FirstCash (FCFS1) AI Stock Analysis

FirstCash

(BMV:FCFS1)

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Positive Factors

Revenue and operating growthSustained revenue expansion alongside higher EBIT margins indicates that FirstCash is converting scale into stronger operating profitability. This combination can support reinvestment, improve earnings resilience, and strengthen the company’s ability to compound results over the next several quarters.

Negative Factors

Higher balance-sheet leverageThe substantial increase in debt and debt-to-equity reduces financial flexibility compared with earlier periods. Greater leverage can constrain capital allocation, increase sensitivity to weaker earnings or cash flow, and make it harder to fund expansion while maintaining shareholder distributions.

FirstCash (FCFS1) vs. SPDR S&P 500 ETF (SPY)

Market Cap: MXN 7.77B
Dividend Yield: 1.00%
Average Volume (3M): 14
Price to Earnings (P/E): 19.6
Beta (1Y): 0.36
Revenue Growth: 10.32%
EPS Growth: 19.63%
Country: Mexico
Employees: 20,000
Sector: Financial
Sector Strength: 68
Industry: Financial - Credit Services

FirstCash Business Overview & Revenue Model

Company Description

FirstCash Holdings, Inc., along with its affiliates, oversees a widespread network of retail pawn shops throughout the United States, Mexico, and other parts of Latin America. These establishments provide monetary loans against a diverse range of per...

FirstCash Risk Analysis

FirstCash disclosed 36 risk factors in its most recent earnings report. FirstCash reported the most risks in the "Legal & Regulatory" category.

Legal & Regulatory - Litigation, compliance, new legislation, and taxation risks

Latest Risks Added

0 New Risks

FirstCash Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

MX:FCFS1 against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
EZPW	81Outperform	$1.73B	10.89	14.45%	―	28.61%	47.06%
ENVA	71Outperform	$4.26B	11.32	26.36%	―	20.08%	33.74%
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
OMF	67Neutral	$6.51B	8.59	22.64%	7.43%	6.46%	11.49%
WRLD	67Neutral	$740.12M	15.07	14.16%	―	4.63%	―
PRG	63Neutral	$1.36B	9.19	19.25%	1.58%	10.19%	-6.15%

* Financial Sector Average

Performance Comparison

MX:FCFS1 and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
MX:FCFS1	First Cash Financial Services	3233.00	1091.36	50.96%
PRG	Prog Holdings, Inc.	34.75	6.63	23.56%
EZPW	EZCORP Inc	28.11	9.97	54.96%
WRLD	World Acceptance	164.47	31.57	23.75%
OMF	OneMain Holdings, Inc.	56.55	-0.60	-1.05%
ENVA	Enova International Inc.	174.09	51.66	42.20%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

FirstCash AI Stock Analysis