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Peoples Financial Services (PFIS) Stock Statistics & Valuation Metrics

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Total Valuation

Peoples Financial Services has a market cap or net worth of $747.67M. The enterprise value is $872.00M.

Market Cap
$747.67M
Enterprise Value
$872.00M

Share Statistics

Peoples Financial Services has 10,010,367 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding
10,010,367
Owned by Insiders
8.17%
Owned by Institutions
30.07%

Financial Efficiency

Peoples Financial Services’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 1.12%.

Return on Equity (ROE)
0.11
Return on Assets (ROA)
0.01
Return on Invested Capital (ROIC)
1.12%
Return on Capital Employed (ROCE)
0.01
Revenue Per Employee
513.62K
Profits Per Employee
108.20K
Employee Count
547
Asset Turnover
0.05
Inventory Turnover
0.00

Valuation Ratios

The current PE Ratio of Peoples Financial Services is 12.04. Peoples Financial Services’s PEG ratio is 0.89.

PE Ratio
12.04
PS Ratio
2.49
PB Ratio
1.38
Price to FCF
16.26
Price to Operating Cash Flow
13.66
PEG Ratio
0.89

Income Statement

In the last 12 months, Peoples Financial Services had revenue of 280.95M and earned 59.19M in profits. Earnings per share was 5.92.

Revenue
280.95M
Gross Profit
187.12M
Operating Income
72.23M
Pretax Income
72.23M
Net Income
59.19M
EBITDA
82.86M
Earnings Per Share (EPS)
5.92

Cash Flow

In the last 12 months, operating cash flow was 53.47M and capital expenditures -8.56M, giving a free cash flow of 44.91M billion.

Operating Cash Flow
53.47M
Free Cash Flow
44.91M
Free Cash Flow per Share
4.49

Dividends & Yields

Peoples Financial Services pays an annual dividend of $0.63, resulting in a dividend yield of 3.42%

Dividend Per Share
$0.63
Dividend Yield
3.42%
Payout Ratio
41.49%
Free Cash Flow Yield
6.13%
Earnings Yield
8.28%

Stock Price Statistics

Beta
0.61
52-Week Price Change
57.50%
50-Day Moving Average
69.90
200-Day Moving Average
62.01
Relative Strength Index (RSI)
57.36
Average Volume (3m)
57.32K

Important Dates

Peoples Financial Services upcoming earnings date is Feb 01, 2027, TBA (Not Confirmed).

Last Earnings Date
Oct 30, 2026
Next Earnings Date
Feb 01, 2027
Ex-Dividend Date
May 29, 2026

Financial Position

Peoples Financial Services as a current ratio of 8.76, with Debt / Equity ratio of 49.71%

Current Ratio
8.76
Quick Ratio
8.76
Debt to Market Cap
0.53
Net Debt to EBITDA
2.41
Interest Coverage Ratio
0.77

Taxes

In the past 12 months, Peoples Financial Services has paid 13.05M in taxes.

Income Tax
13.05M
Effective Tax Rate
0.18

Enterprise Valuation

Peoples Financial Services EV to EBITDA ratio is 10.20, with an EV/FCF ratio of 18.62.

EV to Sales
2.85
EV to EBITDA
10.20
EV to Free Cash Flow
18.62
EV to Operating Cash Flow
15.64

Balance Sheet

Peoples Financial Services has $74.93M in cash and marketable securities with $239.80M in debt, giving a net cash position of -$164.87M billion.

Cash & Marketable Securities
$74.93M
Total Debt
$239.80M
Net Cash
-$164.87M
Net Cash Per Share
-$16.47
Tangible Book Value Per Share
$43.51

Margins

Gross margin is 67.22%, with operating margin of 25.23%, and net profit margin of 20.67%.

Gross Margin
67.22%
Operating Margin
25.23%
Pretax Margin
25.23%
Net Profit Margin
20.67%
EBITDA Margin
27.93%
EBIT Margin
25.23%

Analyst Forecast

The average price target for Peoples Financial Services is ―, which is 11.43% higher than the current price. The consensus rating is ―

Price Target
―
Price Target Upside
―
Analyst Consensus
―
Analyst Count
―
Revenue Growth Forecast
3.53%
EPS Growth Forecast
13.68%

Scores

Smart Score
7
AI Score
75