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Optimumbank Holdings (OPHC)
:OPHC
US Market
OPHC
Optimumbank Holdings
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Optimumbank Holdings (OPHC) Ratios

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Optimumbank Holdings Ratios

OPHC's free cash flow for Q2 2026 was $0.75. For the 2026 fiscal year, OPHC's free cash flow was decreased by $ and operating cash flow was $0.44. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 18.12 0.12 0.15 0.15 0.19
Quick Ratio
 18.12 0.12 0.15 0.15 0.19
Cash Ratio
 5.75 0.12 0.11 0.11 0.14
Solvency Ratio
 0.02 0.02 0.02 <0.01 <0.01
Operating Cash Flow Ratio
 10.48 0.02 0.02 <0.01 0.02
Short-Term Operating Cash Flow Coverage
 10.48 0.36 0.31 0.11 1.04
Net Current Asset Value
$ -1.22B$ -871.60M$ -710.00M$ -617.75M$ -424.26M
Leverage Ratios
Debt-to-Assets Ratio
 <0.01 0.05 0.11 0.16 0.04
Debt-to-Equity Ratio
 0.04 0.43 1.00 1.80 0.35
Debt-to-Capital Ratio
 0.04 0.30 0.50 0.64 0.26
Long-Term Debt-to-Capital Ratio
 0.00 0.00 0.33 0.47 0.14
Financial Leverage Ratio
 10.43 9.12 9.04 11.30 9.35
Debt Service Coverage Ratio
 0.78 0.24 0.18 0.09 0.33
Interest Coverage Ratio
 1.13 1.02 0.71 0.70 1.33
Debt to Market Cap
 0.02 1.00 2.22 4.10 0.82
Interest Debt Per Share
 2.44 6.34 13.53 19.11 4.40
Net Debt to EBITDA
 -0.35 -2.68 0.50 5.50 -8.33
Profitability Margins
Gross Profit Margin
69.38%66.53%57.73%58.93%67.11%
EBIT Margin
34.53%31.17%27.44%21.56%23.61%
EBITDA Margin
34.98%32.41%28.37%22.98%26.10%
Operating Profit Margin
34.53%31.17%27.44%21.56%23.61%
Pretax Profit Margin
34.53%31.17%27.44%21.56%23.61%
Net Profit Margin
26.06%23.41%20.43%16.01%17.61%
Continuous Operations Profit Margin
26.06%23.41%20.43%16.01%17.61%
Net Income Per EBT
75.47%75.09%74.44%74.29%74.61%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.46%1.50%1.41%0.79%0.69%
Return on Equity (ROE)
16.39%13.66%12.72%8.97%6.43%
Return on Capital Employed (ROCE)
1.94%17.06%15.92%9.43%8.01%
Return on Invested Capital (ROIC)
37.38%9.25%8.16%4.14%5.20%
Return on Tangible Assets
1.46%1.50%1.41%0.79%0.69%
Earnings Yield
19.37%33.33%29.20%20.76%16.52%
Efficiency Ratios
Receivables Turnover
 16.18 19.64 19.19 15.86 15.82
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 14.20 13.93 13.55 11.10 7.48
Asset Turnover
 0.06 0.06 0.07 0.05 0.04
Working Capital Turnover Ratio
 1.18 -0.09 -0.10 -0.08 -0.07
Cash Conversion Cycle
 22.56 18.58 19.02 23.02 23.07
Days of Sales Outstanding
 22.56 18.58 19.02 23.02 23.07
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 22.56 18.58 19.02 23.02 23.07
Cash Flow Ratios
Operating Cash Flow Per Share
 2.23 1.52 1.65 0.95 1.74
Free Cash Flow Per Share
 2.21 1.44 1.55 0.86 1.69
CapEx Per Share
 0.02 0.08 0.10 0.09 0.05
Free Cash Flow to Operating Cash Flow
 0.99 0.95 0.94 0.90 0.97
Dividend Paid and CapEx Coverage Ratio
 92.40 19.91 15.79 10.30 32.17
Capital Expenditure Coverage Ratio
 92.40 19.91 15.79 10.30 32.17
Operating Cash Flow Coverage Ratio
 5.24 0.34 0.15 0.05 0.47
Operating Cash Flow to Sales Ratio
 0.34 0.25 0.24 0.18 0.45
Free Cash Flow Yield
24.53%33.93%32.52%20.54%41.21%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 5.12 2.99 3.42 4.82 6.05
Price-to-Sales (P/S) Ratio
 1.37 0.70 0.70 0.77 1.07
Price-to-Book (P/B) Ratio
 0.79 0.41 0.44 0.43 0.39
Price-to-Free Cash Flow (P/FCF) Ratio
 4.08 2.95 3.07 4.87 2.43
Price-to-Operating Cash Flow Ratio
 3.96 2.80 2.88 4.40 2.35
Price-to-Earnings Growth (PEG) Ratio
 0.19 1.39 0.06 0.17 -0.10
Price-to-Fair Value
 0.79 0.41 0.44 0.43 0.39
Enterprise Value Multiple
 3.57 -0.51 2.97 8.85 -4.25
Enterprise Value
 98.13M -11.87M 54.09M 79.84M -25.31M
EV to EBITDA
 3.57 -0.51 2.97 8.85 -4.25
EV to Sales
 1.25 -0.17 0.84 2.04 -1.11
EV to Free Cash Flow
 3.72 -0.70 3.70 12.85 -2.52
EV to Operating Cash Flow
 3.67 -0.67 3.47 11.60 -2.44
Tangible Book Value Per Share
 11.24 10.37 10.93 9.67 10.51
Shareholders’ Equity Per Share
 11.24 10.37 10.93 9.67 10.51
Tax and Other Ratios
Effective Tax Rate
 0.25 0.25 0.26 0.26 0.25
Revenue Per Share
 6.58 6.05 6.80 5.42 3.84
Net Income Per Share
 1.71 1.42 1.39 0.87 0.68
Tax Burden
 0.75 0.75 0.74 0.74 0.75
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.09 0.02 0.17 0.21 0.24
Stock-Based Compensation to Revenue
 0.01 0.01 <0.01 0.01 0.02
Income Quality
 1.30 1.07 1.19 1.10 2.58
Currency in USD