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Nobility Homes (NOBH)
OTHER OTC:NOBH
US Market
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Nobility Homes (NOBH) AI Stock Analysis

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NOBH

Nobility Homes

(OTC:NOBH)

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Outperform 80 (OpenAI - Gpt-5.6Sol)
Rating:80Outperform
Price Target:
$32.00
▲(12.28% Upside)
Action:Reiterated
Date:06/17/26
The score is driven primarily by strong financial resilience (solid margins and essentially no debt) and supportive valuation (P/E ~13 with a ~4.85% dividend yield). Technicals add a modest positive tailwind as the stock trades above major moving averages with a positive MACD, while the main risk tempering the score is cooling revenue and historically uneven cash flow from working-capital swings.
Positive Factors
Debt-Free Balance Sheet
An exceptionally conservative balance sheet gives Nobility Homes substantial financial flexibility in a cyclical housing industry. Minimal debt reduces refinancing and interest burdens, improves resilience during demand weakness, and leaves more capacity to sustain operations or fund opportunities internally.
Negative Factors
Cooling Revenue
The recent revenue contraction signals weaker top-line momentum after a stronger prior period. If sustained, lower home volume or mix could reduce operating leverage and limit earnings growth, making future profitability more dependent on pricing and cost discipline.
Read all positive and negative factors
Positive Factors
Negative Factors
Debt-Free Balance Sheet
An exceptionally conservative balance sheet gives Nobility Homes substantial financial flexibility in a cyclical housing industry. Minimal debt reduces refinancing and interest burdens, improves resilience during demand weakness, and leaves more capacity to sustain operations or fund opportunities internally.
Read all positive factors

Nobility Homes (NOBH) vs. SPDR S&P 500 ETF (SPY)

Nobility Homes Business Overview & Revenue Model

Company Description
Nobility Homes, Inc. designs, manufactures, and sells of various manufactured and modular homes through Kingswood, Richwood, Tropic Isle, Regency Manor, and Tropic Manor trade names in Florida. It offers retail insurance services, which involve pl...
How the Company Makes Money
Nobility Homes makes money primarily by selling manufactured homes that it builds in its production facilities. Revenue is generated through (1) wholesale sales to independent dealers that purchase homes for resale to end customers and (2) retail ...

Nobility Homes Financial Statement Overview

Summary
Strong overall financial profile supported by solid profitability (TTM gross margin ~31%, net margin ~16%) and an exceptionally conservative balance sheet with essentially no debt. Offsetting factors include a cooling near-term revenue trend (TTM revenue down ~4.6%) and some cash-flow volatility/working-capital sensitivity (TTM operating cash flow ~0.82x net income; FY2022 had negative operating and free cash flow).
Income Statement
78
Positive
Balance Sheet
92
Very Positive
Cash Flow
74
Positive
BreakdownTTMOct 2025Oct 2024Oct 2023Oct 2022Oct 2021
Income Statement
Total Revenue48.58M52.67M51.93M63.32M51.52M45.06M
Gross Profit15.01M16.79M17.42M21.49M14.90M11.43M
EBITDA9.20M11.53M9.75M13.55M8.60M7.05M
Net Income7.56M8.45M8.61M10.90M7.23M5.40M
Balance Sheet
Total Assets63.62M67.15M66.60M65.70M62.36M66.18M
Cash, Cash Equivalents and Short-Term Investments10.41M26.92M27.22M24.61M21.15M38.84M
Total Debt0.000.000.000.000.001.60K
Total Liabilities7.10M6.43M10.00M12.99M14.44M16.87M
Stockholders Equity56.52M60.71M56.60M52.72M47.92M49.31M
Cash Flow
Free Cash Flow5.68M3.98M6.87M9.59M-9.08M11.46M
Operating Cash Flow5.74M4.16M7.05M10.12M-7.83M13.35M
Investing Cash Flow-994.87K53.98K-2.50M-6.67M-2.91M365.94K
Financing Cash Flow-8.12M-4.51M-4.90M-6.22M-8.73M-7.90M

Nobility Homes Technical Analysis

Technical Analysis Sentiment
Negative
Last Price28.50
Price Trends
50DMA
28.94
Negative
100DMA
29.17
Negative
200DMA
28.85
Negative
Market Momentum
MACD
-0.34
Positive
RSI
42.36
Neutral
STOCH
71.36
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NOBH, the sentiment is Negative. The current price of 28.5 is above the 20-day moving average (MA) of 28.26, below the 50-day MA of 28.94, and below the 200-day MA of 28.85, indicating a bearish trend. The MACD of -0.34 indicates Positive momentum. The RSI at 42.36 is Neutral, neither overbought nor oversold. The STOCH value of 71.36 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for NOBH.

Nobility Homes Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
80
Outperform
$86.80M11.3612.99%5.45%-4.24%-4.62%
80
Outperform
$653.76M12.879.53%-2.62%-6.08%
74
Outperform
$4.02B22.7816.51%9.69%-0.39%
73
Outperform
$4.44B24.1712.11%3.74%4.52%-9.26%
61
Neutral
$18.38B12.79-2.54%3.03%1.52%-15.83%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
NOBH
Nobility Homes
27.53
0.88
3.30%
CVCO
Cavco Industries
529.64
-15.35
-2.82%
SKY
Champion Homes
83.16
8.46
11.33%
LEGH
Legacy Housing
27.67
0.16
0.58%
SPHL
Springview Holdings Ltd. Class A
2.31
-2.22
-49.01%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jun 17, 2026