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Oconee Financial Corporation (OSBK)
OTHER OTC:OSBK
US Market
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Oconee Financial (OSBK) Stock Statistics & Valuation Metrics

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Total Valuation

Oconee Financial has a market cap or net worth of $47.40M. The enterprise value is $32.66.
Market Cap$47.40M
Enterprise Value$32.66

Share Statistics

Oconee Financial has 900,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding900,000
Owned by Insiders
Owned by Institutions

Financial Efficiency

Oconee Financial’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 6.01%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)6.01%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee524.53K
Profits Per Employee67.04K
Employee Count84
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Oconee Financial is 9.8. Oconee Financial’s PEG ratio is 0.60.
PE Ratio9.8
PS Ratio1.10
PB Ratio0.86
Price to Fair Value0.86
Price to FCF9.99
Price to Operating Cash Flow0.00
PEG Ratio0.60

Income Statement

In the last 12 months, Oconee Financial had revenue of 44.06M and earned 5.63M in profits. Earnings per share was 5.38.
Revenue44.06M
Gross Profit31.23M
Operating Income6.98M
Pretax Income6.98M
Net Income5.63M
EBITDA7.69M
Earnings Per Share (EPS)5.38

Cash Flow

In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00

Dividends & Yields

Oconee Financial pays an annual dividend of $1.15, resulting in a dividend yield of 2.16%
Dividend Per Share$1.15
Dividend Yield2.16%
Payout Ratio21.45%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.17
52-Week Price Change33.60%
50-Day Moving Average52.13
200-Day Moving Average48.31
Relative Strength Index (RSI)56.51
Average Volume (3m)391.00

Important Dates

Oconee Financial upcoming earnings date is Aug 11, 2026, Before Open (Confirmed).
Last Earnings DateMay 12, 2026
Next Earnings DateAug 11, 2026
Ex-Dividend Date

Financial Position

Oconee Financial as a current ratio of 0.12, with Debt / Equity ratio of 53.24%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.61
Net Debt to EBITDA-6.05
Interest Coverage Ratio0.62

Taxes

In the past 12 months, Oconee Financial has paid 1.35M in taxes.
Income Tax1.35M
Effective Tax Rate0.19

Enterprise Valuation

Oconee Financial EV to EBITDA ratio is 0.25, with an EV/FCF ratio of 0.40.
EV to Sales0.04
EV to EBITDA0.25
EV to Free Cash Flow0.40
EV to Operating Cash Flow0.32

Balance Sheet

Oconee Financial has $47.00M in cash and marketable securities with $29.58M in debt, giving a net cash position of $17.42M billion.
Cash & Marketable Securities$47.00M
Total Debt$29.58M
Net Cash$17.42M
Net Cash Per Share$19.36
Tangible Book Value Per Share$52.94

Margins

Gross margin is 70.42%, with operating margin of 15.84%, and net profit margin of 12.78%.
Gross Margin70.42%
Operating Margin15.84%
Pretax Margin15.84%
Net Profit Margin12.78%
EBITDA Margin17.46%
EBIT Margin15.84%

Analyst Forecast

The average price target for Oconee Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast16.78%
EPS Growth Forecast20.64%

Scores

Smart Score5
AI Score