Optimumbank Holdings(OPHC)
$9.03+0.07 (+0.78%)
OPHC
Optimumbank Holdings financials statements
$9.03
At close:+0.07 (+0.78%)
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Optimumbank Holdings (OPHC) Ratios
143 Followers
Optimumbank Holdings Ratios
OPHC's free cash flow for Q3 2026 was $8.00M. For the 2026 fiscal year, OPHC's free cash flow was increased by $915.00K and operating cash flow was $7.08M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.12 | 0.15 | 0.15 | 0.19 | 0.30 |
| Quick Ratio | 0.12 | 0.15 | 0.15 | 0.19 | 0.30 |
| Cash Ratio | 0.12 | 0.11 | 0.11 | 0.14 | 0.19 |
| Solvency Ratio | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.36 | 0.31 | 0.11 | 1.04 | 0.21 |
| Net Current Asset Value | $ -871.60M | $ -710.00M | $ -617.75M | $ -424.26M | $ -219.03M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.11 | 0.16 | 0.04 | 0.11 |
| Debt-to-Equity Ratio | 0.43 | 1.00 | 1.80 | 0.35 | 0.98 |
| Debt-to-Capital Ratio | 0.30 | 0.50 | 0.64 | 0.26 | 0.50 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.33 | 0.47 | 0.14 | 0.32 |
| Financial Leverage Ratio | 9.12 | 9.04 | 11.30 | 9.35 | 9.14 |
| Debt Service Coverage Ratio | 0.24 | 0.18 | 0.09 | 0.33 | 0.35 |
| Interest Coverage Ratio | 1.02 | 0.71 | 0.70 | 1.33 | 3.12 |
| Debt to Market Cap | 1.00 | 2.22 | 4.10 | 0.82 | 2.35 |
| Interest Debt Per Share | 6.34 | 13.53 | 19.11 | 4.40 | 9.94 |
| Net Debt to EBITDA | -2.68 | 0.50 | 5.50 | -8.33 | -6.29 |
| Profitability Margins | |||||
| Gross Profit Margin | 66.53% | 57.73% | 58.93% | 67.11% | 81.75% |
| EBIT Margin | 31.17% | 27.44% | 21.56% | 23.61% | 25.96% |
| EBITDA Margin | 32.41% | 28.37% | 22.98% | 26.10% | 28.51% |
| Operating Profit Margin | 31.17% | 27.44% | 21.56% | 23.61% | 25.96% |
| Pretax Profit Margin | 31.17% | 27.44% | 21.56% | 23.61% | 25.96% |
| Net Profit Margin | 23.41% | 20.43% | 16.01% | 17.61% | 53.25% |
| Continuous Operations Profit Margin | 23.41% | 20.43% | 16.01% | 17.61% | 53.25% |
| Net Income Per EBT | 75.09% | 74.44% | 74.29% | 74.61% | 205.15% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.50% | 1.41% | 0.79% | 0.69% | 1.79% |
| Return on Equity (ROE) | 13.66% | 12.72% | 8.97% | 6.43% | 16.35% |
| Return on Capital Employed (ROCE) | 17.06% | 15.92% | 9.43% | 8.01% | 7.41% |
| Return on Invested Capital (ROIC) | 9.25% | 8.16% | 4.14% | 5.20% | 5.16% |
| Return on Tangible Assets | 1.50% | 1.41% | 0.79% | 0.69% | 1.79% |
| Earnings Yield | 33.33% | 29.20% | 20.76% | 16.52% | 41.09% |
| Efficiency Ratios | |||||
| Receivables Turnover | 19.64 | 19.19 | 15.86 | 15.82 | 12.18 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 13.93 | 13.55 | 11.10 | 7.48 | 4.58 |
| Asset Turnover | 0.06 | 0.07 | 0.05 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.09 | -0.10 | -0.08 | -0.07 | -0.07 |
| Cash Conversion Cycle | 18.58 | 19.02 | 23.02 | 23.07 | 29.98 |
| Days of Sales Outstanding | 18.58 | 19.02 | 23.02 | 23.07 | 29.98 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 18.58 | 19.02 | 23.02 | 23.07 | 29.98 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.52 | 1.65 | 0.95 | 1.74 | 0.97 |
| Free Cash Flow Per Share | 1.44 | 1.55 | 0.86 | 1.69 | 0.87 |
| Dividend Paid and CapEx Coverage Ratio | 19.91 | 15.79 | 10.30 | 32.17 | 9.88 |
| Capital Expenditure Coverage Ratio | 19.91 | 15.79 | 10.30 | 32.17 | 9.88 |
| Operating Cash Flow Coverage Ratio | 0.34 | 0.15 | 0.05 | 0.47 | 0.10 |
| Operating Cash Flow to Sales Ratio | 0.25 | 0.24 | 0.18 | 0.45 | 0.32 |
| Free Cash Flow Yield | 33.93% | 32.52% | 20.54% | 41.21% | 22.07% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 2.99 | 3.42 | 4.82 | 6.05 | 2.43 |
| Price-to-Sales (P/S) Ratio | 0.70 | 0.70 | 0.77 | 1.07 | 1.30 |
| Price-to-Book (P/B) Ratio | 0.41 | 0.44 | 0.43 | 0.39 | 0.40 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 2.95 | 3.07 | 4.87 | 2.43 | 4.53 |
| Price-to-Operating Cash Flow Ratio | 2.80 | 2.88 | 4.40 | 2.35 | 4.07 |
| Price-to-Earnings Growth (PEG) Ratio | 1.39 | 0.06 | 0.17 | -0.10 | -0.00 |
| Enterprise Value Multiple | -0.51 | 2.97 | 8.85 | -4.25 | -1.74 |
| Enterprise Value | -11.87M | 54.09M | 79.84M | -25.31M | -5.87M |
| EV to EBITDA | -0.51 | 2.97 | 8.85 | -4.25 | -1.74 |
| EV to Sales | -0.17 | 0.84 | 2.04 | -1.11 | -0.50 |
| EV to Free Cash Flow | -0.70 | 3.70 | 12.85 | -2.52 | -1.74 |
| EV to Operating Cash Flow | -0.67 | 3.47 | 11.60 | -2.44 | -1.56 |
| Tangible Book Value Per Share | 10.37 | 10.93 | 9.67 | 10.51 | 9.88 |
| Shareholders’ Equity Per Share | 10.37 | 10.93 | 9.67 | 10.51 | 9.88 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.25 | 0.26 | 0.26 | 0.25 | -1.05 |
| Revenue Per Share | 6.05 | 6.80 | 5.42 | 3.84 | 3.03 |
| Net Income Per Share | 1.42 | 1.39 | 0.87 | 0.68 | 1.61 |
| Tax Burden | 0.75 | 0.74 | 0.74 | 0.75 | 2.05 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.02 | 0.17 | 0.21 | 0.24 | 0.32 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Income Quality | 1.07 | 1.19 | 1.10 | 2.58 | 0.60 |
Currency in USD
