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Eurocash SA (EUR) AI Stock Analysis
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Eurocash SA
(Warsaw:EUR)
The score is driven mainly by ongoing financial deterioration—shrinking revenue, persistent losses, and high financial risk—combined with the total lack of positive technical indicators. The extreme dividend yield is unlikely to be sustainable in the current weak financial context. Cash flow offers some minor resilience, but the company faces significant operational and balance sheet challenges.
Eurocash SA (EUR) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- PLN 237.97M
- Dividend Yield
- ―
- Average Volume (3M)
- 367.00K
- Price to Earnings (P/E)
- -1.8
- Beta (1Y)
- 0.69
- Revenue Growth
- -6.67%
- EPS Growth
- -927.75%
- Country
- PL
- Employees
- 13,854
- Sector
- General
- Sector Strength
- 55
- Industry
- Food Distribution
Eurocash SA Business Overview & Revenue Model
Company Description
Based in Komorniki, Poland, Eurocash S.A. is a major distributor of fast-moving consumer goods (FMCG) throughout the country. The company's operations are divided into three core segments: Wholesale, Retail, and Projects. Its diverse product range in...
How the Company Makes Money
Eurocash SA generates revenue primarily through its wholesale distribution and retail operations. The company earns money by selling a diverse array of FMCG products to independent retailers and small businesses at a marked-up price. Key revenue stre...
Eurocash SA Earnings Call Summary
The earnings call highlighted significant cost optimization efforts and growth in certain segments. However, the overall sentiment was negatively impacted by declining sales and margins, challenges in the market environment, and the withdrawal of future financial guidance due to uncertainties.
Q3-2024 Updates
Positive Updates
Negative Updates
Company Guidance
During the Eurocash Group Q3 2024 earnings call, the company reported disappointing results, with a negative sales dynamic of 0.9% quarter-over-quarter and a decrease in EBITDA margin to 0.7%. Net profit also declined by 0.3 percentage points. Despite these setbacks, the company maintained a stable debt-to-EBITDA ratio below 1, partly due to effective cost optimization measures. The company's wholesale market dropped by 4 percentage points, with a significant negative impact on margins due to high inflation and increased competition from discounters. Retail sales experienced a like-for-like decline of 4.3%, with margin compression of 1.2 percentage points. Growth platforms Duzy Ben and Frisco showed positive sales growth of 10% and 27%, respectively. However, due to ongoing market headwinds and uncertainties, Eurocash has withdrawn its previous guidance of achieving a PLN 1 billion EBITDA target for next year. The company remains committed to its strategic initiatives, including cost efficiency, retail transformation, and the growth of digital platforms, while acknowledging the challenges in the current market environment.
Eurocash SA Financial Statement Overview
Summary
Eurocash SA’s financials show severe challenges: sharply declining revenue (-9%), consecutive net losses, negative net profit margin, high leverage (debt-to-equity 4.51), and falling equity. Cash flow is the only relative bright spot, but overall financial health is weak and unstable.
Income Statement
32NegativeBalance Sheet
25NegativeCash Flow
48Neutral| Breakdown | TTM | Mar 2026 | Mar 2025 | Dec 2023 | Dec 2022 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 29.12B | 30.02B | 32.24B | 32.45B | 30.86B | 26.28B |
| Gross Profit | 3.48B | 3.41B | 4.31B | 4.41B | 4.23B | 3.41B |
| EBITDA | 522.26M | 577.76M | 1.00B | 1.12B | 1.05B | 735.79M |
| Net Income | -322.09M | -336.09M | -26.88M | 99.20M | 67.11M | -99.34M |
Balance Sheet | ||||||
| Total Assets | 7.68B | 8.16B | 9.16B | 9.06B | 8.67B | 8.49B |
| Cash, Cash Equivalents and Short-Term Investments | 359.41M | 355.29M | 428.84M | 273.75M | 158.86M | 110.03M |
| Total Debt | 2.29B | 2.27B | 3.19B | 2.70B | 2.76B | 2.91B |
| Total Liabilities | 7.31B | 7.67B | 8.30B | 8.14B | 7.87B | 7.70B |
| Stockholders Equity | 288.25M | 376.66M | 737.37M | 799.68M | 710.22M | 699.12M |
Cash Flow | ||||||
| Free Cash Flow | 418.10M | 621.79M | 803.30M | 953.45M | 671.16M | 434.01M |
| Operating Cash Flow | 540.95M | 789.47M | 1.01B | 1.14B | 888.52M | 638.20M |
| Investing Cash Flow | -113.09M | -164.07M | -193.14M | -175.27M | -190.11M | -226.67M |
| Financing Cash Flow | -624.00M | -673.49M | -651.02M | -867.48M | -641.21M | -408.43M |
Eurocash SA Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:EUR, the sentiment is Negative. The current price of 4.21 is below the 20-day moving average (MA) of 4.97, below the 50-day MA of 5.21, and below the 200-day MA of 5.51, indicating a bearish trend. The MACD of -0.14 indicates Positive momentum. The RSI at 21.50 is Positive, neither overbought nor oversold. The STOCH value of 11.90 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for PL:EUR.
Eurocash SA Peers Comparison
Overall Rating
- PL:EUR39Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| PL:EUR | 39Underperform | PLN 585.88M | -1.82 | -82.21% | ― | -6.67% | -927.75% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| PL:EUR | Eurocash SA | 4.21 | -3.82 | -47.57% | |
| PL:ATP | Atlanta Poland SA | 21.00 | 5.36 | 34.27% | |
| PL:DEL | Delko S.A. | 5.91 | -0.17 | -2.86% | |
| PL:IPE | IPOPEMA Securities S.A. | 8.64 | 5.65 | 188.48% | |
| PL:NVT | NOVITA S.A. | 109.00 | 17.94 | 19.71% | |
| PL:FHB | Pamapol S.A. | 2.24 | -0.30 | -11.81% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Sep 16, 2025