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Pinnacle Financial Partners (PNFP) Stock Price & Analysis

226 Followers

PNFP Stock Chart & Stats

$100.64-$0.35(-0.35%)
At close: 4:00 PM EST
$95$100$105Aug 10Aug 24Sep 8Sep 21Oct 5Oct 19Nov 2
Day’s Range
$100.07 - $101.80
52-Week Range
$81.08 - $110.33
Previous Close
$100.99
Volume
N/A
Average Volume (3M)
1.19M
Market Cap
$15.34B
Enterprise Value
$25.01B
Total Cash (Recent Filing)
$27.79B
Total Debt (Recent Filing)
$10.57B
Price to Earnings (P/E)
12.0
Beta
1.19
Next Earnings
Jan 19, 2027 (Est.)
EPS Estimate
2.72
Last Dividend Ex-Date
Nov 06, 2026
Dividend Yield
1.99%

Bulls Say, Bears Say

Bulls Say

Broad-based Growth

Broad-based loan and deposit growth expands the earning-asset base while strengthening funding capacity. Growth across commercial lending and core deposits also supports recurring net interest income and indicates that the combined franchise is gaining client traction rather than relying on a single business line.

Fee Income Diversification

Growth across banking fees, wealth management, and capital markets gives PNFP a broader revenue mix beyond lending spreads. This diversification can improve earnings resilience when interest margins are pressured and creates multiple channels for cross-selling services to its expanding commercial client base.

Credit Quality And Capital

Stable credit metrics and improving common equity provide an important foundation for continued balance-sheet expansion. Low non-performing assets and charge-offs reduce immediate loss pressure, while capital accretion improves the bank’s capacity to fund client growth and absorb adverse credit developments.

Bears Say

Margin Compression

Falling net interest margin shows that funding-cost pressure is currently offsetting part of the benefit from asset growth. Because lending spreads are central to a regional bank’s earnings model, sustained deposit repricing and higher funding costs could constrain profitability even if loan balances continue expanding.

Higher Leverage And Softer Returns

The substantially higher debt-to-equity ratio reduces balance-sheet quality and financial flexibility relative to the prior year. Softer return on equity indicates that the enlarged capital base is currently generating lower shareholder returns, making efficient integration and disciplined asset growth more important.

Material Merger Expenses

Large merger-related expenses continue to weigh on reported profitability while operational and brand conversion remains scheduled for March 2027. Although integration may produce future synergies, the remaining costs can delay earnings normalization and increase execution demands during the next several quarters.

Pinnacle Financial Partners News

PNFP FAQ

What was Pinnacle Financial Partners’s price range in the past 12 months?
Pinnacle Financial Partners lowest stock price was $81.08 and its highest was $110.33 in the past 12 months.
What is Pinnacle Financial Partners’s market cap?
Pinnacle Financial Partners’s market cap is $15.34B.
When is Pinnacle Financial Partners’s upcoming earnings report date?
Pinnacle Financial Partners’s next earnings report is estimated for Jan 19, 2027 (not yet confirmed), which is in 73 days.
How were Pinnacle Financial Partners’s earnings last quarter?
Pinnacle Financial Partners released its earnings results on Oct 21, 2026. The company reported $2.69 earnings per share for the quarter, beating the consensus estimate of $2.623 by $0.067.
Is Pinnacle Financial Partners overvalued?
According to Wall Street analysts Pinnacle Financial Partners’s price is currently Undervalued.
Does Pinnacle Financial Partners pay dividends?
Pinnacle Financial Partners pays a Quarterly dividend of $0.5 which represents an annual dividend yield of 1.99%. See more information on Pinnacle Financial Partners dividends here
What is Pinnacle Financial Partners’s EPS estimate?
Pinnacle Financial Partners’s EPS estimate is 2.72.
How many shares outstanding does Pinnacle Financial Partners have?
Pinnacle Financial Partners has 151,121,520 shares outstanding.
What happened to Pinnacle Financial Partners’s price movement after its last earnings report?
Pinnacle Financial Partners reported an EPS of $2.69 in its last earnings report, beating expectations of $2.623. Following the earnings report the stock price went up 3.065%.
Which hedge fund is a major shareholder of Pinnacle Financial Partners?
Hedge funds hold Pinnacle Financial Partners shares: the largest hedge-fund position in Pinnacle Financial Partners is 71,886,198 shares, and hedge funds increased their holdings by 610.8K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology