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Banco Santander (SAN) Financial Statements

Banco Santander Financial Overview

Banco Santander's market cap is currently $649.49B. The company's EPS TTM is $1.11; its P/E ratio is 9.12; and it has a dividend yield of 2.44%. Banco Santander is estimated to report earnings on February 3, 2027, and the estimated EPS forecast is $1.13. See an overview of income statement, balance sheet, and cash flow financials.

Financial overview
Dec 25Dec 24Dec 23Dec 22Dec 21
Income Statement
Total Revenue$ 119.39B$ 125.53B$ 117.78B$ 87.03B$ 61.50B
Gross Profit$ 47.51B$ 48.17B$ 44.41B$ 43.36B$ 41.02B
Operating Income$ 18.68B$ 17.35B$ 15.01B$ 15.25B$ 14.55B
EBITDA$ 21.86B$ 20.53B$ 18.09B$ 18.23B$ 17.30B
Net Income$ 14.10B$ 12.57B$ 11.08B$ 9.61B$ 8.12B
Balance Sheet
Cash & Short-Term Investments$ 457.58B$ 237.41B$ 288.46B$ 223.07B$ 210.69B
Total Assets$ 1.87T$ 1.84T$ 1.80T$ 1.73T$ 1.60T
Total Debt$ 520.75B$ 483.38B$ 310.98B$ 282.96B$ 249.02B
Net Debt$ 368.47B$ 265.48B$ -5.20B$ 59.89B$ 38.33B
Total Liabilities$ 1.75T$ 1.73T$ 1.69T$ 1.64T$ 1.50T
Stockholders' Equity$ 103.17B$ 98.60B$ 95.42B$ 89.10B$ 86.93B
Cash Flow
Free Cash Flow$ 77.68B$ -32.65B$ 66.92B$ 16.87B$ 45.29B
Operating Cash Flow$ 83.53B$ -24.16B$ 80.56B$ 27.71B$ 56.69B
Investing Cash Flow$ -97.83B$ -3.71B$ -80.91B$ -3.90B$ -3.71B
Financing Cash Flow$ -14.20B$ -5.51B$ -2.06B$ -9.96B$ -1.32B

Currency in EUR

Banco Santander Earnings and Revenue History

-80B080B160B-30 %-15 %0 %15 %EarningsProfit Margin201720182019202020212022202320242025RevenueEarningsProfit Margin

Banco Santander Debt to Assets

0800B1.6T2.4T92 %93 %94 %95 %LiabilitiesDebt to Assets201720182019202020212022202320242025AssetsLiabilitiesDebt to Assets

Banco Santander Cash Flow

-150B-100B-50B050B100B201720182019202020212022202320242025OperatingInvestingFinancing

Banco Santander Forecast EPS vs Actual EPS

0.811.21.41.61.8Q3 25Q4 25Q1 26Q2 26Q3 26Q4 26EPS EstimateBeatMiss