Zurich Insurance Group Ltd (CH:ZURN)
:ZURN
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ZURN Stock Chart & Stats
CHF559.80
-CHF8.40(-1.41%)
At close: 4:00 PM EST
CHF559.80
-CHF8.40(-1.41%)
Day’s Range― - ―
52-Week RangeCHF521.00 - CHF606.80
Previous CloseN/A
Volume93.55K
Average Volume (3M)234.22K
Market Cap
CHF86.07B
Enterprise ValueCHF119.29B
Total Cash (Recent Filing)CHF7.08B
Total Debt (Recent Filing)CHF18.65B
Price to Earnings (P/E)12.3
Beta0.80
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.66%
Share Statistics
EPS (TTM)47.96
Shares Outstanding153,446,670
10 Day Avg. Volume236,576
30 Day Avg. Volume234,219
Financial Highlights & Ratios
PEG Ratio0.65
Price to Book (P/B)3.80
Price to Sales (P/S)1.18
P/FCF Ratio4.66
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
CHF647.25Price Target Upside15.62% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)48.38
Revenue Forecast (FY)CHF66.42B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash FlowZurich generated exceptionally strong cash in 2025, with operating cash flow ~23.7B and free cash flow ~23.2B (~98% of net income). Durable FCF at this scale supports dividend funding, buybacks, and capital allocation discipline, improving financial flexibility over the medium term.
Improving Operating ProfitabilityRevenue and margin improvement in 2025 reflect stronger underwriting results, pricing power and expense control. Sustained revenue momentum alongside higher EBIT margin suggests the business can convert top-line gains into durable operating earnings, supporting long-term profitability resilience.
Diversified Multi-line FranchiseZurich's broad product mix and multi-channel distribution (brokers, bancassurance, digital) reduce single-market dependence and spread risk across P&C and life lines. This structural diversification improves revenue stability and competitive positioning across geographies and customer segments over time.
Bears Say
Rising LeverageDebt-to-equity drift from ~0.57 to ~0.65 indicates meaningful balance sheet gearing growth. Higher leverage reduces financial flexibility, raises sensitivity to interest rates and capital market access, and limits room to absorb underwriting shocks or fund opportunistic investments without raising capital.
Volatile Cash Flows And Revenue HistoryZurich's cash flow and revenue show notable year-to-year swings driven by underwriting cycles, catastrophe experience and investment swings. This volatility complicates capital planning, dividend predictability and forecasting, and requires larger reserves or reinsurance to maintain consistent solvency metrics.
Modest Net Margin LevelsAlthough margins improved, net margins remain mid-single-digit, limiting return on capital in a capital-intensive industry. Sustained margin expansion is required to materially lift ROE; margins remain exposed to underwriting cycles, claims inflation and competitive pricing pressures over the medium term.
Zurich Insurance Group News
ZURN FAQ
What was Zurich Insurance Group Ltd’s price range in the past 12 months?
Zurich Insurance Group Ltd lowest stock price was CHF521.00 and its highest was CHF606.80 in the past 12 months.
What is Zurich Insurance Group Ltd’s market cap?
Zurich Insurance Group Ltd’s market cap is CHF86.07B.
When is Zurich Insurance Group Ltd’s upcoming earnings report date?
Zurich Insurance Group Ltd’s upcoming earnings report date is Aug 06, 2026 which is in 46 days.
How were Zurich Insurance Group Ltd’s earnings last quarter?
Zurich Insurance Group Ltd released its earnings results on Feb 19, 2026. The company reported CHF18.237 earnings per share for the quarter, beating the consensus estimate of CHF16.803 by CHF1.434.
Is Zurich Insurance Group Ltd overvalued?
According to Wall Street analysts Zurich Insurance Group Ltd’s price is currently Undervalued.
Does Zurich Insurance Group Ltd pay dividends?
Zurich Insurance Group Ltd pays a Annually dividend of CHF30 which represents an annual dividend yield of 4.66%. See more information on Zurich Insurance Group Ltd dividends here
What is Zurich Insurance Group Ltd’s EPS estimate?
Zurich Insurance Group Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Zurich Insurance Group Ltd have?
Zurich Insurance Group Ltd has 153,446,670 shares outstanding.
What happened to Zurich Insurance Group Ltd’s price movement after its last earnings report?
Zurich Insurance Group Ltd reported an EPS of CHF18.237 in its last earnings report, beating expectations of CHF16.803. Following the earnings report the stock price went down -1.62%.
Which hedge fund is a major shareholder of Zurich Insurance Group Ltd?
Currently, no hedge funds are holding shares in CH:ZURN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Zurich Insurance Group Ltd
Zurich Insurance Group AG operates as a leading international provider of insurance and associated financial services through its various subsidiaries. The company maintains a broad geographical presence across Europe, the Middle East and Africa, North America, Latin America, and the Asia Pacific region. Its business is structured into several key divisions, including Property & Casualty, Life, Farmers, Group Functions and Operations, and Non-Core Businesses. Zurich offers an extensive portfolio of personal insurance products, encompassing coverage for automobiles, homes, travel, general liability, life, critical illness, and worker injury, alongside financial planning solutions such as savings, investment, and retirement products. For corporate and institutional clients, the group provides specialized policies covering property, casualty, management and professional liability, trade credit, political risk, marine, cyber risk, and financial institutions. Furthermore, it delivers employee benefit insurance products, reinsurance capabilities, and non-claims and support services tailored for farmers' exchanges. Zurich serves a diverse client base, ranging from individuals and small to mid-sized enterprises to large corporations and multinational entities. The company's products are distributed through a robust network of agents, brokers, and banking partnerships. Established in 1872, Zurich Insurance Group AG is based in Zurich, Switzerland.
ZURN Company Deck
ZURN Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a strong positive performance for Zurich, with record operating profits and ROE, alongside robust financial resilience. While there are some challenges, particularly in the liability market and expenses, the overall sentiment remains optimistic with significant growth in key areas.View all CH:ZURN earnings summariesZURN Stock 12 Month Forecast
Average Price Target
CHF647.25
▲(15.62% Upside)
Technical Analysis
Options Prices
Currently, No data available
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