NB Bancorp, Inc.(NBBK)
$22.13-0.06 (-0.27%)
NBBK
NB Bancorp, Inc. financials statements
$22.13
At close:-0.06 (-0.27%)
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NB Bancorp, Inc. (NBBK) Ratios
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NB Bancorp, Inc. Ratios
NBBK's free cash flow for Q3 2026 was $67.22M. For the 2026 fiscal year, NBBK's free cash flow was decreased by $-2.98M and operating cash flow was $70.19M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 306.98 | 0.08 | 0.09 | 0.15 | 0.29 |
| Quick Ratio | 306.98 | 0.08 | 0.09 | 0.15 | 0.29 |
| Cash Ratio | 15.14 | 0.05 | 0.03 | 0.04 | 0.18 |
| Solvency Ratio | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 2.82 | 0.01 | 0.02 | 0.01 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.43 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ 459.00M | $ -4.07B | $ -3.48B | $ -2.80B | $ -1.85B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.03 | 0.02 | 0.06 | 0.08 | 0.00 |
| Debt-to-Equity Ratio | 0.23 | 0.16 | 0.37 | 0.85 | 0.00 |
| Debt-to-Capital Ratio | 0.19 | 0.14 | 0.27 | 0.46 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.19 | 0.03 | 0.27 | 0.46 | 0.00 |
| Financial Leverage Ratio | 8.16 | 6.74 | 5.98 | 10.44 | 8.96 |
| Debt Service Coverage Ratio | 0.39 | 0.20 | 0.14 | 2.09 | 1.87 |
| Interest Coverage Ratio | 0.51 | 0.45 | 0.13 | 2.34 | 2.19 |
| Debt to Market Cap | 0.24 | 0.17 | 0.50 | 0.50 | 0.00 |
| Interest Debt Per Share | 8.18 | 6.40 | 8.90 | 7.23 | 0.30 |
| Net Debt to EBITDA | -1.73 | -1.47 | 13.15 | 4.17 | -15.37 |
| Profitability Margins | |||||
| Gross Profit Margin | 54.94% | 52.82% | 56.08% | 82.74% | 85.14% |
| EBIT Margin | 22.42% | 19.28% | 4.99% | 28.23% | 27.97% |
| EBITDA Margin | 23.56% | 20.25% | 6.18% | 30.15% | 30.09% |
| Operating Profit Margin | 22.42% | 19.28% | 4.99% | 28.23% | 27.97% |
| Pretax Profit Margin | 22.42% | 19.28% | 4.99% | 28.23% | 27.97% |
| Net Profit Margin | 15.86% | 13.86% | 4.14% | 23.33% | 21.84% |
| Continuous Operations Profit Margin | 15.86% | 13.86% | 4.14% | 23.33% | 21.84% |
| Net Income Per EBT | 70.72% | 71.90% | 82.95% | 82.62% | 78.08% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.72% | 0.82% | 0.22% | 0.84% | 0.74% |
| Return on Equity (ROE) | 5.86% | 5.51% | 1.30% | 8.74% | 6.62% |
| Return on Capital Employed (ROCE) | 1.02% | 6.70% | 1.12% | 5.61% | 8.27% |
| Return on Invested Capital (ROIC) | 0.75% | 4.32% | 0.93% | 4.63% | 6.45% |
| Return on Tangible Assets | 0.72% | 0.82% | 0.22% | 0.84% | 0.74% |
| Earnings Yield | 6.21% | 5.92% | 1.74% | 5.11% | 3.67% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.05 | 15.45 | 13.74 | 8.61 | 13.11 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 6.86 | 8.77 | 6.68 | 3.65 | 3.38 |
| Asset Turnover | 0.05 | 0.06 | 0.05 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | 0.24 | -0.09 | -0.08 | -0.06 | 0.00 |
| Cash Conversion Cycle | 6917.15 | 23.63 | 26.56 | 42.40 | 27.85 |
| Days of Sales Outstanding | 6917.15 | 23.63 | 26.56 | 42.40 | 27.85 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 6917.15 | 23.63 | 26.56 | 42.40 | 27.85 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.49 | 1.10 | 1.26 | 0.93 | 1.03 |
| Free Cash Flow Per Share | 1.40 | 1.05 | 1.19 | 0.73 | 0.98 |
| Dividend Paid and CapEx Coverage Ratio | 6.76 | 22.28 | 18.46 | 4.67 | 24.29 |
| Capital Expenditure Coverage Ratio | 17.79 | 22.28 | 18.46 | 4.67 | 24.29 |
| Operating Cash Flow Coverage Ratio | 0.31 | 0.36 | 0.19 | 0.14 | 171.27 |
| Operating Cash Flow to Sales Ratio | 0.19 | 0.14 | 0.22 | 0.31 | 0.44 |
| Free Cash Flow Yield | 7.08% | 5.80% | 8.85% | 5.31% | 7.15% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 14.79 | 16.88 | 57.52 | 19.56 | 27.26 |
| Price-to-Sales (P/S) Ratio | 2.55 | 2.34 | 2.38 | 4.56 | 5.95 |
| Price-to-Book (P/B) Ratio | 0.94 | 0.93 | 0.75 | 1.71 | 1.80 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 14.12 | 17.25 | 11.30 | 18.84 | 13.99 |
| Price-to-Operating Cash Flow Ratio | 13.33 | 16.47 | 10.68 | 14.81 | 13.41 |
| Price-to-Earnings Growth (PEG) Ratio | 0.59 | 0.05 | -0.86 | 0.53 | 0.00 |
| Enterprise Value Multiple | 9.11 | 10.08 | 51.67 | 19.30 | 4.41 |
| Enterprise Value | 680.59M | 621.05M | 758.00M | 750.07M | 131.14M |
| EV to EBITDA | 9.11 | 10.08 | 51.67 | 19.30 | 4.41 |
| EV to Sales | 2.15 | 2.04 | 3.19 | 5.82 | 1.33 |
| EV to Free Cash Flow | 11.86 | 15.06 | 15.15 | 24.03 | 3.12 |
| EV to Operating Cash Flow | 11.20 | 14.38 | 14.33 | 18.89 | 2.99 |
| Tangible Book Value Per Share | 20.13 | 19.43 | 18.04 | 8.06 | 7.64 |
| Shareholders’ Equity Per Share | 21.02 | 19.43 | 18.04 | 8.06 | 7.64 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.29 | 0.28 | 0.17 | 0.17 | 0.22 |
| Revenue Per Share | 7.76 | 7.72 | 5.65 | 3.02 | 2.31 |
| Net Income Per Share | 1.23 | 1.07 | 0.23 | 0.70 | 0.51 |
| Tax Burden | 0.71 | 0.72 | 0.83 | 0.83 | 0.78 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.32 | 0.29 | 0.36 | 0.45 | 0.46 |
| Stock-Based Compensation to Revenue | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.21 | 1.02 | 5.38 | 1.32 | 2.03 |
Currency in USD
