Piraeus Financial Holdings(PIRBF)
$11.37+0.18 (+1.65%)
PIRBF
Piraeus Financial Holdings financials statements
$11.37
At close:+0.18 (+1.65%)
Piraeus Financial Holdings (PIRBF) Ratios
Piraeus Financial Holdings Ratios
PIRBF's free cash flow for Q3 2026 was €1.05B. For the 2026 fiscal year, PIRBF's free cash flow was decreased by €-42.00M and operating cash flow was €1.09B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 2.29 | 0.13 | 0.19 | 0.19 | 0.31 |
| Quick Ratio | 2.29 | 0.13 | 0.19 | 0.19 | 0.31 |
| Cash Ratio | 1.58 | 0.12 | 0.18 | 0.17 | 0.28 |
| Solvency Ratio | 0.01 | 0.02 | 0.01 | 0.02 | -0.04 |
| Operating Cash Flow Ratio | 0.42 | -0.06 | 0.01 | -0.12 | 0.07 |
| Short-Term Operating Cash Flow Coverage | 0.42 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | € -71.80B | € -63.72B | € -57.60B | € -57.11B | € -56.87B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.12 | 0.06 | 0.04 | 0.03 | 0.03 |
| Debt-to-Equity Ratio | 1.37 | 0.56 | 0.40 | 0.29 | 0.35 |
| Debt-to-Capital Ratio | 0.58 | 0.36 | 0.29 | 0.22 | 0.26 |
| Long-Term Debt-to-Capital Ratio | 0.44 | 0.36 | 0.29 | 0.22 | 0.26 |
| Financial Leverage Ratio | 11.23 | 9.74 | 10.48 | 11.39 | 13.79 |
| Debt Service Coverage Ratio | 0.23 | 1.16 | 1.12 | 2.96 | -7.71 |
| Interest Coverage Ratio | 1.80 | 1.41 | 1.35 | 3.06 | -7.18 |
| Debt to Market Cap | 1.25 | 0.96 | 0.71 | 1.05 | 1.82 |
| Interest Debt Per Share | 9.16 | 4.53 | 2.97 | 1.78 | 2.78 |
| Net Debt to EBITDA | 2.30 | -1.90 | -6.62 | -7.05 | 5.34 |
| Profitability Margins | |||||
| Gross Profit Margin | 94.32% | 72.99% | 76.42% | 87.15% | 86.03% |
| EBIT Margin | 59.20% | 38.03% | 31.89% | 39.30% | -100.22% |
| EBITDA Margin | 64.64% | 41.18% | 35.03% | 43.39% | -95.98% |
| Operating Profit Margin | 56.73% | 38.03% | 31.89% | 39.30% | -100.22% |
| Pretax Profit Margin | 59.20% | 38.03% | 31.89% | 39.30% | -100.22% |
| Net Profit Margin | 43.72% | 28.23% | 23.31% | 36.00% | -112.22% |
| Continuous Operations Profit Margin | 46.19% | 28.23% | 23.25% | 33.99% | -111.99% |
| Net Income Per EBT | 73.85% | 74.23% | 73.10% | 91.61% | 111.97% |
| EBT Per EBIT | 104.35% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.17% | 1.33% | 1.03% | 1.27% | -3.78% |
| Return on Equity (ROE) | 13.12% | 12.97% | 10.80% | 14.50% | -52.06% |
| Return on Capital Employed (ROCE) | 1.60% | 8.71% | 6.61% | 6.54% | -11.18% |
| Return on Invested Capital (ROIC) | 1.18% | 6.46% | 4.82% | 5.66% | -11.18% |
| Return on Tangible Assets | 1.18% | 1.34% | 1.04% | 1.28% | -3.79% |
| Earnings Yield | 12.08% | 22.22% | 19.13% | 52.79% | -271.74% |
| Efficiency Ratios | |||||
| Receivables Turnover | 14.63 | 8.62 | 4.75 | 2.78 | 2.05 |
| Payables Turnover | 1.14 | 15.45 | 11.07 | 4.29 | 4.57 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.53 | 5.00 | 4.62 | 3.63 | 3.02 |
| Asset Turnover | 0.03 | 0.05 | 0.04 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.10 | -0.07 | -0.07 | -0.06 | -0.07 |
| Cash Conversion Cycle | -295.09 | 18.72 | 43.91 | 46.20 | 97.86 |
| Days of Sales Outstanding | 24.94 | 42.34 | 76.89 | 131.26 | 177.67 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 320.04 | 23.62 | 32.97 | 85.06 | 79.81 |
| Operating Cycle | 24.94 | 42.34 | 76.89 | 131.26 | 177.67 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.56 | -3.25 | 0.62 | -5.52 | 4.65 |
| Free Cash Flow Per Share | 1.44 | -3.50 | 0.49 | -5.66 | 4.51 |
| Dividend Paid and CapEx Coverage Ratio | 3.80 | -10.37 | 4.64 | -40.85 | 31.50 |
| Capital Expenditure Coverage Ratio | 12.72 | -12.99 | 4.64 | -40.85 | 31.50 |
| Operating Cash Flow Coverage Ratio | 0.18 | -0.88 | 0.27 | -3.65 | 1.99 |
| Operating Cash Flow to Sales Ratio | 0.83 | -1.07 | 0.23 | -2.62 | 1.49 |
| Free Cash Flow Yield | 21.19% | -91.00% | 14.83% | -393.00% | 349.39% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.28 | 4.48 | 5.23 | 1.89 | -0.37 |
| Price-to-Sales (P/S) Ratio | 3.62 | 1.27 | 1.22 | 0.68 | 0.41 |
| Price-to-Book (P/B) Ratio | 1.09 | 0.58 | 0.56 | 0.27 | 0.19 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.72 | -1.10 | 6.74 | -0.25 | 0.29 |
| Price-to-Operating Cash Flow Ratio | 4.35 | -1.18 | 5.29 | -0.26 | 0.28 |
| Price-to-Earnings Growth (PEG) Ratio | -1.78 | 0.10 | -0.23 | -0.02 | -0.00 |
| Enterprise Value Multiple | 7.90 | 1.18 | -3.14 | -5.48 | 4.91 |
| Enterprise Value | 12.40B | 1.84B | -3.72B | -6.27B | -12.65B |
| EV to EBITDA | 7.90 | 1.18 | -3.14 | -5.48 | 4.91 |
| EV to Sales | 5.10 | 0.49 | -1.10 | -2.38 | -4.71 |
| EV to Free Cash Flow | 6.66 | -0.42 | -6.09 | 0.89 | -3.26 |
| EV to Operating Cash Flow | 6.13 | -0.45 | -4.78 | 0.91 | -3.16 |
| Tangible Book Value Per Share | 5.68 | 6.30 | 5.61 | 5.02 | 6.44 |
| Shareholders’ Equity Per Share | 6.25 | 6.59 | 5.85 | 5.24 | 6.73 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.26 | 0.27 | 0.14 | -0.12 |
| Revenue Per Share | 1.88 | 3.03 | 2.71 | 2.11 | 3.12 |
| Net Income Per Share | 0.82 | 0.86 | 0.63 | 0.76 | -3.51 |
| Tax Burden | 0.74 | 0.74 | 0.73 | 0.92 | 1.12 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.18 | 0.06 | 0.06 | 0.07 | 0.08 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.47 | -2.82 | 0.72 | -6.35 | -1.48 |
Currency in EUR
