PNFP Stock Chart & Stats
Currently, no data available
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Bulls Say, Bears Say
Bulls Say
Strong Loan And Deposit GrowthRapid loan and deposit growth indicates strong client acquisition and balance-sheet expansion across commercial banking relationships. A growing funding base supports future earning-asset growth, while sustained demand can reinforce Pinnacle’s regional market position and recurring banking revenue.
Fee Income And Client Revenue MomentumBroad-based fee growth reduces reliance on spread income and shows that Pinnacle is monetizing deeper client relationships across banking, wealth and capital markets. Diverse recurring revenue streams can improve earnings resilience and support profitability as balance-sheet conditions change.
Strong Credit Quality And Improving CapitalLow credit losses and declining nonperforming assets demonstrate disciplined underwriting during rapid growth, while rising CET1 strengthens loss-absorption capacity. Together, these metrics support balance-sheet resilience and give management more flexibility to fund expansion through the integration period.
Bears Say
Net Interest Margin CompressionMargin compression directly reduces the earnings benefit of balance-sheet growth and can persist if funding costs remain elevated relative to loan yields. Lower NIM therefore creates pressure on net interest income, especially while Pinnacle is rapidly adding loans and repositioning liquidity.
Higher Leverage And Lower ReturnsThe higher leverage level and weaker ROE indicate that recent balance-sheet expansion is producing a less favorable risk-adjusted return profile than in prior periods. This can constrain financial flexibility and make sustained earnings improvement more dependent on successful integration and margin recovery.
Merger Integration Execution RiskThe remaining systems conversion and related agreement repapering create execution risk over the next several quarters. Delays or disruption could defer expected synergies, sustain elevated technology and personnel costs, and distract management while the combined bank completes operational integration.
Pinnacle Financial Partners News
PNFP FAQ
What was Pinnacle Financial Partners’s price range in the past 12 months?
Currently, no data Available
What is Pinnacle Financial Partners’s market cap?
Pinnacle Financial Partners’s market cap is $254.24B.
When is Pinnacle Financial Partners’s upcoming earnings report date?
Pinnacle Financial Partners’s upcoming earnings report date is Oct 20, 2026 which is in 38 days.
How were Pinnacle Financial Partners’s earnings last quarter?
Pinnacle Financial Partners released its earnings results on Jul 22, 2026. The company reported $42.28 earnings per share for the quarter, beating the consensus estimate of $41.57 by $0.71.
Is Pinnacle Financial Partners overvalued?
According to Wall Street analysts Pinnacle Financial Partners’s price is currently Undervalued.
Does Pinnacle Financial Partners pay dividends?
Pinnacle Financial Partners does not currently pay dividends.
What is Pinnacle Financial Partners’s EPS estimate?
Pinnacle Financial Partners’s EPS estimate is 44.29.
How many shares outstanding does Pinnacle Financial Partners have?
Currently, no data Available
What happened to Pinnacle Financial Partners’s price movement after its last earnings report?
Pinnacle Financial Partners reported an EPS of $42.28 in its last earnings report, beating expectations of $41.57. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Pinnacle Financial Partners?
Currently, no hedge funds are holding shares in MX:PNFP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pinnacle Financial Partners Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$2,049.83 (― Upside)
$2,049.83 (― Upside)
Blogger Sentiment
Bullish
MX:PNFP Sentiment 60%
Sector Average 58%
Sector Average 58%
Insider Transactions
Bought Shares
Worth $22.1M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
3.30%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
135.50%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Pinnacle Financial Partners
Pinnacle Financial Partners, Inc. functions as a bank holding company, overseeing Pinnacle Bank, which delivers a comprehensive range of banking solutions and services across the United States. The company facilitates various types of deposit accounts for its clients, including savings accounts, standard checking accounts (both interest-bearing and noninterest-bearing), money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering commercial loans for purposes like equipment financing and working capital, along with commercial real estate loans for investment properties and business ventures backed by real estate. For individual clients, Pinnacle Bank offers secured and unsecured installment loans, term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit. Additionally, it issues credit cards for both consumers and businesses. Beyond traditional banking, Pinnacle Financial Partners provides a suite of securities and other financial offerings, diverse investment products, and comprehensive brokerage and investment advisory programs. It also specializes in fiduciary and investment management services, catering to personal trusts, endowments, foundations, individual retirement accounts (IRAs), pensions, and custody arrangements. Further expanding its services, the company operates an insurance agency, predominantly focusing on property and casualty coverage. It also offers expert advice on mergers and acquisitions, and provides specialized advisory services for private debt, equity, mezzanine financing, and other middle-market transactions. For day-to-day banking needs, Pinnacle offers treasury management, telephone and online banking, mobile banking, debit cards, direct deposit, remote and mobile deposit capture options, automated teller machines (ATMs), and various cash management services. Its diverse clientele includes individuals, small to medium-sized businesses, and professional organizations. As of December 31, 2020, the company maintained a network of 114 offices: 48 in Tennessee, 36 in North Carolina, 20 in South Carolina, 9 in Virginia, and 1 in Georgia. Pinnacle Financial Partners, Inc. was established in 2000 and its main corporate office is located in Nashville, Tennessee.
PNFP Company Deck
PNFP Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple clear operating strengths — strong loan and deposit growth, double-digit year-to-date adjusted EPS growth, solid fee income momentum across core businesses, disciplined credit with improving NPAs, active talent recruiting and tangible progress on synergies — while acknowledging near-term margin pressure from market rates, liquidity repositioning and merger-related expenses. Management maintained full-year guidance, outlined specific drivers for H2 performance, and reiterated confidence in sustainable NII and earnings power as the merger integrates. The positive operating and capital proof points materially outweigh the manageable near-term headwinds highlighted.View all MX:PNFP earnings summariesPNFP Stock 12 Month Forecast
Average Price Target
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