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Parke Bancorp (PKBK) AI Stock Analysis

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PKBK

Parke Bancorp

(NASDAQ:PKBK)

Select Model
Rating:82Outperform
Price Target:$39.00â–²(19.67% Upside)
Action:reiterated
Date:11/05/26

Strong financial performance is the primary support, reinforced by an attractive valuation and constructive technical trends. Positive corporate developments add modest support, while margin pressure, increased debt, and the uncertain sustainability of recent growth prevent a higher score.

Positive Factors
Earnings and loan growthStrong earnings growth alongside continued loan expansion and a wider net interest margin indicates that Parke is converting balance-sheet growth into higher profitability. If maintained, this combination can strengthen internal capital generation and support the bank’s regional expansion over the next several quarters.
Negative Factors
Volatile revenue and earningsYear-to-year swings in revenue and earnings make the current profit run-rate less predictable, even though TTM performance has improved. Uneven results can complicate capital planning and reduce confidence that recent margin and earnings gains will persist across different banking and economic conditions.

Parke Bancorp (PKBK) vs. SPDR S&P 500 ETF (SPY)

-20%0%20%40%60%80%PKBK+56.90%SPY+14.30%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
Market Cap
$383.85M
Dividend Yield
2.33%
Average Volume (3M)
43.78K
Price to Earnings (P/E)
8.1
Beta (1Y)
0.58
Revenue Growth
8.56%
EPS Growth
40.25%
Country
US
Employees
103
Sector
Financial
Sector Strength
68
Industry
Banks - Regional

Parke Bancorp Business Overview & Revenue Model

Company Description

Parke Bancorp, Inc., the parent company of Parke Bank, delivers a comprehensive suite of financial services to individuals and small to medium-sized enterprises. Clients can access a variety of deposit options, such as checking, savings, and money ma...

How the Company Makes Money

Parke Bancorp makes money primarily through its banking subsidiary by generating interest income and fee-based (noninterest) income. The core revenue driver is net interest income: the bank earns interest and loan-related income on its loan portfolio...

Parke Bancorp Financial Statement Overview

Summary

Strong financial performance, combining rapid revenue and net-income growth, a sound balance sheet with moderate leverage, and excellent cash conversion. Declining margins, higher debt, and potentially unsustainable growth rates temper the score.

Income Statement

78Positive

Balance Sheet

82Very Positive

Cash Flow

88Very Positive
Financial statement breakdown
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue119.06M146.08M129.41M119.40M95.86M90.87M
Gross Profit56.95M77.93M62.28M72.96M79.91M77.42M
EBITDA31.74M50.46M36.87M38.15M56.72M55.60M
Net Income47.34M37.77M27.51M28.46M41.82M40.76M
Balance Sheet
Total Assets2.33B2.25B2.14B2.02B1.98B2.14B
Cash, Cash Equivalents and Short-Term Investments168.66M156.87M221.53M187.47M191.52M609.90M
Total Debt178.40M143.40M188.30M168.11M126.07M120.88M
Total Liabilities1.98B1.92B1.84B1.74B1.72B1.90B
Stockholders Equity356.14M324.52M300.07M284.32M266.03M232.36M
Cash Flow
Free Cash Flow46.22M38.93M35.04M23.02M43.30M38.58M
Operating Cash Flow46.55M39.52M35.13M23.02M43.45M38.64M
Investing Cash Flow-150.13M-173.07M-80.07M-34.89M-262.94M79.19M
Financing Cash Flow112.93M68.86M86.06M10.10M-194.91M20.12M

Parke Bancorp Technical Analysis

Technical Analysis SentimentNegative
Last Price32.59

Price Trends

50DMA33.17Negative
100DMA33.27Negative
200DMA31.12Positive

Market Momentum

MACD-0.06Negative
RSI46.36Neutral
STOCH32.50Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PKBK, the sentiment is Negative. The current price of 32.59 is below the 20-day moving average (MA) of 32.83, below the 50-day MA of 33.17, and above the 200-day MA of 31.12, indicating a neutral trend. The MACD of -0.06 indicates Negative momentum. The RSI at 46.36 is Neutral, neither overbought nor oversold. The STOCH value of 32.50 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for PKBK.

Parke Bancorp Risk Analysis

Parke Bancorp disclosed 27 risk factors in its most recent earnings report. Parke Bancorp reported the most risks in the "Finance & Corporate" category.

Higher RiskSector Avg.Lower RiskFinance & CorporateTech & InnovationLegal & RegulatoryProductionAbility to SellMacro & Political
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy

Latest Risks Added

0 New Risks

Parke Bancorp Peers Comparison

Overall Rating

UnderperformOutperform
Sector (68)

Financial Indicators

PKBK against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
TSBKTSBK83Outperform$376.43M12.0611.45%2.48%3.87%8.03%
PKBKPKBK82Outperform$386.80M8.0913.90%2.33%8.56%40.25%
ISBAISBA74Outperform$345.55M14.088.89%2.77%11.39%16.66%
CHMGCHMG69Neutral$416.16M10.7814.49%1.61%18.85%184.40%
Sector *68Neutral$18.00B11.429.92%3.81%9.73%1.22%
FRSTFRST64Neutral$365.54M6.6112.78%2.72%17.36%538.64%

* Financial Sector Average

Performance Comparison

0%20%40%60%PKBKFRSTTSBKCHMGISBADec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
PKBK and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
PKBKParke Bancorp32.5911.2252.47%
FRSTPrimis Financial Corp.14.734.1439.11%
TSBKTimberland48.0215.0245.53%
CHMGChemung Financial Corp85.8835.3870.06%
ISBAIsabella Bank Corporation40.420.481.20%

Parke Bancorp Corporate Events

Business Operations and StrategyExecutive/Board Changes

Parke Bancorp Updates Board Governance, Appoints New Director

Positive
Sep 24, 2026

On September 22, 2026, Parke Bancorp, Inc. appointed entrepreneur Michael L. Regina to its Board of Directors and to the board of Parke Bank, with his committee assignments to be determined later. Regina, a prominent business leader in South Jersey a...

Business Operations and StrategyDividends

Parke Bancorp Announces Quarterly Cash Dividend Plan

Positive
Sep 22, 2026

On September 22, 2026, Parke Bancorp, Inc. declared a cash dividend of $0.20 per share, to be paid on October 16, 2026, to shareholders of record as of the close of business on October 2, 2026. The move underscores management’s willingness to return...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 05, 2026