Vaudoise Assurances Holding SA (VAHNN) Stock Price & Analysis
VAHNN Stock Chart & Stats
- Day’s Range
- N/A
- 52-Week Range
- N/A
- Previous Close
- N/A
- Volume
- N/A
- Average Volume (3M)
- N/A
- Market Cap
- MXN 48.72B
- Enterprise Value
- MXN 2.48B
- Total Cash (Recent Filing)
- MXN 584.91M
- Total Debt (Recent Filing)
- MXN 184.60M
- Price to Earnings (P/E)
- 13.7
- Beta
- N/A
- Next Earnings
- N/A
- EPS Estimate
- N/A
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Steady Revenue And Margin Performance
The combination of multi-year revenue growth and stable profitability indicates resilient demand and disciplined insurance economics. Continued top-line expansion alongside consistent net and EBIT margins supports the durability of earnings, allowing the group to reinvest while maintaining financial flexibility.
Very Conservative Leverage
Very low leverage gives Vaudoise a substantial buffer against underwriting volatility, investment losses, and changing capital requirements. A growing equity base also supports solvency and strategic flexibility, reducing reliance on borrowing while preserving capacity to support policyholder obligations.
Improving Cash Generation
Improving operating and free cash flow strengthens earnings quality and provides internally generated resources for dividends, investment, and ongoing insurance operations. Free cash flow equaling about 74% of net income suggests that reported profitability is converting meaningfully into cash rather than remaining largely accrual-based.
Bears Say
Moderate Return On Equity
Although the conservative capital structure supports stability, ROE in the 5.5–5.9% range indicates that Vaudoise is not generating especially strong returns on its equity base. This may constrain the pace of value creation and suggests profitability is dependable but not highly accretive.
Cash-flow Variability
The improvement in 2025 is encouraging, but prior cash-flow volatility makes the durability of conversion less certain. Uneven free-cash-flow generation can complicate capital allocation and dividend planning, particularly when insurance claims, reserves, or investment cash movements fluctuate.
Inconsistent Margin And Coverage Metrics
Unusually volatile gross-margin readings reduce confidence in year-to-year comparability and make underlying operating trends harder to assess. The reported zero coverage metric further weakens measurement consistency, so headline profitability should be interpreted cautiously when evaluating sustainable performance.
Vaudoise Assurances Holding SA News
VAHNN FAQ
What is Vaudoise Assurances Holding SA’s market cap?
When is Vaudoise Assurances Holding SA’s upcoming earnings report date?
How were Vaudoise Assurances Holding SA’s earnings last quarter?
Is Vaudoise Assurances Holding SA overvalued?
Does Vaudoise Assurances Holding SA pay dividends?
What is Vaudoise Assurances Holding SA’s EPS estimate?
What happened to Vaudoise Assurances Holding SA’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Vaudoise Assurances Holding SA?
What is the TipRanks Smart Score and how is it calculated?
Company Description
Vaudoise Assurances Holding SA
Vaudoise Assurances Holding SA is a Swiss-based insurer, primarily serving individual clients and small to medium-sized enterprises (SMEs) with a range of protection offerings. Its comprehensive portfolio includes coverage for vehicles, homes, general public liability, long-term planning (foresight), mortgages, and various business needs. Clients are reached and supported via its established agency network. Established in 1895, the company maintains its principal office in Lausanne, Switzerland, and functions as a subsidiary of Mutuelle Vaudoise, Société Coopérative.
- Sector
- Financial
- Industry
- Insurance - Diversified
- CEO
- Jean-Daniel Laffely
- Employees
- 2,013
- Website
- www.vaudoise.ch
- Address
- Place de Milan, Lausanne, VD, 1001, CH
