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Pineapple Financial (PTIV) Stock Price & Analysis

PTIV Stock Chart & Stats

$0.80$0.05(6.80%)
At close: 11:00 AM EST
$0.75$1$1.253 Aug17 Aug31 Aug14 Sep28 Sep12 Oct26 Oct
Day’s Range
$0.73 - $0.89
52-Week Range
$0.54 - $4.77
Previous Close
$0.88
Volume
N/A
Average Volume (3M)
137.84K
Market Cap
$18.92M
Enterprise Value
$38.90M
Total Cash (Recent Filing)
$5.09M
Total Debt (Recent Filing)
$22.04M
Price to Earnings (P/E)
―
Beta
-0.78
Next Earnings
Dec 10, 2026 (Est.)
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Low Financial Leverage

Low debt relative to equity provides a comparatively conservative funding structure and reduces interest and refinancing pressure. This gives Pineapple more financial flexibility to absorb operating volatility and pursue recovery without relying as heavily on additional borrowing.

Brokerage And Technology Platform Model

Combining mortgage origination services with technology and support tools creates more than a single-function brokerage model. The platform can deepen broker relationships, improve process utility, and provide a foundation for scaling services if mortgage activity recovers.

Prior Annual Revenue Growth

Modest annual revenue growth in 2024–2025 shows the business has previously demonstrated some ability to expand its top line. Although recent TTM results are weaker, this history provides evidence of an underlying revenue base that could support improvement if operating execution stabilizes.

Bears Say

Severe TTM Revenue Deterioration

The sharp TTM revenue decline signals weakening origination or service activity and reduces operating scale. Sustained contraction can make fixed costs harder to absorb, impair investment capacity, and undermine the brokerage network’s ability to generate durable earnings over the coming quarters.

Deeply Negative Profitability

A deeply negative margin indicates that the current cost base is far above revenue, making profitability dependent on substantial operational improvement. Persistent losses can erode equity, constrain strategic investment, and weaken the company’s ability to compound value from its mortgage platform.

Persistent Cash Burn

Negative operating and free cash flow mean the business is not currently funding itself through operations. Continued cash consumption can elevate liquidity pressure, limit spending on technology and network development, and force reliance on available reserves or external financing if losses persist.

PTIV FAQ

What was Pineapple Financial’s price range in the past 12 months?
Pineapple Financial lowest stock price was $0.54 and its highest was $4.77 in the past 12 months.
What is Pineapple Financial’s market cap?
Pineapple Financial’s market cap is $18.92M.
When is Pineapple Financial’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Pineapple Financial’s earnings last quarter?
Pineapple Financial released its earnings results on Jul 20, 2026. The company reported $0.99 earnings per share for the quarter, beating the consensus estimate of -$0.412 by $1.402.
Is Pineapple Financial overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Pineapple Financial pay dividends?
Pineapple Financial does not currently pay dividends.
What is Pineapple Financial’s EPS estimate?
Pineapple Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Pineapple Financial have?
Pineapple Financial has 25,271,196 shares outstanding.
What happened to Pineapple Financial’s price movement after its last earnings report?
Pineapple Financial reported an EPS of $0.99 in its last earnings report, beating expectations of -$0.412. Following the earnings report the stock price went down -13.341%.
Which hedge fund is a major shareholder of Pineapple Financial?
Currently, no hedge funds are holding shares in PTIV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology