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PAYS Stock Chart & Stats
$13.23
$0.19(2.19%)
At close: 4:00 PM EDT
$13.23
$0.19(2.19%)
Day’s Range― - ―
52-Week Range$3.08 - $14.43
Previous CloseN/A
Volume152.25K
Average Volume (3M)814.71K
Market Cap
$667.38M
Enterprise Value$336.81
Total Cash (Recent Filing)$27.37M
Total Debt (Recent Filing)$5.71M
Price to Earnings (P/E)43.6
Beta1.78
Next Earnings
Nov 10, 2026EPS Estimate
0.09Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.29
Shares Outstanding56,462,154
10 Day Avg. Volume744,643
30 Day Avg. Volume814,706
Financial Highlights & Ratios
PEG Ratio0.39
Price to Book (P/B)5.78
Price to Sales (P/S)3.42
P/FCF Ratio5.47
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$13.38Price Target Upside1.10% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.24
Revenue Forecast (FY)$113.47M
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability GrowthPaySign has materially expanded its revenue base while moving from losses to solid profitability. Improving gross and net margins indicate stronger earnings economics, giving the company greater capacity to reinvest in prepaid programs and support durable growth over the next several quarters.
Strong Cash GenerationHigh operating and free cash flow demonstrates strong conversion of reported earnings into internally generated funds. This supports investment in program expansion, reduces reliance on external financing, and provides flexibility to manage operating needs while preserving financial resilience.
Conservative And Improving LeverageLow and declining leverage limits financial strain and leaves more flexibility for growth investment or difficult operating conditions. The expanding equity base further strengthens the capital structure, making the business less dependent on debt-funded expansion over the medium term.
Bears Say
Growth Rate NormalizationThe sharp moderation in revenue growth suggests that the unusually rapid expansion seen previously may be normalizing. Slower top-line growth could reduce operating leverage and make it harder for PaySign to sustain its recent pace of earnings improvement without further program wins or stronger account activity.
Asset Efficiency Requires MonitoringA substantially larger asset base increases the importance of maintaining efficient deployment of capital. If earnings do not continue to scale alongside assets, returns could weaken and capital productivity could decline, limiting the benefit of PaySign’s otherwise strong profitability and balance-sheet growth.
Modest Cash Flow Coverage MeasureAlthough absolute cash generation is strong, the modest coverage measure indicates that consistency relative to reported profits or obligations still warrants attention. Any weakening in conversion could reduce the cash available for reinvestment and make current earnings quality less durable over time.
Paysign News
PAYS FAQ
What was Paysign’s price range in the past 12 months?
Paysign lowest stock price was $3.08 and its highest was $14.43 in the past 12 months.
What is Paysign’s market cap?
Paysign’s market cap is $667.38M.
When is Paysign’s upcoming earnings report date?
Paysign’s upcoming earnings report date is Nov 10, 2026 which is in 52 days.
How were Paysign’s earnings last quarter?
Paysign released its earnings results on Aug 05, 2026. The company reported $0.11 earnings per share for the quarter, beating the consensus estimate of $0.06 by $0.05.
Is Paysign overvalued?
According to Wall Street analysts Paysign’s price is currently Undervalued.
Does Paysign pay dividends?
Paysign does not currently pay dividends.
What is Paysign’s EPS estimate?
Paysign’s EPS estimate is 0.09.
How many shares outstanding does Paysign have?
Paysign has 56,462,154 shares outstanding.
What happened to Paysign’s price movement after its last earnings report?
Paysign reported an EPS of $0.11 in its last earnings report, beating expectations of $0.06. Following the earnings report the stock price went up 29.301%.
Which hedge fund is a major shareholder of Paysign?
Currently, no hedge funds are holding shares in PAYS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Paysign Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$13.38 (1.10% Upside)
$13.38 (1.10% Upside)
Blogger Sentiment
Neutral
PAYS Sentiment 57%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Decreased
By 171.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $3.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 2.2%
Last 30 Days ▲ 3.9%
Last 30 Days ▲ 3.9%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
117.13%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
63.48%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Paysign
Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions. It also operates a customer service center; and offers a communication suite, including mobile app, two-way SMS, text alerts, and cardholder web portal. The company markets its prepaid card solutions under the Paysign brand. It serves companies and municipalities that require payment solutions for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. Paysign, Inc. was founded in 2001 and is headquartered in Henderson, Nevada.
PAYS Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted a very strong quarter: substantial revenue and profit growth, wide margin expansion, a robust pharma pipeline, and continued plasma revenue expansion and cash generation. Management reiterated confident full-year guidance and plans to exceed prior program-addition performance. Key risks discussed include a lower-than-guided plasma center count (due to sales/closures), the SaaS/app not yet producing revenue (FDA engagement ongoing), a higher effective tax rate, and margin variability driven by seasonal mix. Overall the positives (large percentage growth across revenue, EBITDA, operating margin, patient assistance dollars, and pipeline strength) substantially outweigh the operational and timing-related lowlights.View all PAYS earnings summariesPAYS Stock 12 Month Forecast
Average Price Target
$13.38
▲(1.10% Upside)
Technical Analysis
International Money Express
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Repay Holdings
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AvePoint
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Payoneer
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Bakkt Holdings, Inc. Class A
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Ownership Overview
27.41% Insiders
7.35% Mutual Funds
21.74% Other Institutional Investors
34.11% Public Companies and Individual Investors