Zurich Insurance Group stock analysis
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Zurich Insurance Group (ZURN) Stock Price & Analysis
ZURN Stock Chart & Stats
- Day’s Range
- CHF 642.80 - CHF 652.20
- 52-Week Range
- CHF 521.00 - CHF 652.20
- Previous Close
- CHF 637.40
- Volume
- N/A
- Average Volume (3M)
- 253.84K
- Market Cap
- CHF 93.65B
- Enterprise Value
- CHF 102.61B
- Total Cash (Recent Filing)
- CHF 6.73B
- Total Debt (Recent Filing)
- CHF 15.40B
- Price to Earnings (P/E)
- 10.3
- Beta
- 0.80
- Next Earnings
- Feb 11, 2027 (Est.)
- EPS Estimate
- 14.61
- Last Dividend Ex-Date
- Apr 10, 2026
- Dividend Yield
- 4.71%
Bulls Say, Bears Say
Bulls Say
Cash Generation
Zurich is generating substantial operating and free cash flow, with free cash flow closely tracking reported earnings at roughly 0.98x net income. This supports earnings quality, internal funding capacity, financial resilience, and sustained flexibility for capital allocation.
Revenue Growth
The sharp increase in TTM revenue indicates stronger business scale and an improved growth trajectory across Zurich’s insurance operations. If this expansion persists, it can broaden the earnings base, support operating leverage, and reinforce the group’s competitive position.
Capital Position
Improved leverage and a growing equity base provide Zurich with a stronger capital position for absorbing insurance volatility and supporting future activity. The high reported return on equity also indicates that the company is using its capital base productively.
Bears Say
Limited Margin Expansion
Revenue growth has not translated into meaningful margin expansion, suggesting that mix, pricing, claims, or expense pressures may be absorbing part of the benefit. Without improving operating margins, higher scale may produce less incremental earnings growth than expected.
Cash-Flow Volatility
The wide historical swings in operating cash flow show that Zurich’s cash conversion can vary materially between periods. This volatility may complicate capital planning and reduce confidence that the latest exceptionally strong cash generation will persist consistently.
Market And Reserve Sensitivity
Zurich’s large insurance balance sheet remains exposed to changes in investment markets and insurance reserve movements. Even with manageable debt, these fluctuations can affect reported assets, capital strength, and earnings stability over the medium term.
Zurich Insurance Group News
ZURN FAQ
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Company Description
Zurich Insurance Group
Zurich Insurance Group AG provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. It operates through Property & Casualty Regions, Life Regions, and Farmers segments. The company offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. It also provides property, casualty, energy and engineering lines, and marine; management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, cyber resilience, and reinsurance services. It serves individuals, small businesses, mid-sized and large companies, and multinational corporations. The company sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.
- Sector
- Financial
- Industry
- Insurance - Diversified
- CEO
- Mario Greco
- Employees
- 65,000
- Website
- www.zurich.com
- Address
- Mythenquai 2, Zurich, ZH, 8002, CH
Zurich Insurance Group (ZURN) Earnings & Revenues
ZURN Company Deck
ZURN Earnings Call
Earnings Call SentimentPositive
The earnings call presented a strong positive performance for Zurich, with record operating profits and ROE, alongside robust financial resilience. While there are some challenges, particularly in the liability market and expenses, the overall sentiment remains optimistic with significant growth in key areas.
View all CH:ZURN earnings summariesZURN Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 5 | 2 |
| Technical Analysis | 3 | 5 | 2 |
| Moving Averages | 12 | 0 | 0 |










