profitability provides resources for investment and resilience, while the sharp rebound demonstrates renewed earnings power after the prior-year weakness.
Improved Cash Generation
The 2026 recovery in operating and free cash flow improves PayPoint’s ability to fund operations, support investment, and meet financial obligations from internally generated resources. Free cash flow covering most of net income also indicates that reported profitability had substantial cash backing in the latest period.
Bears Say
Materially Higher Leverage
The sharp increase in debt relative to equity has weakened financial flexibility and raises the sensitivity of future results to financing costs and business setbacks. Although returns on equity are high, the pack states that leverage partly supports them, making the earnings quality and balance-sheet risk less favorable.
Earnings And Margin Volatility
The contrast between the 2025 profitability decline and 2026 rebound indicates that earnings are not yet consistently stable, even when revenue is relatively resilient. Margin compression from earlier years could limit the durability of profit growth and make medium-term results more dependent on execution and cost control.
Variable Cash Conversion
Cash generation has improved, but the sharp year-to-year movement shows that conversion from revenue and earnings into cash can vary materially. This variability may constrain dependable funding for investment or distributions and makes the stronger 2026 cash profile less clearly representative of a stable ongoing trend.
Paypoint News
PYPTF FAQ
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When is Paypoint’s upcoming earnings report date?
How were Paypoint’s earnings last quarter?
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What happened to Paypoint’s price movement after its last earnings report?
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What is the TipRanks Smart Score and how is it calculated?
Paypoint Stock Smart Score
Company Description
Paypoint
PayPoint plc, established in 1996 and based in Welwyn Garden City, UK, specializes in furnishing a diverse array of payment, banking, shopping, and e-commerce solutions across the United Kingdom. Its comprehensive offerings include critical financial services such as traditional and digital bill payment processing, electronic money facilities, and cash withdrawal options. For retailers, the company provides essential operational support with features like ATM access, card payment systems, parcel services, international money transfers, SIM card sales, advanced electronic point-of-sale (EPoS) systems, and receipt advertising. Key proprietary developments include MultiPay, an integrated platform designed for a broad spectrum of digital payments, and the specialized PayPoint One retail terminal. PayPoint's services cater to a wide clientele, encompassing individual consumers, small and medium-sized enterprises (SMEs), and convenience retailers operating within the commercial, not-for-profit, and public sectors.
- Sector
- Technology
- Industry
- Software - Infrastructure
- CEO
- Nicholas Wiles
- Employees
- 945
- Website
- www.paypoint.com
- Address
- 1 The Boulevard, Welwyn Garden City, HD, AL7 1EL, GB
Paypoint (PYPTF) Earnings & Revenues
PYPTF Earnings Call
Earnings Call SentimentNeutral
The earnings call highlighted significant progress in digital payments and key project launches, despite facing challenges with certain contracts and a decline in Love2shop revenues. The company remains on track with its financial milestones and shareholder returns.
View all PYPTF earnings summariesTechnical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 6 | 1 |
| Technical Analysis | 3 | 6 | 1 |
| Moving Averages | 12 | 0 | 0 |









