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CPI Card Group Inc (PMTS)
NASDAQ:PMTS
US Market
PMTS
CPI Card Group
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CPI Card Group (PMTS) Ratios

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CPI Card Group Ratios

PMTS's free cash flow for Q2 2026 was $0.33. For the 2026 fiscal year, PMTS's free cash flow was decreased by $ and operating cash flow was $0.08. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 2.09 2.44 2.69 3.34 2.46
Quick Ratio
 1.39 1.58 1.72 1.92 1.46
Cash Ratio
 0.24 0.26 0.44 0.25 0.16
Solvency Ratio
 0.09 0.09 0.09 0.12 0.14
Operating Cash Flow Ratio
 1.02 0.71 0.57 0.69 0.46
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -213.73M$ -215.58M$ -182.24M$ -180.24M$ -211.17M
Leverage Ratios
Debt-to-Assets Ratio
 0.70 0.84 0.83 0.93 0.98
Debt-to-Equity Ratio
 -23.98 -19.47 -8.13 -5.24 -3.55
Debt-to-Capital Ratio
 1.04 1.05 1.14 1.24 1.39
Long-Term Debt-to-Capital Ratio
 1.05 1.06 1.15 1.24 1.40
Financial Leverage Ratio
 -34.03 -23.26 -9.82 -5.65 -3.61
Debt Service Coverage Ratio
 2.21 2.18 2.16 2.48 2.74
Interest Coverage Ratio
 1.70 1.69 1.84 2.29 2.67
Debt to Market Cap
 0.94 1.72 0.84 1.21 0.70
Interest Debt Per Share
 26.76 32.66 29.01 26.19 28.41
Net Debt to EBITDA
 3.27 4.08 3.23 3.36 2.99
Profitability Margins
Gross Profit Margin
30.97%31.29%35.63%34.98%36.95%
EBIT Margin
9.22%10.09%13.07%13.81%16.56%
EBITDA Margin
13.23%14.22%16.48%17.39%19.68%
Operating Profit Margin
9.22%10.09%13.07%13.85%16.63%
Pretax Profit Margin
3.68%3.98%5.21%7.75%10.33%
Net Profit Margin
2.34%2.75%4.06%5.40%7.68%
Continuous Operations Profit Margin
2.41%2.75%4.06%5.40%7.68%
Net Income Per EBT
63.61%69.19%78.00%69.60%74.35%
EBT Per EBIT
39.91%39.40%39.86%55.95%62.11%
Return on Assets (ROA)
3.52%3.71%5.58%8.17%12.32%
Return on Equity (ROE)
-80.34%-86.25%-54.80%-46.18%-44.52%
Return on Capital Employed (ROCE)
18.04%17.19%22.91%25.22%34.61%
Return on Invested Capital (ROIC)
11.14%11.45%17.30%17.04%25.10%
Return on Tangible Assets
4.33%4.45%6.68%10.32%15.78%
Earnings Yield
4.94%8.99%5.86%10.94%8.97%
Efficiency Ratios
Receivables Turnover
 6.65 5.70 5.62 6.03 5.90
Payables Turnover
 13.26 13.43 19.19 22.58 12.31
Inventory Turnover
 6.45 5.17 4.26 4.09 4.39
Fixed Asset Turnover
 4.43 5.01 7.00 7.05 8.32
Asset Turnover
 1.50 1.35 1.37 1.51 1.60
Working Capital Turnover Ratio
 5.53 4.38 3.95 4.13 5.27
Cash Conversion Cycle
 84.01 107.53 131.63 133.51 115.40
Days of Sales Outstanding
 54.92 64.09 64.93 60.53 61.82
Days of Inventory Outstanding
 56.63 70.61 85.72 89.14 83.22
Days of Payables Outstanding
 27.53 27.17 19.02 16.17 29.65
Operating Cycle
 111.54 134.70 150.65 149.67 145.05
Cash Flow Ratios
Operating Cash Flow Per Share
 7.99 5.25 3.88 2.98 2.78
Free Cash Flow Per Share
 6.67 3.65 3.05 2.42 1.19
CapEx Per Share
 1.32 1.60 0.83 0.56 1.58
Free Cash Flow to Operating Cash Flow
 0.83 0.69 0.79 0.81 0.43
Dividend Paid and CapEx Coverage Ratio
 6.05 3.27 4.68 5.31 1.75
Capital Expenditure Coverage Ratio
 6.05 3.27 4.68 5.31 1.75
Operating Cash Flow Coverage Ratio
 0.33 0.18 0.15 0.13 0.11
Operating Cash Flow to Sales Ratio
 0.16 0.11 0.09 0.08 0.07
Free Cash Flow Yield
27.46%24.85%10.22%12.60%3.31%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 20.24 11.12 17.08 9.14 11.15
Price-to-Sales (P/S) Ratio
 0.47 0.31 0.69 0.49 0.86
Price-to-Book (P/B) Ratio
 -24.29 -9.59 -9.36 -4.22 -4.96
Price-to-Free Cash Flow (P/FCF) Ratio
 3.64 4.02 9.79 7.93 30.25
Price-to-Operating Cash Flow Ratio
 3.04 2.79 7.70 6.44 13.00
Price-to-Earnings Growth (PEG) Ratio
 0.20 -0.45 -1.02 -0.26 0.09
Price-to-Fair Value
 -24.29 -9.59 -9.36 -4.22 -4.96
Enterprise Value Multiple
 6.86 6.24 7.44 6.20 7.34
Enterprise Value
 532.55M 482.05M 589.28M 479.17M 687.57M
EV to EBITDA
 6.86 6.24 7.44 6.20 7.34
EV to Sales
 0.91 0.89 1.23 1.08 1.45
EV to Free Cash Flow
 6.96 11.66 17.30 17.34 51.05
EV to Operating Cash Flow
 5.81 8.10 13.61 14.08 21.94
Tangible Book Value Per Share
 -7.31 -7.47 -8.36 -9.91 -13.04
Shareholders’ Equity Per Share
 -1.00 -1.53 -3.19 -4.55 -7.27
Tax and Other Ratios
Effective Tax Rate
 0.35 0.31 0.22 0.30 0.26
Revenue Per Share
 51.19 47.98 43.09 38.91 42.13
Net Income Per Share
 1.20 1.32 1.75 2.10 3.24
Tax Burden
 0.64 0.69 0.78 0.70 0.74
Interest Burden
 0.40 0.39 0.40 0.56 0.62
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.21 0.21 0.22 0.00 0.00
Stock-Based Compensation to Revenue
 0.01 0.01 0.02 0.02 <0.01
Income Quality
 6.67 3.98 2.22 1.42 0.86
Currency in USD