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Answear.com SA (ANR) AI Stock Analysis
Answear.com SA
(Warsaw:ANR)
The low overall score is driven primarily by deteriorating profitability and shrinking margins, which raise concern despite ongoing revenue and cash flow growth. High financial leverage adds further risk. Technical indicators and valuation both fail to provide support, as there is insufficient technical data and a negative P/E ratio reflects operating challenges rather than undervaluation.
Answear.com SA (ANR) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- PLN 440.43M
- Dividend Yield
- ―
- Average Volume (3M)
- 11.51K
- Price to Earnings (P/E)
- 108.7
- Beta (1Y)
- 0.42
- Revenue Growth
- 8.37%
- EPS Growth
- -76.98%
- Country
- PL
- Employees
- 817
- Sector
- Consumer Cyclical
- Sector Strength
- 61
- Industry
- Specialty Retail
Answear.com SA Business Overview & Revenue Model
Company Description
Answear.com S.A. operates as an e-commerce fashion retailer, established in 2011 and based in Kraków, Poland. The company specializes in selling apparel, footwear, and various accessories to customers across multiple countries, including Poland, the...
How the Company Makes Money
Answear.com generates revenue primarily through the sale of fashion and lifestyle products on its online platform. The company utilizes a direct sales model, purchasing inventory from suppliers and selling it directly to consumers, which allows for c...
Answear.com SA Financial Statement Overview
Summary
Answear.com SA shows solid revenue and cash flow growth, but these positives are outweighed by sharply declining margins, a shift to net losses, and deteriorating return on equity. High leverage further raises financial risk. While strong free cash flow helps support operational liquidity, the overall financial profile signals significant caution.
Income Statement
40NegativeBalance Sheet
48NeutralCash Flow
67Positive| Breakdown | TTM | Dec 2025 | Mar 2025 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.76B | 1.70B | 1.51B | 1.26B | 973.45M | 683.52M |
| Gross Profit | 439.53M | 344.25M | 301.66M | 407.21M | 380.61M | 287.61M |
| EBITDA | 69.46M | 58.10M | 35.34M | 57.85M | 57.63M | 43.41M |
| Net Income | 4.23M | 9.31M | -10.04M | 20.21M | 25.87M | 22.89M |
Balance Sheet | ||||||
| Total Assets | 848.22M | 886.95M | 844.18M | 770.97M | 577.96M | 398.50M |
| Cash, Cash Equivalents and Short-Term Investments | 30.94M | 63.23M | 46.77M | 87.74M | 49.73M | 23.01M |
| Total Debt | 300.82M | 286.77M | 273.94M | 277.51M | 211.94M | 108.27M |
| Total Liabilities | 613.47M | 653.88M | 620.67M | 537.42M | 410.84M | 261.36M |
| Stockholders Equity | 234.74M | 233.07M | 223.51M | 233.55M | 167.11M | 137.14M |
Cash Flow | ||||||
| Free Cash Flow | 323.44M | 220.72M | 159.93M | 93.04M | 30.30M | -32.42M |
| Operating Cash Flow | 328.51M | 223.29M | 193.45M | 103.72M | 46.94M | -17.93M |
| Investing Cash Flow | -10.77M | -11.73M | -24.78M | -10.87M | -21.43M | -14.48M |
| Financing Cash Flow | -307.32M | -195.06M | -209.47M | -54.05M | 80.00K | 33.36M |
Answear.com SA Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:ANR, the sentiment is Positive. The current price of 23.50 is above the 20-day moving average (MA) of 22.73, above the 50-day MA of 21.90, and above the 200-day MA of 20.19, indicating a bullish trend. The MACD of 0.53 indicates Negative momentum. The RSI at 60.23 is Neutral, neither overbought nor oversold. The STOCH value of 64.56 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PL:ANR.
Answear.com SA Peers Comparison
Overall Rating
PL:VRG72Outperform
PL:ALE64Neutral- PL:ANR43Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| PL:VRG | 72Outperform | PLN 1.28B | 11.84 | 9.35% | 1.84% | 13.90% | 17.64% |
| PL:ALE | 64Neutral | PLN 60.61B | 35.93 | 16.00% | ― | 8.00% | 64.92% |
| Sector * | 61Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% |
| PL:ANR | 43Neutral | PLN 440.43M | 108.69 | 1.83% | ― | 8.37% | -76.98% |
* Consumer Cyclical Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| PL:ANR | Answear.com SA | 23.50 | -5.70 | -19.52% | |
| PL:ALE | Allegro.Eu Sa | 60.00 | 26.15 | 77.25% | |
| PL:MO2 | MODERN COMMERCE S.A. | 0.07 | -0.04 | -38.53% | |
| PL:VRG | VRG S.A. | 5.44 | 0.95 | 21.21% | |
| PL:MIG | SUNDRAGON SA | 0.37 | -0.12 | -24.49% | |
| PL:HPE | Arena.pl SA | 0.35 | -0.15 | -30.00% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Sep 16, 2025