EarningsQ4 2025 Earnings Report

Upstart Holdings (UPST) Q4 2025 Earnings Report

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MX:UPST Q4 2025 EPS Results

Actual EPS$8.28

Consensus EPS$8.37

Beat/MissMissed by -$0.09

One Year Ago EPS$4.72

Actual Revenue$5.38B

Expected Revenue$5.24B

Beat/MissBeat by +$138.33M

YoY Revenue Growth+35.22%

QuarterQ4 2025

Date02/10/2026

TimeAfter Close

Conference CallTuesday, February 10, 2026

MX:UPST Upcoming Earnings

Upstart Holdings's next earnings date is estimated for November 10, 2026, based on past reporting schedules.

MX:UPST Q4 2025 Earnings Call

0:00 / 0:00

No earnings call summary is available for this earnings event.

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change
Nov 10, 2026	2026 (Q3)	4.03 / -	9.444	―
Aug 04, 2026	2026 (Q2)	3.23 / 2.91	6.538	-55.56% (-3.63)
May 05, 2026	2026 (Q1)	7.63 / -1.27	5.993	-121.21% (-7.26)
Feb 10, 2026	2025 (Q4)	8.37 / 8.28	4.722	75.38% (+3.56)
Nov 04, 2025	2025 (Q3)	7.74 / 9.44	-1.09	966.67% (+10.53)
Aug 05, 2025	2025 (Q2)	4.61 / 6.54	-3.087	311.76% (+9.63)
May 06, 2025	2025 (Q1)	3.09 / 5.99	-5.63	206.45% (+11.62)
Feb 11, 2025	2024 (Q4)	-0.73 / 4.72	-1.998	336.36% (+6.72)
Nov 07, 2024	2024 (Q3)	-2.67 / -1.09	-0.908	-20.00% (-0.18)
Aug 06, 2024	2024 (Q2)	-7.14 / -3.09	1.09	-383.33% (-4.18)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed