Old Mutual (ODMUF) AI Stock Analysis

Old Mutual

(Other OTC:ODMUF)

Rating:―N/A

Action:N/A

Date:―

No summary available

Positive Factors

Negative Factors

Old Mutual (ODMUF) vs. SPDR S&P 500 ETF (SPY)

Market Cap: $3.15B
Dividend Yield: 6.90%
Average Volume (3M): ―
Price to Earnings (P/E): 7.2
Beta (1Y): 0.66
Revenue Growth: 15.73%
EPS Growth: 39.69%
Country: US
Employees: 28,126
Sector: Financial
Sector Strength: 68
Industry: Insurance - Life

Old Mutual Business Overview & Revenue Model

Company Description

Old Mutual Limited, a venerable financial services conglomerate based in Cape Town, South Africa, has been serving clients since its establishment in 1845. The company's core operations are concentrated across South Africa and the broader African con...

Old Mutual Earnings Call Summary

Earnings Call Date:Sep 07, 2026(Q2-2026)|% Change Since:8.87%|Next Earnings Date:Mar 22, 2027

Earnings Call SentimentPositive

The call was predominantly positive. Management highlighted improved returns, strong sales and investment flows, progress on cost savings, resilient insurance underwriting, expanding OM Bank operations, stronger African results, capital strength, and continued shareholder distributions. The principal challenges were that RONAV and ROGEV remain below target ranges, adjusted headline earnings declined, some business lines experienced RFO declines, VNB margins remain below target, and the group continues to face catastrophe losses, consumer pressure, Malawi macroeconomic constraints, and Zimbabwe capital-access restrictions.

Positive Updates

Improved Returns and Value Creation

ROGEV increased to 12.7% from 4.1% in December, while normalized RONAV increased to 12.6%. Both return metrics exceeded the group's stated cost of capital of about 12.5%, although they remain below their medium-term target ranges.

Negative Updates

Returns Remain Below Medium-Term Targets

Normalized RONAV of 12.6% remains below the target range of 15%-17%, and ROGEV of 12.7% remains below its target range of 14%-16%.

Company Guidance

Management guided to sustainable RFO per share growth of 10%-14% off the 2025 base, with 11% in the first half, medium-term ROGEV of 14%-16%, normalized RONAV of 15%-17%, VNB margin of 2%-3%, net underwriting margin of 5%-8%, and dividend growth of 6%-9%; OM Bank is targeting 2.5 million, 2.8 million customers, an activity rate of 35%-38%, retail deposits of ZAR 8 billion-ZAR 10 billion and lending of ZAR 23 billion-ZAR 26 billion by the end of 2028, with OM banking cluster RFO targeting ZAR 0 breakeven to ZAR 200 million annually in 2028; cost savings are expected to reach at least ZAR 1 billion by the end of 2026 and ZAR 2.5 billion by the end of next year, cash remitted is expected to be between 70% and 80% of adjusted headline earnings before optimizations and special dividends, at least 50% of the declared ZAR 4 billion OMLACSA interim dividend is expected to add to discretionary capital in the second half of the year, and the ZAR 1 billion share buyback has been earmarked, while updated solvency ranges are 150%-180% for OML and 150%-180% for OMLACSA.

Old Mutual Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

ODMUF against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MET	79Outperform	$63.56B	19.05	12.94%	2.32%	8.96%	-11.62%
AEG	74Outperform	$12.45B	11.38	12.23%	5.93%	24.97%	―
MFG	73Outperform	$118.73B	13.82	12.28%	1.81%	2.65%	54.00%
PRU	70Outperform	$40.18B	10.44	12.00%	4.77%	9.38%	144.26%
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
LNC	64Neutral	$7.85B	3.42	21.99%	4.39%	12.32%	97.86%

* Financial Sector Average

Performance Comparison

ODMUF and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
ODMUF	Old Mutual Ltd.	0.85	0.29	51.79%
MFC	Manulife Financial	44.63	12.79	40.17%
PRU	Prudential Financial	116.45	17.08	17.19%
MFG	Mizuho Financial Group	9.66	2.91	43.11%
LNC	Lincoln National	41.01	2.23	5.74%
MET	Metlife	100.02	23.01	29.87%
AEG	Aegon Nv	8.18	0.96	13.25%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Old Mutual AI Stock Analysis