FirstCash (FCFS1) Ratios
FirstCash Ratios
MX:FCFS1's free cash flow for Q3 2026 was $123.90M. For the 2026 fiscal year, MX:FCFS1's free cash flow was decreased by $-18.09M and operating cash flow was $141.99M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 4.55 | 4.14 | 3.89 | 3.83 | 2.88 |
| Quick Ratio | 3.36 | 3.15 | 2.96 | 2.85 | 2.21 |
| Cash Ratio | 0.31 | 0.52 | 0.38 | 0.40 | 0.31 |
| Solvency Ratio | 0.25 | 0.33 | 0.32 | 0.35 | 0.09 |
| Operating Cash Flow Ratio | 1.44 | 1.59 | 1.24 | 1.59 | 0.57 |
| Short-Term Operating Cash Flow Coverage | 5.26 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -1.17B | $ -1.02B | $ -986.90M | $ -894.44M | $ -898.97M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.53 | 0.46 | 0.45 | 0.43 | 0.41 |
| Debt-to-Equity Ratio | 1.24 | 1.00 | 0.96 | 0.89 | 0.88 |
| Debt-to-Capital Ratio | 0.55 | 0.50 | 0.49 | 0.47 | 0.47 |
| Long-Term Debt-to-Capital Ratio | 0.52 | 0.46 | 0.45 | 0.42 | 0.42 |
| Financial Leverage Ratio | 2.33 | 2.18 | 2.15 | 2.08 | 2.12 |
| Debt Service Coverage Ratio | 3.79 | 8.57 | 8.94 | 11.05 | 6.67 |
| Interest Coverage Ratio | 4.64 | 4.28 | 4.18 | 4.02 | 6.09 |
| Debt to Market Cap | 0.36 | 0.37 | 0.33 | 0.34 | 0.42 |
| Interest Debt Per Share | 66.00 | 47.93 | 44.70 | 36.89 | 39.51 |
| Net Debt to EBITDA | 2.69 | 1.90 | 1.98 | 1.82 | 5.69 |
| Profitability Margins | |||||
| Gross Profit Margin | 51.67% | 48.09% | 47.82% | 46.34% | 54.10% |
| EBIT Margin | 15.54% | 13.22% | 12.25% | 14.45% | 11.71% |
| EBITDA Margin | 27.31% | 29.11% | 28.77% | 31.21% | 15.16% |
| Operating Profit Margin | 15.36% | 13.29% | 12.36% | 10.40% | 11.60% |
| Pretax Profit Margin | 12.23% | 10.12% | 9.29% | 11.86% | 9.80% |
| Net Profit Margin | 9.02% | 7.64% | 6.96% | 9.29% | 7.35% |
| Continuous Operations Profit Margin | 9.02% | 7.64% | 6.96% | 9.29% | 7.35% |
| Net Income Per EBT | 73.82% | 75.51% | 74.89% | 78.33% | 75.02% |
| EBT Per EBIT | 79.61% | 76.10% | 75.16% | 113.99% | 84.45% |
| Return on Assets (ROA) | 6.23% | 5.78% | 5.11% | 6.49% | 3.26% |
| Return on Equity (ROE) | 14.51% | 12.60% | 10.98% | 13.49% | 6.91% |
| Return on Capital Employed (ROCE) | 11.49% | 10.89% | 9.85% | 7.87% | 5.72% |
| Return on Invested Capital (ROIC) | 8.29% | 8.03% | 7.19% | 6.01% | 4.18% |
| Return on Tangible Assets | 10.85% | 10.52% | 9.60% | 12.72% | 6.53% |
| Earnings Yield | 4.66% | 5.56% | 4.49% | 6.18% | 4.07% |
| Efficiency Ratios | |||||
| Receivables Turnover | 3.34 | 4.59 | 4.79 | 4.94 | 2.91 |
| Payables Turnover | 66.72 | 56.49 | 62.05 | 53.41 | 33.79 |
| Inventory Turnover | 3.63 | 5.26 | 5.27 | 5.08 | 2.96 |
| Fixed Asset Turnover | 3.12 | 3.25 | 3.28 | 3.23 | 2.21 |
| Asset Turnover | 0.69 | 0.76 | 0.73 | 0.70 | 0.44 |
| Working Capital Turnover Ratio | 2.91 | 3.33 | 3.49 | 3.47 | 2.94 |
| Cash Conversion Cycle | 204.46 | 142.54 | 139.55 | 138.85 | 237.98 |
| Days of Sales Outstanding | 109.43 | 79.57 | 76.16 | 73.82 | 125.54 |
| Days of Inventory Outstanding | 100.50 | 69.43 | 69.27 | 71.87 | 123.25 |
| Days of Payables Outstanding | 5.47 | 6.46 | 5.88 | 6.83 | 10.80 |
| Operating Cycle | 209.93 | 149.00 | 145.43 | 145.69 | 248.79 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 13.16 | 12.01 | 9.23 | 9.94 | 5.45 |
| Free Cash Flow Per Share | 11.93 | 10.49 | 7.89 | 9.19 | 4.42 |
| Dividend Paid and CapEx Coverage Ratio | 4.66 | 4.03 | 3.41 | 4.93 | 2.49 |
| Capital Expenditure Coverage Ratio | 10.67 | 7.91 | 6.92 | 13.19 | 5.31 |
| Operating Cash Flow Coverage Ratio | 0.21 | 0.26 | 0.22 | 0.28 | 0.14 |
| Operating Cash Flow to Sales Ratio | 0.16 | 0.16 | 0.13 | 0.17 | 0.13 |
| Free Cash Flow Yield | 7.48% | 10.13% | 7.28% | 10.57% | 5.91% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 21.48 | 17.99 | 22.29 | 16.19 | 24.54 |
| Price-to-Sales (P/S) Ratio | 1.94 | 1.37 | 1.55 | 1.50 | 1.80 |
| Price-to-Book (P/B) Ratio | 3.12 | 2.27 | 2.45 | 2.18 | 1.70 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 13.36 | 9.88 | 13.73 | 9.46 | 16.91 |
| Price-to-Operating Cash Flow Ratio | 12.11 | 8.63 | 11.75 | 8.74 | 13.73 |
| Price-to-Earnings Growth (PEG) Ratio | 0.75 | 0.92 | -2.18 | 0.21 | 1.31 |
| Enterprise Value Multiple | 9.79 | 6.62 | 7.37 | 6.64 | 17.59 |
| Enterprise Value | 9.79B | 6.53B | 6.69B | 5.66B | 4.53B |
| EV to EBITDA | 9.79 | 6.62 | 7.37 | 6.64 | 17.59 |
| EV to Sales | 2.67 | 1.93 | 2.12 | 2.07 | 2.67 |
| EV to Free Cash Flow | 18.43 | 13.85 | 18.78 | 13.04 | 25.00 |
| EV to Operating Cash Flow | 16.71 | 12.10 | 16.07 | 12.05 | 20.29 |
| Tangible Book Value Per Share | 0.50 | 0.85 | -0.20 | -0.68 | -2.84 |
| Shareholders’ Equity Per Share | 51.13 | 45.68 | 44.26 | 39.81 | 44.13 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.26 | 0.24 | 0.25 | 0.22 | 0.25 |
| Revenue Per Share | 82.22 | 75.36 | 69.87 | 57.80 | 41.46 |
| Net Income Per Share | 7.42 | 5.76 | 4.86 | 5.37 | 3.05 |
| Tax Burden | 0.74 | 0.76 | 0.75 | 0.78 | 0.75 |
| Interest Burden | 0.79 | 0.77 | 0.76 | 0.82 | 0.84 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.32 | 0.05 | 0.06 | 0.05 | 0.07 |
| Stock-Based Compensation to Revenue | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.77 | 2.09 | 1.90 | 1.85 | 1.79 |
Currency in USD
