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Northumberland Bancorp (NUBC)
:NUBC
US Market

Northumberland Bancorp (NUBC) Stock Statistics & Valuation Metrics

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Total Valuation

Northumberland Bancorp has a market cap or net worth of $34.04M. The enterprise value is $41.85M.
Market Cap$34.04M
Enterprise Value$41.85M

Share Statistics

Northumberland Bancorp has 1,311,858 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,311,858
Owned by Insiders
Owned by Institutions

Financial Efficiency

Northumberland Bancorp’s return on equity (ROE) is 0.03 and return on invested capital (ROIC) is 2.12%.
Return on Equity (ROE)0.03
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.12%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee10.00T>
Profits Per Employee10.00T>
Employee Count
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Northumberland Bancorp is 19.69. Northumberland Bancorp’s PEG ratio is -0.52.
PE Ratio19.69
PS Ratio0.00
PB Ratio0.95
Price to Fair Value0.66
Price to FCF8.88
Price to Operating Cash Flow8.27
PEG Ratio-0.52

Income Statement

In the last 12 months, Northumberland Bancorp had revenue of 20.66M and earned 1.76M in profits. Earnings per share was 1.37.
Revenue20.66M
Gross Profit20.66M
Operating Income5.14M
Pretax Income1.88M
Net Income1.76M
EBITDA0.00
Earnings Per Share (EPS)1.37

Cash Flow

In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00

Dividends & Yields

Northumberland Bancorp pays an annual dividend of $0.92, resulting in a dividend yield of 3.55%
Dividend Per Share$0.92
Dividend Yield3.55%
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta-0.09
52-Week Price Change25.30%
50-Day Moving Average25.09
200-Day Moving Average24.96
Relative Strength Index (RSI)66.21
Average Volume (3m)440.00

Important Dates

Northumberland Bancorp upcoming earnings date is ―, TBA Not Confirmed.
Last Earnings Date
Next Earnings Date
Ex-Dividend DateJun 09, 2025

Financial Position

Northumberland Bancorp as a current ratio of 0.04, with Debt / Equity ratio of 51.53%
Current Ratio0.04
Quick Ratio0.04
Debt to Market Cap0.86
Net Debt to EBITDA1.40
Interest Coverage Ratio0.14

Taxes

In the past 12 months, Northumberland Bancorp has paid 115.00K in taxes.
Income Tax115.00K
Effective Tax Rate0.06

Enterprise Valuation

Northumberland Bancorp EV to EBITDA ratio is 9.76, with an EV/FCF ratio of 8.87.
EV to Sales1.19
EV to EBITDA9.76
EV to Free Cash Flow8.87
EV to Operating Cash Flow8.67

Balance Sheet

Northumberland Bancorp has $30.93M in cash and marketable securities with $29.86M in debt, giving a net cash position of -$1.07M billion.
Cash & Marketable Securities$30.93M
Total Debt$29.86M
Net Cash-$1.07M
Net Cash Per Share-$0.81
Tangible Book Value Per Share$39.58

Margins

Gross margin is 100.00%, with operating margin of 5.52%, and net profit margin of 5.18%.
Gross Margin100.00%
Operating Margin5.52%
Pretax Margin5.52%
Net Profit Margin5.18%
EBITDA Margin12.20%
EBIT Margin5.52%

Analyst Forecast

The average price target for Northumberland Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast
EPS Growth Forecast

Scores

Smart Score5
AI Score
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