US Bancorp (USB) Ratios
US Bancorp Ratios
MX:USB's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, MX:USB's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.26 | 0.28 | 0.26 | 0.24 | 0.37 |
| Quick Ratio | 0.26 | 0.28 | 0.26 | 0.24 | 0.37 |
| Cash Ratio | 0.09 | 0.11 | 0.12 | 0.10 | 0.06 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.01 | 0.02 | 0.02 | 0.04 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.46 | 0.73 | 0.55 | 0.68 | 0.84 |
| Net Current Asset Value | $ -488.96B | $ -468.14B | $ -468.82B | $ -487.90B | $ -344.22B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.11 | 0.11 | 0.10 | 0.11 | 0.08 |
| Debt-to-Equity Ratio | 1.20 | 1.26 | 1.21 | 1.40 | 0.80 |
| Debt-to-Capital Ratio | 0.54 | 0.56 | 0.55 | 0.58 | 0.44 |
| Long-Term Debt-to-Capital Ratio | 0.48 | 0.50 | 0.48 | 0.44 | 0.37 |
| Financial Leverage Ratio | 10.62 | 11.58 | 12.00 | 13.29 | 10.44 |
| Debt Service Coverage Ratio | 0.27 | 0.24 | 0.23 | 0.19 | 0.66 |
| Interest Coverage Ratio | 0.66 | 0.51 | 0.54 | 2.27 | 10.24 |
| Debt to Market Cap | 0.94 | 0.99 | 1.00 | 1.09 | 0.53 |
| Interest Debt Per Share | 59.32 | 56.99 | 51.44 | 49.87 | 30.16 |
| Net Debt to EBITDA | 2.99 | 1.92 | 0.71 | 2.23 | 1.41 |
| Profitability Margins | |||||
| Gross Profit Margin | 62.83% | 58.76% | 63.36% | 81.04% | 100.76% |
| EBIT Margin | 22.20% | 18.52% | 16.90% | 26.65% | 42.87% |
| EBITDA Margin | 24.25% | 20.72% | 19.40% | 28.69% | 44.96% |
| Operating Profit Margin | 22.20% | 18.52% | 16.90% | 26.65% | 42.87% |
| Pretax Profit Margin | 22.20% | 18.52% | 16.90% | 26.65% | 42.87% |
| Net Profit Margin | 17.68% | 14.75% | 13.36% | 21.26% | 33.58% |
| Continuous Operations Profit Margin | 17.72% | 14.82% | 13.44% | 21.31% | 33.67% |
| Net Income Per EBT | 79.60% | 79.64% | 79.08% | 79.78% | 78.33% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.09% | 0.93% | 0.82% | 0.86% | 1.39% |
| Return on Equity (ROE) | 11.62% | 10.75% | 9.82% | 11.47% | 14.50% |
| Return on Capital Employed (ROCE) | 6.22% | 5.47% | 5.05% | 6.16% | 9.64% |
| Return on Invested Capital (ROIC) | 4.46% | 3.96% | 3.61% | 3.90% | 6.81% |
| Return on Tangible Assets | 1.12% | 0.95% | 0.84% | 0.89% | 1.42% |
| Earnings Yield | 9.13% | 8.44% | 8.13% | 8.97% | 9.52% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 5.16 | 4.87 | 2.72 | 1.92 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 11.38 | 11.98 | 11.21 | 7.10 | 7.18 |
| Asset Turnover | 0.06 | 0.06 | 0.06 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.11 | -0.11 | -0.10 | -0.08 | -0.09 |
| Cash Conversion Cycle | 0.00 | 70.67 | 74.93 | 134.29 | 190.35 |
| Days of Sales Outstanding | 0.00 | 70.67 | 74.93 | 134.29 | 190.35 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 70.67 | 74.93 | 134.29 | 190.35 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 5.13 | 7.23 | 5.47 | 14.18 | 6.63 |
| Free Cash Flow Per Share | 5.13 | 7.23 | 5.47 | 14.18 | 6.63 |
| Dividend Paid and CapEx Coverage Ratio | 2.28 | 3.27 | 2.55 | 6.87 | 3.42 |
| Capital Expenditure Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow Coverage Ratio | 0.10 | 0.15 | 0.13 | 0.30 | 0.22 |
| Operating Cash Flow to Sales Ratio | 0.19 | 0.26 | 0.21 | 0.77 | 0.42 |
| Free Cash Flow Yield | 9.61% | 15.11% | 12.65% | 32.52% | 11.80% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.55 | 12.62 | 12.30 | 11.15 | 10.50 |
| Price-to-Sales (P/S) Ratio | 1.94 | 1.75 | 1.64 | 2.37 | 3.53 |
| Price-to-Book (P/B) Ratio | 1.27 | 1.27 | 1.21 | 1.28 | 1.52 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 10.41 | 6.62 | 7.91 | 3.07 | 8.47 |
| Price-to-Operating Cash Flow Ratio | 10.41 | 6.62 | 7.91 | 3.07 | 8.47 |
| Price-to-Earnings Growth (PEG) Ratio | 0.53 | 0.79 | -1.08 | -0.40 | 0.16 |
| Enterprise Value Multiple | 10.97 | 10.36 | 9.18 | 10.49 | 9.25 |
| Enterprise Value | 114.01B | 91.63B | 72.35B | 82.44B | 98.65B |
| EV to EBITDA | 10.97 | 10.36 | 9.18 | 10.49 | 9.25 |
| EV to Sales | 2.66 | 2.15 | 1.78 | 3.01 | 4.16 |
| EV to Free Cash Flow | 14.30 | 8.13 | 8.56 | 3.90 | 10.00 |
| EV to Operating Cash Flow | 14.30 | 8.13 | 8.56 | 3.90 | 10.00 |
| Tangible Book Value Per Share | 30.94 | 26.25 | 24.11 | 21.29 | 27.80 |
| Shareholders’ Equity Per Share | 41.92 | 37.55 | 35.84 | 34.09 | 36.88 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.20 | 0.20 | 0.20 | 0.20 | 0.21 |
| Revenue Per Share | 27.56 | 27.38 | 26.33 | 18.40 | 15.93 |
| Net Income Per Share | 4.87 | 4.04 | 3.52 | 3.91 | 5.35 |
| Tax Burden | 0.80 | 0.80 | 0.79 | 0.80 | 0.78 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.29 | 0.26 | 0.26 | 0.33 | 0.37 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.05 | 1.79 | 1.56 | 3.63 | 1.24 |
Currency in USD
