Northeast Community Bancorp(NECB)
$29.09+0.15 (+0.52%)
NECB
Northeast Community Bancorp financials statements
$29.09
At close:+0.15 (+0.52%)
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Northeast Community Bancorp (NECB) Ratios
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Northeast Community Bancorp Ratios
NECB's free cash flow for Q3 2026 was $11.01M. For the 2026 fiscal year, NECB's free cash flow was decreased by $-281.00K and operating cash flow was $11.29M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.06 | 0.05 | 0.06 | 0.09 | 0.17 |
| Quick Ratio | 0.06 | 0.05 | 0.06 | 0.09 | 0.17 |
| Cash Ratio | 0.05 | 0.05 | 0.05 | 0.09 | 0.16 |
| Solvency Ratio | 0.03 | 0.03 | 0.03 | 0.02 | 0.01 |
| Operating Cash Flow Ratio | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -1.62B | $ -1.60B | $ -1.40B | $ -1.06B | $ -817.03M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.00 | 0.04 | 0.02 | 0.03 |
| Debt-to-Equity Ratio | 0.21 | 0.01 | 0.25 | 0.09 | 0.12 |
| Debt-to-Capital Ratio | 0.18 | 0.01 | 0.20 | 0.08 | 0.11 |
| Long-Term Debt-to-Capital Ratio | 0.17 | 0.00 | 0.19 | 0.07 | 0.10 |
| Financial Leverage Ratio | 5.87 | 6.31 | 6.32 | 5.44 | 4.87 |
| Debt Service Coverage Ratio | 0.85 | 0.84 | 1.35 | 3.21 | 2.55 |
| Interest Coverage Ratio | 1.17 | 1.15 | 1.83 | 4.24 | 3.05 |
| Debt to Market Cap | 0.23 | 0.00 | 0.26 | 0.09 | 0.16 |
| Interest Debt Per Share | 9.70 | 4.72 | 7.50 | 2.07 | 2.28 |
| Net Debt to EBITDA | -0.10 | -1.10 | 0.01 | -2.00 | -7.27 |
| Profitability Margins | |||||
| Gross Profit Margin | 66.14% | 63.74% | 72.87% | 88.36% | 82.84% |
| EBIT Margin | 39.56% | 41.15% | 48.42% | 46.79% | 30.69% |
| EBITDA Margin | 40.31% | 41.89% | 49.33% | 48.48% | 32.89% |
| Operating Profit Margin | 39.56% | 41.15% | 48.42% | 46.79% | 30.69% |
| Pretax Profit Margin | 39.56% | 41.15% | 48.42% | 46.79% | 30.69% |
| Net Profit Margin | 28.22% | 29.45% | 34.61% | 33.76% | 23.46% |
| Continuous Operations Profit Margin | 28.22% | 29.45% | 34.61% | 33.76% | 23.46% |
| Net Income Per EBT | 71.34% | 71.57% | 71.48% | 72.16% | 76.44% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 2.15% | 2.34% | 2.62% | 1.74% | 0.97% |
| Return on Equity (ROE) | 12.63% | 14.79% | 16.57% | 9.48% | 4.74% |
| Return on Capital Employed (ROCE) | 14.50% | 19.39% | 17.78% | 11.36% | 5.23% |
| Return on Invested Capital (ROIC) | 10.35% | 13.88% | 12.71% | 8.20% | 4.00% |
| Return on Tangible Assets | 2.15% | 2.34% | 2.62% | 1.74% | 0.97% |
| Earnings Yield | 14.81% | 14.65% | 18.73% | 10.79% | 6.75% |
| Efficiency Ratios | |||||
| Receivables Turnover | 12.94 | 11.86 | 10.86 | 8.56 | 11.85 |
| Payables Turnover | 3.08 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.18 | 5.48 | 4.40 | 2.56 | 1.89 |
| Asset Turnover | 0.08 | 0.08 | 0.08 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.10 | -0.11 | -0.11 | -0.08 | -0.07 |
| Cash Conversion Cycle | -90.48 | 30.78 | 33.61 | 42.64 | 30.80 |
| Days of Sales Outstanding | 28.20 | 30.78 | 33.61 | 42.64 | 30.80 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 118.68 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 28.20 | 30.78 | 33.61 | 42.64 | 30.80 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.97 | 3.71 | 3.08 | 1.78 | 1.36 |
| Free Cash Flow Per Share | 3.83 | 3.67 | 3.03 | 1.57 | 0.95 |
| Dividend Paid and CapEx Coverage Ratio | 3.49 | 5.81 | 10.01 | 2.71 | 2.47 |
| Capital Expenditure Coverage Ratio | 30.10 | 94.17 | 68.43 | 8.34 | 3.34 |
| Operating Cash Flow Coverage Ratio | 0.70 | 10.32 | 0.62 | 1.15 | 0.69 |
| Operating Cash Flow to Sales Ratio | 0.33 | 0.30 | 0.32 | 0.37 | 0.42 |
| Free Cash Flow Yield | 16.96% | 14.99% | 17.08% | 10.53% | 8.56% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 6.75 | 6.83 | 5.34 | 9.27 | 14.82 |
| Price-to-Sales (P/S) Ratio | 1.91 | 2.01 | 1.85 | 3.13 | 3.48 |
| Price-to-Book (P/B) Ratio | 0.85 | 1.01 | 0.88 | 0.88 | 0.70 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 5.90 | 6.67 | 5.85 | 9.50 | 11.68 |
| Price-to-Operating Cash Flow Ratio | 5.70 | 6.60 | 5.77 | 8.36 | 8.19 |
| Price-to-Earnings Growth (PEG) Ratio | -1.05 | 0.87 | 0.05 | 0.08 | -11.26 |
| Enterprise Value Multiple | 4.63 | 3.70 | 3.75 | 4.45 | 3.31 |
| Enterprise Value | 293.79M | 247.66M | 247.54M | 158.75M | 55.19M |
| EV to EBITDA | 4.63 | 3.70 | 3.75 | 4.45 | 3.31 |
| EV to Sales | 1.87 | 1.55 | 1.85 | 2.16 | 1.09 |
| EV to Free Cash Flow | 5.78 | 5.14 | 5.86 | 6.55 | 3.65 |
| EV to Operating Cash Flow | 5.59 | 5.09 | 5.78 | 5.76 | 2.56 |
| Tangible Book Value Per Share | 26.52 | 24.23 | 20.05 | 16.96 | 15.81 |
| Shareholders’ Equity Per Share | 26.52 | 24.23 | 20.05 | 16.98 | 15.86 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.29 | 0.28 | 0.29 | 0.28 | 0.24 |
| Revenue Per Share | 11.87 | 12.17 | 9.60 | 4.77 | 3.20 |
| Net Income Per Share | 3.35 | 3.58 | 3.32 | 1.61 | 0.75 |
| Tax Burden | 0.71 | 0.72 | 0.71 | 0.72 | 0.76 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.18 | 0.15 | 0.15 | 0.23 | 0.35 |
| Stock-Based Compensation to Revenue | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 |
| Income Quality | 1.18 | 1.03 | 0.93 | 1.11 | 1.81 |
Currency in USD
