Want to see OPRT full AI Analyst Report?
Aggregate Originations
Dollar volume of new loans originated over a period, reflecting demand and the company’s growth momentum. Rising originations signal revenue potential but can foreshadow credit stress if underwriting loosens to chase volume.After a steep post‑2021 pullback, originations have staged a clear recovery through 2024–25 driven by lower acquisition costs, higher returning‑member share and strong secured‑personal‑loan momentum (management called out SPL growth). That momentum is real but deliberately controlled: guidance targets only mid‑single‑digit originations growth as tighter credit, elevated delinquencies/charge‑offs and a phased risk‑based pricing rollout limit near‑term upside; balance‑sheet and funding improvements make any sustainable reacceleration more likely later in 2026.
Date | Aggregate Originations |
|---|---|
Jun 30, 2026 | $487.75M |
Mar 31, 2026 | $416.91M |
Dec 31, 2025 | $494.90M |
Sep 30, 2025 | $511.77M |
Jun 30, 2025 | $480.76M |
Mar 31, 2025 | $469.40M |
Dec 31, 2024 | $522.17M |
Sep 30, 2024 | $480.15M |
Jun 30, 2024 | $434.77M |
Mar 31, 2024 | $338.22M |