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NIDB Stock Chart & Stats
$24.20
$0.10(0.41%)
At close: 4:00 PM EDT
$24.20
$0.10(0.41%)
Day’s Range― - ―
52-Week Range$18.00 - $25.58
Previous CloseN/A
Volume338.00
Average Volume (3M)732.00
Market Cap
$58.88M
Enterprise Value$82.60
Total Cash (Recent Filing)$2.20M
Total Debt (Recent Filing)$39.50M
Price to Earnings (P/E)8.2
Beta0.01
Next Earnings
Nov 03, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.05%
Share Statistics
EPS (TTM)2.88
Shares Outstanding2,397,496
10 Day Avg. Volume292
30 Day Avg. Volume732
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.91
Price to Sales (P/S)1.48
P/FCF Ratio8.05
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Growth MomentumStrong 2025 revenue and net income rebound indicate renewed core business traction after recent weakness. Durable top-line recovery supports loan growth and fee income expansion, improving earnings visibility and capacity to fund operations and capital needs over the next several quarters.
Consistent Free Cash FlowConsistent positive free cash flow and robust operating cash flow demonstrate reliable internal funding. FCF covering a large portion of net income (~0.77–0.89) supports dividends, loan origination and capital expenditures, and provides a buffer during credit or interest rate cycles.
Improving Leverage & Equity BaseProgressive deleveraging and a larger equity base enhance capital adequacy and support balance sheet expansion. Lower debt/equity and rising equity ($54.9M) give capacity for organic lending growth and absorption of credit losses while improving regulatory flexibility.
Bears Say
Margin CompressionSignificant margin compression versus 2021–2022 reduces long-term profitability potential. A drop from ~31–35% net margin to ~18.6% constrains return generation, pressuring ROE and reducing excess earnings available for reinvestment or sustaining dividend payouts over time.
Volatile Revenue GrowthLarge swings in revenue (down in 2024, +35.4% in 2025) indicate inconsistent demand or sensitivity to macro/loan cycles. Revenue volatility complicates forecasting, expense leverage and strategic planning, increasing the risk that profits may fluctuate materially in coming quarters.
Earnings & Profitability VolatilityAnalysts flag earnings and profitability volatility and only moderate leverage, meaning future results may be uneven. This variability limits predictability of capital returns and complicates long-term planning for lending growth, provisioning, and dividend sustainability.
NIDB FAQ
What was Northeast Indiana Bancorp Inc’s price range in the past 12 months?
Northeast Indiana Bancorp Inc lowest stock price was $18.00 and its highest was $25.58 in the past 12 months.
What is Northeast Indiana Bancorp Inc’s market cap?
Northeast Indiana Bancorp Inc’s market cap is $58.88M.
When is Northeast Indiana Bancorp Inc’s upcoming earnings report date?
Northeast Indiana Bancorp Inc’s upcoming earnings report date is Nov 03, 2026 which is in 92 days.
How were Northeast Indiana Bancorp Inc’s earnings last quarter?
Northeast Indiana Bancorp Inc released its earnings results on Jul 28, 2026. The company reported $0.798 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Northeast Indiana Bancorp Inc overvalued?
According to Wall Street analysts Northeast Indiana Bancorp Inc’s price is currently Overvalued.
Does Northeast Indiana Bancorp Inc pay dividends?
Northeast Indiana Bancorp Inc pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 3.05%. See more information on Northeast Indiana Bancorp Inc dividends here
What is Northeast Indiana Bancorp Inc’s EPS estimate?
Northeast Indiana Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Northeast Indiana Bancorp Inc have?
Northeast Indiana Bancorp Inc has 2,397,496 shares outstanding.
What happened to Northeast Indiana Bancorp Inc’s price movement after its last earnings report?
Northeast Indiana Bancorp Inc reported an EPS of $0.798 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.415%.
Which hedge fund is a major shareholder of Northeast Indiana Bancorp Inc?
Currently, no hedge funds are holding shares in NIDB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northeast Indiana Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
18.16%
12-Months-Change
Fundamentals
Return on Equity
3.05%
Trailing 12-Months
Asset Growth
2.79%
Trailing 12-Months
Company Description
Northeast Indiana Bancorp Inc
Northeast Indiana Bancorp, Inc. operates as the bank holding company for First Federal Savings Bank, which provides various banking and financial advisory services in the United States. The company offers personal services, including checking accounts, direct deposit, debit cards, savings accounts, CDs, retirement accounts, health savings, and moola kids accounts. It also offers business services, such as checking accounts, debit cards, merchant services, and cash management. In addition, the company offers mortgage, refinance, new construction, and home equity loans; personal loans, such as auto, recreational vehicles, and unsecured loans; business loans comprising revolving lines of credit, term loans, real estate loans, letter of credit, and small business administration loans; and treasury management, deposit products, and merchant deposit capture. The company was founded in 1912 and is headquartered in Huntington, Indiana.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
0.40% Other Institutional Investors
99.60% Public Companies and
Individual Investors