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OFG Bancorp (OFG) Stock Statistics & Valuation Metrics
Total Valuation
OFG Bancorp has a market cap or net worth of $2.15B. The enterprise value is $2.19B.
- Market Cap
- $2.15B
- Enterprise Value
- $2.19B
Share Statistics
OFG Bancorp has 42,265,495 shares outstanding. The number of shares has decreased by -2.65% in one year.
- Shares Outstanding
- 42,265,495
- Owned by Insiders
- 0.89%
- Owned by Institutions
- 77.65%
Financial Efficiency
OFG Bancorp’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 11.83%.
- Return on Equity (ROE)
- 0.15
- Return on Assets (ROA)
- 0.02
- Return on Invested Capital (ROIC)
- 11.83%
- Return on Capital Employed (ROCE)
- 0.14
- Revenue Per Employee
- 400.10K
- Profits Per Employee
- 95.13K
- Employee Count
- 2,156
- Asset Turnover
- 0.07
- Inventory Turnover
- 0.00
Valuation Ratios
The current PE Ratio of OFG Bancorp is 9.87. OFG Bancorp’s PEG ratio is 0.58.
- PE Ratio
- 9.87
- PS Ratio
- 2.37
- PB Ratio
- 1.62
- Price to FCF
- 12.95
- Price to Operating Cash Flow
- 11.65
- PEG Ratio
- 0.58
Income Statement
In the last 12 months, OFG Bancorp had revenue of 862.62M and earned 205.10M in profits. Earnings per share was 4.53.
- Revenue
- 862.62M
- Gross Profit
- 614.52M
- Operating Income
- 266.01M
- Pretax Income
- 234.12M
- Net Income
- 205.10M
- EBITDA
- 291.39M
- Earnings Per Share (EPS)
- 4.53
Cash Flow
In the last 12 months, operating cash flow was 185.53M and capital expenditures -18.39M, giving a free cash flow of 167.15M billion.
- Operating Cash Flow
- 185.53M
- Free Cash Flow
- 167.15M
- Free Cash Flow per Share
- 3.96
Dividends & Yields
OFG Bancorp pays an annual dividend of $0.35, resulting in a dividend yield of 2.64%
- Dividend Per Share
- $0.35
- Dividend Yield
- 2.64%
- Payout Ratio
- 25.59%
- Free Cash Flow Yield
- 7.72%
- Earnings Yield
- 10.42%
Stock Price Statistics
- Beta
- 0.68
- 52-Week Price Change
- 30.80%
- 50-Day Moving Average
- 51.54
- 200-Day Moving Average
- 46.41
- Relative Strength Index (RSI)
- 50.08
- Average Volume (3m)
- 273.70K
Important Dates
OFG Bancorp upcoming earnings date is Jan 28, 2027, TBA (Not Confirmed).
- Last Earnings Date
- Oct 21, 2026
- Next Earnings Date
- Jan 28, 2027
- Ex-Dividend Date
- Sep 30, 2026
Financial Position
OFG Bancorp as a current ratio of 0.12, with Debt / Equity ratio of 41.76%
- Current Ratio
- 0.12
- Quick Ratio
- 0.12
- Debt to Market Cap
- 0.29
- Net Debt to EBITDA
- -1.58
- Interest Coverage Ratio
- 1.54
Taxes
In the past 12 months, OFG Bancorp has paid 29.01M in taxes.
- Income Tax
- 29.01M
- Effective Tax Rate
- 0.12
Enterprise Valuation
OFG Bancorp EV to EBITDA ratio is 7.13, with an EV/FCF ratio of 13.31.
- EV to Sales
- 2.43
- EV to EBITDA
- 7.13
- EV to Free Cash Flow
- 13.31
- EV to Operating Cash Flow
- 11.99
Balance Sheet
OFG Bancorp has $3.28B in cash and marketable securities with $626.54M in debt, giving a net cash position of $2.66B billion.
- Cash & Marketable Securities
- $3.28B
- Total Debt
- $626.54M
- Net Cash
- $2.66B
- Net Cash Per Share
- $62.87
- Tangible Book Value Per Share
- $29.53
Margins
Gross margin is 75.89%, with operating margin of 32.20%, and net profit margin of 24.64%.
- Gross Margin
- 75.89%
- Operating Margin
- 32.20%
- Pretax Margin
- 28.72%
- Net Profit Margin
- 24.64%
- EBITDA Margin
- 34.16%
- EBIT Margin
- 32.20%
Analyst Forecast
The average price target for OFG Bancorp is $56.75, which is 11.43% higher than the current price. The consensus rating is Neutral
- Price Target
- $56.75
- Price Target Upside
- 10.82% Upside
- Analyst Consensus
- Neutral
- Analyst Count
- 4
- Revenue Growth Forecast
- 2.09%
- EPS Growth Forecast
- 19.22%
Scores
- Smart Score
- 6
- AI Score
- 78
