People's Insurance Co (Group) of China (PINXF) Ratios
People's Insurance Co (Group) of China Ratios
PINXF's free cash flow for Q2 2026 was $47.98B. For the 2026 fiscal year, PINXF's free cash flow was decreased by $-602.00M and operating cash flow was $48.59B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.09 | 5.88 | 0.27 | 0.39 | 0.45 |
| Quick Ratio | 0.09 | 5.88 | 0.27 | 0.39 | 0.45 |
| Cash Ratio | 0.06 | 0.22 | 0.27 | 0.39 | 0.45 |
| Solvency Ratio | 0.03 | 0.03 | 0.02 | 0.03 | 0.02 |
| Operating Cash Flow Ratio | 0.11 | 0.76 | 0.87 | 1.32 | 1.49 |
| Short-Term Operating Cash Flow Coverage | 0.79 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -1.49T | $ -720.58B | $ -1.20T | $ -1.19T | $ -1.06T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.11 | 0.03 | 0.03 | 0.03 | 0.03 |
| Debt-to-Equity Ratio | 0.73 | 0.20 | 0.17 | 0.21 | 0.22 |
| Debt-to-Capital Ratio | 0.42 | 0.16 | 0.14 | 0.17 | 0.18 |
| Long-Term Debt-to-Capital Ratio | 0.12 | 0.16 | 0.14 | 0.17 | 0.17 |
| Financial Leverage Ratio | 6.56 | 6.57 | 6.43 | 6.80 | 6.28 |
| Debt Service Coverage Ratio | 0.37 | 20.04 | 11.36 | 7.00 | 7.33 |
| Interest Coverage Ratio | 21.83 | 21.33 | 9.70 | 6.55 | 6.41 |
| Debt to Market Cap | 0.83 | 0.31 | 0.37 | 0.43 | 0.52 |
| Interest Debt Per Share | 5.15 | 1.26 | 0.93 | 1.19 | 1.20 |
| Net Debt to EBITDA | 1.88 | 0.36 | 0.44 | 0.47 | 0.56 |
| Profitability Margins | |||||
| Gross Profit Margin | 110.06% | 109.09% | 108.96% | 98.90% | 91.17% |
| EBIT Margin | 11.63% | 12.10% | 6.98% | 10.03% | 6.95% |
| EBITDA Margin | 12.40% | 12.94% | 7.94% | 11.12% | 7.75% |
| Operating Profit Margin | 11.13% | 11.56% | 6.33% | 8.98% | 6.01% |
| Pretax Profit Margin | 11.13% | 11.56% | 6.33% | 8.98% | 6.01% |
| Net Profit Margin | 6.96% | 7.04% | 4.21% | 5.34% | 3.63% |
| Continuous Operations Profit Margin | 9.40% | 9.48% | 5.81% | 7.46% | 5.13% |
| Net Income Per EBT | 62.48% | 60.88% | 66.52% | 59.47% | 60.34% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 2.22% | 2.39% | 1.43% | 1.68% | 1.56% |
| Return on Equity (ROE) | 14.55% | 15.69% | 9.21% | 11.44% | 9.79% |
| Return on Capital Employed (ROCE) | 10.41% | 4.19% | 2.27% | 2.93% | 2.68% |
| Return on Invested Capital (ROIC) | 6.97% | 2.46% | 1.11% | 3.65% | 3.30% |
| Return on Tangible Assets | 2.22% | 2.40% | 1.44% | 1.69% | 1.56% |
| Earnings Yield | 16.79% | 26.22% | 21.92% | 25.08% | 25.27% |
| Efficiency Ratios | |||||
| Receivables Turnover | 15.06 | 52.60 | 100.17 | 5.12 | 8.36 |
| Payables Turnover | -11.68 | -11.21 | -5.95 | 0.68 | 8.59 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 16.41 | 17.12 | 15.22 | 11.52 | 14.32 |
| Asset Turnover | 0.32 | 0.34 | 0.34 | 0.31 | 0.43 |
| Working Capital Turnover Ratio | -1.97 | 2.38 | -11.54 | -15.88 | -21.79 |
| Cash Conversion Cycle | 55.48 | 39.50 | 64.97 | -463.31 | 1.17 |
| Days of Sales Outstanding | 24.23 | 6.94 | 3.64 | 71.26 | 43.69 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | -31.25 | -32.57 | -61.33 | 534.57 | 42.51 |
| Operating Cycle | 24.23 | 6.94 | 3.64 | 71.26 | 43.69 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.25 | 1.99 | 1.51 | 1.62 | 1.64 |
| Free Cash Flow Per Share | 3.14 | 1.89 | 1.43 | 1.47 | 2.50 |
| Dividend Paid and CapEx Coverage Ratio | 8.15 | 4.57 | 3.81 | 3.51 | 1.55 |
| Capital Expenditure Coverage Ratio | 30.81 | 20.01 | 19.75 | 10.90 | 1.93 |
| Operating Cash Flow Coverage Ratio | 0.64 | 1.67 | 1.75 | 1.55 | 1.53 |
| Operating Cash Flow to Sales Ratio | 0.22 | 0.15 | 0.13 | 0.15 | 0.12 |
| Free Cash Flow Yield | 51.81% | 52.00% | 65.77% | 64.34% | 129.82% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 6.00 | 3.83 | 4.56 | 3.99 | 3.96 |
| Price-to-Sales (P/S) Ratio | 0.41 | 0.27 | 0.19 | 0.21 | 0.14 |
| Price-to-Book (P/B) Ratio | 0.87 | 0.60 | 0.42 | 0.46 | 0.39 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 1.93 | 1.92 | 1.52 | 1.55 | 0.77 |
| Price-to-Operating Cash Flow Ratio | 1.87 | 1.83 | 1.44 | 1.41 | 1.17 |
| Price-to-Earnings Growth (PEG) Ratio | 0.95 | 0.04 | -0.29 | 0.24 | 0.45 |
| Enterprise Value Multiple | 5.22 | 2.43 | 2.86 | 2.38 | 2.41 |
| Enterprise Value | 419.10B | 188.44B | 120.22B | 125.97B | 110.65B |
| EV to EBITDA | 5.22 | 2.43 | 2.86 | 2.38 | 2.41 |
| EV to Sales | 0.65 | 0.31 | 0.23 | 0.27 | 0.19 |
| EV to Free Cash Flow | 3.02 | 2.25 | 1.80 | 1.94 | 1.00 |
| EV to Operating Cash Flow | 2.92 | 2.14 | 1.70 | 1.76 | 1.52 |
| Tangible Book Value Per Share | 9.43 | 8.11 | 6.90 | 6.72 | 6.63 |
| Shareholders’ Equity Per Share | 6.99 | 6.08 | 5.18 | 5.01 | 4.96 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.16 | 0.18 | 0.08 | 0.17 | 0.15 |
| Revenue Per Share | 14.63 | 13.54 | 11.32 | 10.74 | 13.39 |
| Net Income Per Share | 1.02 | 0.95 | 0.48 | 0.57 | 0.49 |
| Tax Burden | 0.62 | 0.61 | 0.67 | 0.59 | 0.60 |
| Interest Burden | 0.96 | 0.96 | 0.91 | 0.90 | 0.87 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.05 | 0.03 | 0.01 | 0.01 | 0.01 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 3.19 | 2.05 | 2.24 | 1.74 | 2.04 |
Currency in CNY
