Neffs Bancorp (NEFB) Ratios

5 Followers

Neffs Bancorp Ratios

See a summary of NEFB’s cash flow.

Ratios	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	―	0.01	<0.01	0.01	0.06
Quick Ratio	―	0.01	<0.01	0.01	0.06
Cash Ratio	―	0.01	<0.01	0.01	0.06
Solvency Ratio	―	<0.01	<0.01	<0.01	0.01
Operating Cash Flow Ratio	―	<0.01	<0.01	0.01	0.03
Short-Term Operating Cash Flow Coverage	―	0.00	0.00	0.00	0.23
Net Current Asset Value	$ ―	$ -393.87M	$ -387.58M	$ -382.24M	$ -391.79M
Leverage Ratios
Debt-to-Assets Ratio	―	0.08	0.04	0.02	0.06
Debt-to-Equity Ratio	―	0.50	0.27	0.15	0.39
Debt-to-Capital Ratio	―	0.34	0.21	0.13	0.28
Long-Term Debt-to-Capital Ratio	―	0.34	0.21	0.13	0.04
Financial Leverage Ratio	―	6.56	6.80	6.60	6.93
Debt Service Coverage Ratio	―	0.42	>-0.01	0.60	0.19
Interest Coverage Ratio	―	0.37	0.31	0.56	2.66
Debt to Market Cap	―	0.62	0.60	0.25	0.47
Interest Debt Per Share	―	299.99	178.37	101.51	180.41
Net Debt to EBITDA	―	9.85	0.00	1.66	3.08
Profitability Margins
Gross Profit Margin	―	60.08%	100.00%	66.50%	86.95%
EBIT Margin	―	14.72%	-3.84%	18.75%	34.73%
EBITDA Margin	―	16.65%	0.00%	21.11%	37.40%
Operating Profit Margin	―	14.72%	22.54%	18.75%	34.73%
Pretax Profit Margin	―	14.72%	22.08%	18.75%	34.73%
Net Profit Margin	―	14.80%	22.00%	17.76%	30.85%
Continuous Operations Profit Margin	―	14.80%	22.00%	17.76%	30.85%
Net Income Per EBT	―	100.50%	99.60%	94.71%	88.84%
EBT Per EBIT	―	100.00%	98.00%	100.00%	100.00%
Return on Assets (ROA)	―	0.60%	0.49%	0.64%	0.97%
Return on Equity (ROE)	―	3.91%	3.33%	4.20%	6.69%
Return on Capital Employed (ROCE)	―	2.50%	2.58%	3.72%	1.70%
Return on Invested Capital (ROIC)	―	2.50%	2.57%	3.52%	1.40%
Return on Tangible Assets	―	0.60%	0.49%	0.64%	19.14%
Earnings Yield	―	4.83%	7.36%	7.11%	8.02%
Efficiency Ratios
Receivables Turnover	―	0.00	0.00	0.00	0.00
Payables Turnover	―	0.00	0.00	0.00	0.00
Inventory Turnover	―	0.00	0.00	0.00	0.00
Fixed Asset Turnover	―	3.31	2.53	3.90	3.29
Asset Turnover	―	0.04	0.02	0.04	0.03
Working Capital Turnover Ratio	―	-0.05	-0.03	-0.06	-0.13
Cash Conversion Cycle	―	0.00	0.00	0.00	0.00
Days of Sales Outstanding	―	0.00	0.00	0.00	0.00
Days of Inventory Outstanding	―	0.00	0.00	0.00	0.00
Days of Payables Outstanding	―	0.00	0.00	0.00	0.00
Operating Cycle	―	0.00	0.00	0.00	0.00
Cash Flow Ratios
Operating Cash Flow Per Share	―	23.49	21.01	28.08	34.91
Free Cash Flow Per Share	―	8.87	18.93	26.91	31.21
CapEx Per Share	―	14.62	2.08	1.17	3.71
Free Cash Flow to Operating Cash Flow	―	0.38	0.90	0.96	0.89
Dividend Paid and CapEx Coverage Ratio	―	1.01	1.96	2.60	2.85
Capital Expenditure Coverage Ratio	―	1.61	10.10	24.04	9.42
Operating Cash Flow Coverage Ratio	―	0.09	0.17	0.43	0.21
Operating Cash Flow to Sales Ratio	―	0.18	0.30	0.26	0.37
Free Cash Flow Yield	―	2.23%	9.02%	10.15%	8.67%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	―	21.08	13.90	14.07	12.47
Price-to-Sales (P/S) Ratio	―	3.06	2.99	2.50	3.85
Price-to-Book (P/B) Ratio	―	0.81	0.45	0.59	0.83
Price-to-Free Cash Flow (P/FCF) Ratio	―	44.87	11.09	9.85	11.54
Price-to-Operating Cash Flow Ratio	―	16.94	9.99	9.44	10.31
Price-to-Earnings Growth (PEG) Ratio	―	0.84	-0.76	-0.40	0.92
Price-to-Fair Value	―	0.81	0.45	0.59	0.83
Enterprise Value Multiple	―	28.26	0.00	13.49	13.36
Enterprise Value	―	89.13M	46.27M	46.58M	73.36M
EV to EBITDA	―	28.26	0.00	13.49	13.36
EV to Sales	―	4.70	4.54	2.85	5.00
EV to Free Cash Flow	―	68.88	16.83	11.23	14.99
EV to Operating Cash Flow	―	26.01	15.17	10.76	13.40
Tangible Book Value Per Share	―	491.77	463.33	448.26	431.31
Shareholders’ Equity Per Share	―	491.77	463.33	448.26	431.31
Tax and Other Ratios
Effective Tax Rate	―	>-0.01	<0.01	0.05	0.11
Revenue Per Share	―	129.87	70.23	106.06	93.60
Net Income Per Share	―	19.21	15.45	18.83	28.88
Tax Burden	―	1.01	1.00	0.95	0.89
Interest Burden	―	1.00	-5.74	1.00	1.00
Research & Development to Revenue	―	0.00	0.00	0.00	0.00
SG&A to Revenue	―	0.30	0.00	0.00	0.00
Stock-Based Compensation to Revenue	―	0.00	0.00	0.00	0.00
Income Quality	―	1.22	1.36	1.49	1.21

Currency in USD