NUN Stock Chart & Stats
$249.14
-$2.41(-0.96%)
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--
Day’s Range― - ―
52-Week Range$194.51 - $329.94
Previous CloseN/A
VolumeN/A
Average Volume (3M)33.34K
Market Cap
$1.23T
Enterprise Value$100.24K
Total Cash (Recent Filing)$30.32B
Total Debt (Recent Filing)$3.17B
Price to Earnings (P/E)21.8
Beta0.73
Next Earnings
Aug 18, 2026EPS Estimate
3.47Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.65
Shares Outstanding3,807,883,800
10 Day Avg. Volume48,553
30 Day Avg. Volume33,343
Financial Highlights & Ratios
PEG Ratio0.65
Price to Book (P/B)7.17
Price to Sales (P/S)5.10
P/FCF Ratio23.16
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$283.47Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering10
EPS Forecast (FY)14.65
Revenue Forecast (FY)$388.08B
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Cash GenerationNu has converted recent earnings into cash: TTM operating and free cash flow near $3.7B with durable mid‑teens net margins and 24–25% EBIT/EBITDA. That persistent cash generation supports reinvestment, buybacks and capital buffers, reducing reliance on short-term funding over the coming months.
Scale And Engagement Across Core MarketsMore than 135M customers and ~83% monthly activity provide durable scale, low marginal acquisition costs and cross-sell optionality. Large customer reach in Brazil and rapid Mexico growth underpin structural revenue expansion and resilient unit economics over the medium term.
AI-driven Productivity And Proprietary ModelsProprietary foundation models and broad AI adoption are materially raising engineering throughput and decisioning speed, lowering incremental OpEx per customer and improving underwriting. These structural productivity gains can sustainably lift margins and support scalable credit growth.
Bears Say
Sharp Rise In Reported Total DebtA large absolute jump in reported total debt (~$39.4B TTM) increases funding and refinancing risk if market conditions tighten. Even with moderate leverage metrics, higher gross debt can constrain flexibility for investment, margin resilience and capital actions over the next several quarters.
Rising Provisions And Risk-adjusted Margin CompressionSignificant allowance builds and higher provisioning reflect portfolio growth concentrated in cards and unsecured lending, compressing risk‑adjusted NIM. Persistent provisioning ahead of NPL formation and a mix toward higher‑loss products can reduce sustainable earnings power and capital accretion in the medium term.
Deposit Seasonality And Funding Cost HeadwindsSeasonal deposit declines and outflows in key markets raise reliance on pricier funding and drive deposit cost toward interbank benchmarks. Higher funding costs and volatile retail deposits can pressure NII and constrain loan-to-deposit expansion, affecting margin and growth sustainability over coming quarters.
NUN FAQ
What was Nu Holdings Ltd. Class A’s price range in the past 12 months?
Nu Holdings Ltd. Class A lowest stock price was $194.51 and its highest was $329.94 in the past 12 months.
What is Nu Holdings Ltd. Class A’s market cap?
Nu Holdings Ltd. Class A’s market cap is $1.23T.
When is Nu Holdings Ltd. Class A’s upcoming earnings report date?
Nu Holdings Ltd. Class A’s upcoming earnings report date is Aug 18, 2026 which is in 25 days.
How were Nu Holdings Ltd. Class A’s earnings last quarter?
Nu Holdings Ltd. Class A released its earnings results on May 14, 2026. The company reported $3.117 earnings per share for the quarter, missing the consensus estimate of $3.449 by -$0.333.
Is Nu Holdings Ltd. Class A overvalued?
According to Wall Street analysts Nu Holdings Ltd. Class A’s price is currently Undervalued.
Does Nu Holdings Ltd. Class A pay dividends?
Nu Holdings Ltd. Class A does not currently pay dividends.
What is Nu Holdings Ltd. Class A’s EPS estimate?
Nu Holdings Ltd. Class A’s EPS estimate is 3.47.
How many shares outstanding does Nu Holdings Ltd. Class A have?
Nu Holdings Ltd. Class A has 3,807,883,800 shares outstanding.
What happened to Nu Holdings Ltd. Class A’s price movement after its last earnings report?
Nu Holdings Ltd. Class A reported an EPS of $3.117 in its last earnings report, missing expectations of $3.449. Following the earnings report the stock price went down -5.556%.
Which hedge fund is a major shareholder of Nu Holdings Ltd. Class A?
Currently, no hedge funds are holding shares in MX:NUN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Nu Holdings Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$283.47 (― Downside)
$283.47 (― Downside)
Blogger Sentiment
Bullish
MX:NUN Sentiment 70%
Sector Average 60%
Sector Average 60%
Insider Transactions
Sold Shares
Worth $4.5M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
9.49%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
42.93%
Trailing 12-Months
Company Description
Nu Holdings Ltd. Class A
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.
NUN Stock 12 Month Forecast
Average Price Target
$283.47