Huntington Bancshares (HBAN) Ratios
Huntington Bancshares Ratios
MX:HBAN's free cash flow for Q3 2026 was $683.00M. For the 2026 fiscal year, MX:HBAN's free cash flow was decreased by $-90.00M and operating cash flow was $773.00M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.19 | 0.15 | 0.14 | 0.09 | 0.09 |
| Quick Ratio | 0.19 | 0.15 | 0.14 | 0.09 | 0.09 |
| Cash Ratio | 0.01 | 0.08 | 0.07 | 0.05 | 0.04 |
| Solvency Ratio | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | 0.01 | 0.02 | 0.03 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 2.02 | 9.12 | 4.29 | 1.99 | 6.17 |
| Net Current Asset Value | $ -172.81B | $ -159.60B | $ -149.45B | $ -150.92B | $ -142.14B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.08 | 0.08 | 0.07 | 0.06 | 0.04 |
| Debt-to-Equity Ratio | 0.76 | 0.84 | 0.67 | 0.66 | 0.39 |
| Debt-to-Capital Ratio | 0.43 | 0.46 | 0.40 | 0.40 | 0.28 |
| Long-Term Debt-to-Capital Ratio | 0.41 | 0.45 | 0.39 | 0.35 | 0.27 |
| Financial Leverage Ratio | 9.25 | 10.35 | 9.78 | 10.32 | 9.02 |
| Debt Service Coverage Ratio | 0.54 | 0.54 | 0.68 | 1.00 | 3.99 |
| Interest Coverage Ratio | 0.62 | 0.53 | 0.69 | 3.97 | 17.88 |
| Debt to Market Cap | 0.72 | 0.70 | 0.71 | 0.58 | 0.38 |
| Interest Debt Per Share | 15.42 | 14.57 | 11.40 | 8.61 | 5.97 |
| Net Debt to EBITDA | 4.84 | 1.07 | 0.85 | 1.48 | 0.77 |
| Profitability Margins | |||||
| Gross Profit Margin | 61.70% | 58.23% | 64.02% | 87.61% | 98.13% |
| EBIT Margin | 21.53% | 20.09% | 22.12% | 34.77% | 26.17% |
| EBITDA Margin | 27.63% | 25.29% | 29.52% | 40.86% | 32.60% |
| Operating Profit Margin | 21.53% | 20.09% | 22.12% | 34.77% | 26.17% |
| Pretax Profit Margin | 21.53% | 20.09% | 22.12% | 34.77% | 26.17% |
| Net Profit Margin | 17.71% | 16.22% | 18.10% | 28.15% | 21.30% |
| Continuous Operations Profit Margin | 17.85% | 16.39% | 18.28% | 28.29% | 21.33% |
| Net Income Per EBT | 82.25% | 80.73% | 81.84% | 80.97% | 81.40% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.98% | 0.95% | 1.03% | 1.22% | 0.74% |
| Return on Equity (ROE) | 9.08% | 9.83% | 10.08% | 12.62% | 6.71% |
| Return on Capital Employed (ROCE) | 3.45% | 5.78% | 6.35% | 8.38% | 5.22% |
| Return on Invested Capital (ROIC) | -2.03% | 4.69% | 5.17% | 6.42% | 4.20% |
| Return on Tangible Assets | 1.01% | 0.98% | 1.07% | 1.27% | 0.77% |
| Earnings Yield | 8.62% | 8.22% | 10.60% | 11.01% | 6.65% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 1.58 | 1.58 | 1.17 | 0.97 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 9.45 | 11.22 | 9.72 | 6.88 | 5.22 |
| Asset Turnover | 0.06 | 0.06 | 0.06 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.10 | -0.09 | -0.08 | -0.06 | -0.06 |
| Cash Conversion Cycle | 0.00 | 231.31 | 231.12 | 310.96 | 376.71 |
| Days of Sales Outstanding | 0.00 | 231.31 | 231.12 | 310.96 | 376.71 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 231.31 | 231.12 | 310.96 | 376.71 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.72 | 1.25 | 1.84 | 2.79 | 1.63 |
| Free Cash Flow Per Share | 1.54 | 1.15 | 1.74 | 2.65 | 1.44 |
| Dividend Paid and CapEx Coverage Ratio | 1.98 | 1.53 | 2.26 | 3.29 | 1.82 |
| Capital Expenditure Coverage Ratio | 9.53 | 12.69 | 18.98 | 18.82 | 8.35 |
| Operating Cash Flow Coverage Ratio | 0.14 | 0.11 | 0.20 | 0.34 | 0.28 |
| Operating Cash Flow to Sales Ratio | 0.20 | 0.15 | 0.25 | 0.51 | 0.34 |
| Free Cash Flow Yield | 8.88% | 7.08% | 13.68% | 18.76% | 9.32% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 12.30 | 13.12 | 9.43 | 9.08 | 15.03 |
| Price-to-Sales (P/S) Ratio | 2.06 | 1.97 | 1.71 | 2.56 | 3.20 |
| Price-to-Book (P/B) Ratio | 1.05 | 1.20 | 0.95 | 1.15 | 1.01 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 11.26 | 14.12 | 7.31 | 5.33 | 10.73 |
| Price-to-Operating Cash Flow Ratio | 10.08 | 13.01 | 6.92 | 5.05 | 9.44 |
| Price-to-Earnings Growth (PEG) Ratio | 0.90 | -8.27 | -0.66 | 0.15 | 0.50 |
| Enterprise Value Multiple | 12.28 | 8.88 | 6.63 | 7.73 | 10.59 |
| Enterprise Value | 42.36B | 26.86B | 21.09B | 25.12B | 20.99B |
| EV to EBITDA | 12.28 | 8.88 | 6.63 | 7.73 | 10.59 |
| EV to Sales | 3.39 | 2.25 | 1.96 | 3.16 | 3.45 |
| EV to Free Cash Flow | 18.60 | 16.06 | 8.38 | 6.59 | 11.57 |
| EV to Operating Cash Flow | 16.64 | 14.80 | 7.94 | 6.24 | 10.18 |
| Tangible Book Value Per Share | 11.92 | 9.33 | 9.10 | 7.97 | 10.58 |
| Shareholders’ Equity Per Share | 16.46 | 13.60 | 13.38 | 12.30 | 15.29 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.17 | 0.18 | 0.17 | 0.19 | 0.18 |
| Revenue Per Share | 8.44 | 8.24 | 7.45 | 5.52 | 4.82 |
| Net Income Per Share | 1.49 | 1.34 | 1.35 | 1.55 | 1.03 |
| Tax Burden | 0.82 | 0.81 | 0.82 | 0.81 | 0.81 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.28 | 0.25 | 0.26 | 0.31 | 0.39 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Income Quality | 1.14 | 0.93 | 1.35 | 1.79 | 1.59 |
Currency in USD