Shinhan Financial Group Co (SHGN) Ratios
Shinhan Financial Group Co Ratios
MX:SHGN's free cash flow for Q2 2026 was $-467.59B. For the 2026 fiscal year, MX:SHGN's free cash flow was decreased by $-68.13B and operating cash flow was $1.14T. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.36 | 0.33 | 0.34 | 0.31 | 0.30 |
| Quick Ratio | 0.36 | 0.33 | 0.34 | 0.31 | 0.30 |
| Cash Ratio | 0.27 | 0.09 | 0.08 | 0.07 | 0.07 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.13 | 0.01 | 0.00 | 0.02 | 0.03 |
| Short-Term Operating Cash Flow Coverage | 0.13 | 0.40 | 0.03 | 0.79 | 1.03 |
| Net Current Asset Value | $ -702.68T | $ -527.12T | $ -487.70T | $ -478.59T | $ -470.99T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.20 | 0.20 | 0.21 | 0.19 | 0.21 |
| Debt-to-Equity Ratio | 2.90 | 2.68 | 2.68 | 2.54 | 2.81 |
| Debt-to-Capital Ratio | 0.74 | 0.73 | 0.73 | 0.72 | 0.74 |
| Long-Term Debt-to-Capital Ratio | 0.59 | 0.71 | 0.70 | 0.70 | 0.72 |
| Financial Leverage Ratio | 14.77 | 13.20 | 12.88 | 13.10 | 13.38 |
| Debt Service Coverage Ratio | 0.07 | 0.20 | 0.17 | 0.30 | 0.34 |
| Interest Coverage Ratio | 0.42 | 0.34 | 0.36 | 0.67 | 1.41 |
| Debt to Market Cap | 4.01 | 6.09 | 6.93 | 7.17 | 6.82 |
| Interest Debt Per Share | 343834.55 | 331996.77 | 309213.53 | 271656.71 | 259592.87 |
| Net Debt to EBITDA | 16.18 | 14.86 | 15.11 | 13.26 | 16.29 |
| Profitability Margins | |||||
| Gross Profit Margin | 47.42% | 44.03% | 44.02% | 56.11% | 80.91% |
| EBIT Margin | 19.98% | 17.04% | 17.65% | 25.92% | 21.68% |
| EBITDA Margin | 23.71% | 20.66% | 21.15% | 29.99% | 25.19% |
| Operating Profit Margin | 19.98% | 17.04% | 17.65% | 25.92% | 21.68% |
| Pretax Profit Margin | 19.98% | 17.04% | 17.65% | 25.92% | 21.68% |
| Net Profit Margin | 14.33% | 12.58% | 12.92% | 18.99% | 15.61% |
| Continuous Operations Profit Margin | 14.66% | 12.89% | 13.25% | 19.36% | 15.97% |
| Net Income Per EBT | 71.75% | 73.81% | 73.23% | 73.28% | 71.98% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.63% | 0.60% | 0.63% | 0.70% | 0.63% |
| Return on Equity (ROE) | 9.34% | 7.94% | 8.13% | 9.20% | 8.38% |
| Return on Capital Employed (ROCE) | 0.98% | 2.19% | 2.31% | 2.62% | 2.33% |
| Return on Invested Capital (ROIC) | 0.65% | 1.59% | 1.62% | 1.88% | 1.64% |
| Return on Tangible Assets | 0.64% | 0.61% | 0.64% | 0.71% | 0.63% |
| Earnings Yield | 12.96% | 18.13% | 21.13% | 26.11% | 20.46% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.26 | 2.02 | 1.61 | 1.66 | 1698.92 |
| Payables Turnover | 0.63 | 1.31 | 1.00 | 0.87 | 0.35 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.74 | 8.51 | 5.59 | 4.13 | 6.37 |
| Asset Turnover | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.19 | -0.12 | -0.12 | -0.09 | -0.10 |
| Cash Conversion Cycle | -292.14 | -98.78 | -138.25 | -197.92 | -1042.02 |
| Days of Sales Outstanding | 288.77 | 180.32 | 226.63 | 219.99 | 0.21 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 580.92 | 279.10 | 364.88 | 417.92 | 1042.23 |
| Operating Cycle | 288.77 | 180.32 | 226.63 | 219.99 | 0.21 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 19597.89 | 9138.69 | 1020.49 | 14923.10 | 20747.34 |
| Free Cash Flow Per Share | 18314.84 | 7600.32 | -358.99 | 13069.39 | 19080.43 |
| Dividend Paid and CapEx Coverage Ratio | 5.04 | 2.26 | 0.24 | 3.06 | 5.25 |
| Capital Expenditure Coverage Ratio | 15.27 | 5.94 | 0.74 | 8.05 | 12.45 |
| Operating Cash Flow Coverage Ratio | 0.06 | 0.03 | 0.00 | 0.06 | 0.08 |
| Operating Cash Flow to Sales Ratio | 0.28 | 0.13 | 0.02 | 0.31 | 0.43 |
| Free Cash Flow Yield | 23.71% | 15.68% | -0.90% | 37.22% | 51.87% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 7.87 | 5.74 | 4.73 | 3.83 | 4.89 |
| Price-to-Sales (P/S) Ratio | 1.11 | 0.69 | 0.61 | 0.73 | 0.76 |
| Price-to-Book (P/B) Ratio | 0.72 | 0.44 | 0.38 | 0.35 | 0.41 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.22 | 6.38 | -110.91 | 2.69 | 1.93 |
| Price-to-Operating Cash Flow Ratio | 3.94 | 5.30 | 39.02 | 2.35 | 1.77 |
| Price-to-Earnings Growth (PEG) Ratio | 0.48 | 1.18 | -0.40 | 0.15 | 0.50 |
| Enterprise Value Multiple | 20.84 | 18.21 | 18.00 | 15.68 | 19.31 |
| Enterprise Value | 171.43T | 133.13T | 128.69T | 115.52T | 125.28T |
| EV to EBITDA | 20.84 | 18.21 | 18.00 | 15.68 | 19.31 |
| EV to Sales | 4.94 | 3.76 | 3.81 | 4.70 | 4.86 |
| EV to Free Cash Flow | 18.85 | 34.60 | -690.43 | 17.37 | 12.29 |
| EV to Operating Cash Flow | 17.62 | 28.78 | 242.88 | 15.21 | 11.31 |
| Tangible Book Value Per Share | 100150.16 | 104104.24 | 96500.67 | 93588.22 | 83458.79 |
| Shareholders’ Equity Per Share | 107158.76 | 110727.41 | 103466.31 | 99712.92 | 89820.57 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.27 | 0.24 | 0.25 | 0.25 | 0.26 |
| Revenue Per Share | 69855.59 | 69880.01 | 65102.01 | 48279.84 | 48223.95 |
| Net Income Per Share | 10012.67 | 8790.79 | 8412.88 | 9170.27 | 7525.99 |
| Tax Burden | 0.72 | 0.74 | 0.73 | 0.73 | 0.72 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.15 | 0.14 | 0.14 | 0.18 | 0.46 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.91 | 1.01 | 0.12 | 1.60 | 1.98 |
Currency in KRW
