Oceanfirst Financial(OCFC)
$18.24+0.16 (+0.88%)
OCFC
Oceanfirst Financial financials statements
$18.24
At close:+0.16 (+0.88%)
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Oceanfirst Financial (OCFC) Ratios
125 Followers
Oceanfirst Financial Ratios
OCFC's free cash flow for Q3 2026 was $128.04M. For the 2026 fiscal year, OCFC's free cash flow was decreased by $-3.94M and operating cash flow was $131.98M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.13 | 0.10 | 0.09 | 0.07 | 0.08 |
| Quick Ratio | 0.13 | 0.10 | 0.09 | 0.07 | 0.08 |
| Cash Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.01 | 0.03 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 1.60 | 1.52 | 1.70 | 3.62 | 1.35 |
| Net Current Asset Value | $ -11.49B | $ -10.72B | $ -10.92B | $ -10.85B | $ -9.42B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.11 | 0.09 | 0.08 | 0.11 | 0.03 |
| Debt-to-Equity Ratio | 0.98 | 0.74 | 0.63 | 0.93 | 0.23 |
| Debt-to-Capital Ratio | 0.50 | 0.43 | 0.39 | 0.48 | 0.19 |
| Long-Term Debt-to-Capital Ratio | 0.49 | 0.41 | 0.37 | 0.47 | 0.13 |
| Financial Leverage Ratio | 8.76 | 7.89 | 8.15 | 8.27 | 7.74 |
| Debt Service Coverage Ratio | 0.25 | 0.31 | 0.39 | 1.33 | 0.80 |
| Interest Coverage Ratio | 0.33 | 0.42 | 0.57 | 3.61 | 3.87 |
| Debt to Market Cap | 1.58 | 1.19 | 1.02 | 1.18 | 0.26 |
| Interest Debt Per Share | 33.39 | 26.89 | 21.82 | 26.07 | 6.51 |
| Net Debt to EBITDA | 14.09 | 7.82 | 5.84 | 6.22 | 0.92 |
| Profitability Margins | |||||
| Gross Profit Margin | 54.48% | 54.09% | 59.82% | 87.33% | 93.59% |
| EBIT Margin | 14.11% | 18.99% | 21.49% | 39.96% | 36.58% |
| EBITDA Margin | 16.24% | 21.11% | 24.05% | 43.35% | 40.41% |
| Operating Profit Margin | 14.11% | 18.99% | 21.47% | 39.96% | 36.58% |
| Pretax Profit Margin | 14.11% | 18.99% | 21.47% | 39.96% | 36.58% |
| Net Profit Margin | 10.83% | 14.55% | 16.33% | 30.21% | 28.31% |
| Continuous Operations Profit Margin | 10.83% | 14.59% | 16.34% | 30.36% | 28.31% |
| Net Income Per EBT | 76.72% | 76.59% | 76.06% | 75.60% | 77.39% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.49% | 0.75% | 0.77% | 1.12% | 0.94% |
| Return on Equity (ROE) | 4.27% | 5.88% | 6.26% | 9.25% | 7.26% |
| Return on Capital Employed (ROCE) | 2.61% | 3.97% | 4.51% | 5.77% | 7.53% |
| Return on Invested Capital (ROIC) | 1.97% | 2.99% | 3.35% | 4.30% | 5.49% |
| Return on Tangible Assets | 0.51% | 0.78% | 0.80% | 1.16% | 0.98% |
| Earnings Yield | 6.89% | 9.48% | 10.17% | 11.75% | 8.35% |
| Efficiency Ratios | |||||
| Receivables Turnover | 13.38 | 14.98 | 12.28 | 10.86 | 11.93 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.81 | 5.97 | 5.25 | 3.83 | 3.09 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.07 | -0.07 | -0.07 | -0.05 | -0.05 |
| Cash Conversion Cycle | 27.29 | 24.36 | 29.73 | 33.62 | 30.61 |
| Days of Sales Outstanding | 27.29 | 24.36 | 29.73 | 33.62 | 30.61 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 27.29 | 24.36 | 29.73 | 33.62 | 30.61 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.52 | 1.58 | 2.11 | 4.26 | 2.69 |
| Free Cash Flow Per Share | 1.38 | 1.45 | 1.98 | 3.91 | 1.99 |
| Dividend Paid and CapEx Coverage Ratio | 1.56 | 1.58 | 2.11 | 3.66 | 1.85 |
| Capital Expenditure Coverage Ratio | 11.33 | 12.19 | 16.12 | 11.99 | 3.81 |
| Operating Cash Flow Coverage Ratio | 0.05 | 0.07 | 0.12 | 0.17 | 0.46 |
| Operating Cash Flow to Sales Ratio | 0.13 | 0.13 | 0.20 | 0.52 | 0.41 |
| Free Cash Flow Yield | 7.71% | 8.02% | 11.39% | 18.39% | 8.94% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 15.34 | 10.97 | 9.84 | 8.51 | 11.98 |
| Price-to-Sales (P/S) Ratio | 1.57 | 1.53 | 1.61 | 2.57 | 3.39 |
| Price-to-Book (P/B) Ratio | 0.62 | 0.62 | 0.62 | 0.79 | 0.87 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 12.96 | 12.46 | 8.78 | 5.44 | 11.18 |
| Price-to-Operating Cash Flow Ratio | 11.82 | 11.44 | 8.24 | 4.98 | 8.24 |
| Price-to-Earnings Growth (PEG) Ratio | -0.53 | -3.73 | -0.33 | 0.24 | 0.16 |
| Enterprise Value Multiple | 23.77 | 15.09 | 12.52 | 12.16 | 9.32 |
| Enterprise Value | 2.53B | 2.19B | 1.92B | 2.56B | 1.46B |
| EV to EBITDA | 23.77 | 15.09 | 12.52 | 12.16 | 9.32 |
| EV to Sales | 3.86 | 3.19 | 3.01 | 5.27 | 3.76 |
| EV to Free Cash Flow | 31.82 | 25.88 | 16.45 | 11.14 | 12.41 |
| EV to Operating Cash Flow | 29.01 | 23.75 | 15.43 | 10.21 | 9.15 |
| Tangible Book Value Per Share | 19.78 | 20.01 | 19.45 | 18.15 | 16.80 |
| Shareholders’ Equity Per Share | 28.95 | 29.19 | 28.18 | 26.98 | 25.53 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.23 | 0.24 | 0.24 | 0.23 |
| Revenue Per Share | 11.42 | 11.80 | 10.81 | 8.26 | 6.55 |
| Net Income Per Share | 1.24 | 1.72 | 1.76 | 2.50 | 1.85 |
| Tax Burden | 0.77 | 0.77 | 0.76 | 0.76 | 0.77 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.03 | 0.02 | 0.23 | 0.29 | 0.32 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Income Quality | 1.23 | 0.92 | 1.19 | 1.70 | 1.45 |
Currency in USD
