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Northeast Indiana Bancorp Inc (NIDB)
OTHER OTC:NIDB
US Market
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Northeast Indiana Bancorp (NIDB) Price & Analysis

36 Followers

NIDB Stock Chart & Stats

$24.20
$0.10(0.41%)
At close: 4:00 PM EDT
$24.20
$0.10(0.41%)

Bulls Say, Bears Say

Bulls Say
Earnings And Revenue ReboundThe strong 2025 revenue increase and recovery in net income indicate renewed operating momentum. If sustained, improved business activity can strengthen the bank’s earnings base over the next several quarters.
Consistent Cash GenerationPositive operating and free cash flow across the reported period supports earnings quality and internal funding capacity. Healthy cash conversion gives the bank greater flexibility to support operations, dividends, and growth.
Balance Sheet ExpansionGrowth in equity alongside assets provides a stronger foundation for continued balance sheet expansion. The improvement in debt-to-equity from 2023 to 2025 also suggests leverage is moving in a more supportive direction.
Bears Say
Margin CompressionAlthough profitability remains healthy, materially lower margins than in 2021–2022 indicate reduced earnings efficiency. Persistent compression could limit the benefit of revenue growth and make future profits more sensitive to operating costs.
Volatile Revenue TrendThe sharp changes in annual revenue growth show an uneven business trajectory rather than a consistently compounding trend. Such volatility can complicate planning and make the durability of recent earnings momentum less certain.
Moderate Returns And LeverageImproving ROE remains below the stronger levels achieved earlier, while leverage is still higher than the 2021–2022 range. This limits capital efficiency and leaves less room for balance sheet stress if conditions weaken.

NIDB FAQ

What was Northeast Indiana Bancorp Inc’s price range in the past 12 months?
Northeast Indiana Bancorp Inc lowest stock price was $19.55 and its highest was $25.58 in the past 12 months.
    What is Northeast Indiana Bancorp Inc’s market cap?
    Northeast Indiana Bancorp Inc’s market cap is $58.26M.
      When is Northeast Indiana Bancorp Inc’s upcoming earnings report date?
      Northeast Indiana Bancorp Inc’s upcoming earnings report date is Nov 03, 2026 which is in 40 days.
        How were Northeast Indiana Bancorp Inc’s earnings last quarter?
        Northeast Indiana Bancorp Inc released its earnings results on Jul 28, 2026. The company reported $0.798 earnings per share for the quarter.
          Is Northeast Indiana Bancorp Inc overvalued?
          According to Wall Street analysts Northeast Indiana Bancorp Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Northeast Indiana Bancorp Inc pay dividends?
            Northeast Indiana Bancorp Inc pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 3.18%. See more information on Northeast Indiana Bancorp Inc dividends here
              What is Northeast Indiana Bancorp Inc’s EPS estimate?
              Northeast Indiana Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Northeast Indiana Bancorp Inc have?
              Northeast Indiana Bancorp Inc has 2,397,496 shares outstanding.
                What happened to Northeast Indiana Bancorp Inc’s price movement after its last earnings report?
                Northeast Indiana Bancorp Inc reported an EPS of $0.798 in its last earnings report. Following the earnings report the stock price went up 0.414%.
                  Which hedge fund is a major shareholder of Northeast Indiana Bancorp Inc?
                  Currently, no hedge funds are holding shares in NIDB
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Northeast Indiana Bancorp Inc

                    Northeast Indiana Bancorp, Inc. operates as the bank holding company for First Federal Savings Bank, which provides various banking and financial advisory services in the United States. The company offers personal services, including checking accounts, direct deposit, debit cards, savings accounts, CDs, retirement accounts, health savings, and moola kids accounts. It also offers business services, such as checking accounts, debit cards, merchant services, and cash management. In addition, the company offers mortgage, refinance, new construction, and home equity loans; personal loans, such as auto, recreational vehicles, and unsecured loans; business loans comprising revolving lines of credit, term loans, real estate loans, letter of credit, and small business administration loans; and treasury management, deposit products, and merchant deposit capture. The company was founded in 1912 and is headquartered in Huntington, Indiana.

                    Northeast Indiana Bancorp (NIDB) Earnings & Revenues

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                    Ownership Overview

                    0.19%99.81%
                    Insiders
                    Mutual Funds
                    0.19% Other Institutional Investors
                    99.81% Public Companies and
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