PYPTF Stock Chart & Stats
$6.94
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Market closed
$6.94
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Day’s Range― - ―
52-Week Range$6.07 - $13.68
Previous CloseN/A
VolumeN/A
Average Volume (3M)23.00
Market Cap
$487.04M
Enterprise Value$355.90
Total Cash (Recent Filing)$150.17M
Total Debt (Recent Filing)$142.21M
Price to Earnings (P/E)9.6
Beta0.77
Next Earnings
Nov 19, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield15.16%
Share Statistics
EPS (TTM)0.64
Shares Outstanding59,701,540
10 Day Avg. Volume41
30 Day Avg. Volume23
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)4.98
Price to Sales (P/S)1.09
P/FCF Ratio9.85
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.01
Revenue Forecast (FY)$2.67M
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained top-line expansion from £127.7m to £337.0m over five years indicates durable demand for PayPoint’s payment and parcel services. Scale growth improves unit economics, strengthens bargaining with partners, and underpins longer-term revenue resilience tied to transaction volumes.
Improved 2026 Profitability & CashThe 2026 rebound—with operating cash flow of £45.5m and free cash flow £37.5m—shows the business can convert revenue into cash at scale. Strong cash generation supports reinvestment, servicing obligations and operational stability beyond short-term cycles.
Resilient Transaction-based Business ModelPayPoint’s multi-channel, retailer-based payment and parcel network creates recurring per-transaction fee income and entrenched commercial relationships with billers, carriers and merchants. This diversified, networked model provides a structural moat and steady transaction flows.
Bears Say
Rising LeverageThe marked rise in leverage and reduced equity materially weakens balance-sheet flexibility. Higher debt levels increase interest and refinancing risk, constrain capital allocation for growth or innovation, and make the company more vulnerable to revenue or margin shocks.
Cash Flow VolatilityYear-to-year swings in free cash flow undermine predictability for dividends, capex and debt servicing. Persistent volatility—driven by working-capital or conversion variability—raises the risk that strong 2026 cash metrics may not be consistently available.
Margin Compression & Earnings VolatilityCompressed margins and episodic profit dips suggest rising cost pressure or competitive pricing on transaction fees. Margin instability reduces earnings visibility and limits the company’s ability to fund strategic investments from recurring profit streams.
Paypoint News
PYPTF FAQ
What was Paypoint PLC’s price range in the past 12 months?
Paypoint PLC lowest stock price was $6.07 and its highest was $13.68 in the past 12 months.
What is Paypoint PLC’s market cap?
Paypoint PLC’s market cap is $487.04M.
When is Paypoint PLC’s upcoming earnings report date?
Paypoint PLC’s upcoming earnings report date is Nov 19, 2026 which is in 116 days.
How were Paypoint PLC’s earnings last quarter?
Paypoint PLC released its earnings results on Jun 11, 2026. The company reported $0.51 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Paypoint PLC overvalued?
According to Wall Street analysts Paypoint PLC’s price is currently Overvalued.
Does Paypoint PLC pay dividends?
Paypoint PLC pays a Quarterly dividend of $0.134 which represents an annual dividend yield of 15.16%. See more information on Paypoint PLC dividends here
What is Paypoint PLC’s EPS estimate?
Paypoint PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paypoint PLC have?
Paypoint PLC has 59,701,540 shares outstanding.
What happened to Paypoint PLC’s price movement after its last earnings report?
Paypoint PLC reported an EPS of $0.51 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 4.04%.
Which hedge fund is a major shareholder of Paypoint PLC?
Currently, no hedge funds are holding shares in PYPTF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Paypoint Stock Smart Score
Neutral
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10
Blogger Sentiment
Bullish
PYPTF Sentiment 100%
Sector Average 63%
Sector Average 63%
Insider Transactions
Bought Shares
Worth $230.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.21%
12-Months-Change
Fundamentals
Return on Equity
15.16%
Trailing 12-Months
Asset Growth
-0.89%
Trailing 12-Months
Company Description
Paypoint PLC
PayPoint plc, established in 1996 and based in Welwyn Garden City, UK, specializes in furnishing a diverse array of payment, banking, shopping, and e-commerce solutions across the United Kingdom. Its comprehensive offerings include critical financial services such as traditional and digital bill payment processing, electronic money facilities, and cash withdrawal options. For retailers, the company provides essential operational support with features like ATM access, card payment systems, parcel services, international money transfers, SIM card sales, advanced electronic point-of-sale (EPoS) systems, and receipt advertising. Key proprietary developments include MultiPay, an integrated platform designed for a broad spectrum of digital payments, and the specialized PayPoint One retail terminal. PayPoint's services cater to a wide clientele, encompassing individual consumers, small and medium-sized enterprises (SMEs), and convenience retailers operating within the commercial, not-for-profit, and public sectors.
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Ownership Overview
0.57% Insiders
3.70% Mutual Funds
― Other Institutional Investors
94.82% Public Companies and
Individual Investors