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Adjusted EBITDA by Segment
Shows segment-level operating profitability after removing one-time items, indicating which parts of the company generate cash and which are still loss-making. Useful for judging how close Porch is to sustainable profitability, the impact of marketing or onboarding investment, and which units are likely to fund future growth.Reporting changed in 2025: the prior volatile ‘Insurance’ swings give way to a steady, high‑margin ‘Insurance Services’ profit center alongside newly reported Software & Data and Consumer Services EBITDA, signaling a strategic shift from underwriting lumpiness to a scalable services engine. Management’s Q1 metrics (RWP growth, doubled conversion, statutory surplus gain and ~20% lower reinsurance costs) validate the margin expansion and justify raised guidance, but Corporate & Other remains a persistent drag and Q2 weather/mix and average premium pressure are still near‑term risks.
Date | Corporate & Other | Vertical Software | Insurance | Insurance Services | Software & Data | Consumer Services |
|---|---|---|---|---|---|---|
Jun 30, 2026 | $0.00 | $0.00 | $0.00 | $44.40M | $5.21M | $3.25M |
Mar 31, 2026 | -$12.35M | $0.00 | $0.00 | $27.49M | $4.57M | -$6.00K |
Dec 31, 2025 | -$18.91M | $0.00 | $0.00 | $28.97M | $3.66M | $1.01M |
Sep 30, 2025 | -$18.84M | $0.00 | $0.00 | $25.30M | $5.13M | $2.49M |
Jun 30, 2025 | -$17.81M | $0.00 | $0.00 | $19.66M | $5.54M | $1.96M |
Mar 31, 2025 | -$17.30M | $0.00 | $0.00 | $25.81M | $4.57M | -$670.00K |
Dec 31, 2024 | -$12.01M | $4.99M | $48.81M | $0.00 | $0.00 | $0.00 |
Sep 30, 2024 | -$13.03M | $5.14M | $24.83M | $0.00 | $0.00 | $0.00 |
Jun 30, 2024 | -$12.23M | $4.78M | -$27.32M | $0.00 | $0.00 | $0.00 |
Mar 31, 2024 | -$15.03M | $1.12M | -$2.88M | $0.00 | $0.00 | $0.00 |