EarningsQ4 2026 Earnings Report
MX:EXPNN Q4 2026 EPS Results
Actual EPS$17.19
Consensus EPS$17.06
Beat/MissBeat by +$0.13
One Year Ago EPS$14.53
MX:EXPNN Q4 2026 Revenue Results
Actual Revenue$78.41B
Expected Revenue$79.14B
Beat/MissMissed by -$730.06M
YoY Revenue Growth+6.62%
Earnings Announcement Details
QuarterQ4 2026
Date05/20/2026
TimeBefore Open
Conference CallWednesday, May 20, 2026
MX:EXPNN Upcoming Earnings
Experian's next earnings date is estimated for November 18, 2026, based on past reporting schedules.
Q4 2026 Earnings Call Audio
MX:EXPNN Q4 2026 Earnings Call
0:00 / 0:00
Q4 2026 Earnings Slide Deck
Q4 2026 Earnings Call Summary
Earnings Call Sentiment|Positive
The call presents a strongly positive performance: record-year financials, broad-based organic revenue growth, double-digit EPS growth, margin expansion ahead of guidance, robust cash generation, completed cloud migration milestones in key markets, and aggressive AI and platform-driven growth initiatives (identified $15B incremental TAM). Notable near-term headwinds include the wind-down of two large breach contracts, FICO mortgage royalty impact, mortgage volume sensitivity to rates, higher interest costs, and some regional/B2B cyclicality. Overall, strategic progress, platform scale, strong renewals and capital returns indicate momentum outweighs manageable short-term challenges.Company Guidance
Strong Organic Revenue Growth
Organic revenue grew 8% for FY'26 (9% in Q4). Total revenue from ongoing activities increased 13% at actual rates and 11% at constant rates, adding nearly $1 billion of incremental revenue during the year.
Robust Earnings and Margin Expansion
Benchmark EPS rose 15% at actual rates (13% at constant rates). Benchmark EBIT increased 15% at actual rates (13% at constant rates) to over $2.4 billion. Benchmark EBIT margin expanded to 28.6% with organic constant-currency margin improvement of 90 basis points for the year.
Excellent Cash Generation and Returns
Benchmark operating cash flow exceeded $2.2 billion with operating cash flow conversion above 90%. Return on capital employed (ROCE) improved to 17.2% on a larger capital base.
North America Outperformance
North America delivered 10% organic revenue growth (total North America revenue $5.6 billion, up 11%). North America Financial Services grew 14% and the mortgage-related revenue grew ~45% for the year (noting volume nuances).
Consumer Services Scale and Engagement
Consumer Services revenue in North America exceeded $1.7 billion (organic +6%). Global consumer membership expanded to over 215 million members. North America marketplace grew over 20% for the year and paid membership grew ~2%.
Latin America Momentum
Latin America delivered 8% organic growth for FY'26 and accelerated into Q4 with 17% organic growth. Latin America Consumer Services grew ~23% for the year (33% in Q4) and now exceeds $300 million in annual revenue.
Product and M&A Contributions
New products added $2 billion to revenue. Strategic acquisitions (ClearSale, AtData, Own Up, others) enhanced fraud, identity and mortgage marketplace capabilities and are expected to contribute ~1 percentage point to FY'27 revenue growth from completed deals.
Cloud Migration and Productivity Gains
Cloud migration targets achieved in North America and Brazil; company reached peak of cloud program with dual-run costs now peaking and expected to decline. Organic FTE growth broadly flat across FY'25 and FY'26; labor costs as a percentage of revenue reduced by over 300 basis points over two years.
AI Strategy and Incremental TAM
Company identified over $15 billion of incremental addressable market (AI-enabled use cases). AI initiatives (Patient Access Curator, Know Your Agents, Ascend modules) and partnerships (ServiceNow, OpenAI, Google/Gemini, Snap) driving product expansion and productivity (coder productivity gains 10–15% on average, isolated 30%+).
Shareholder Returns and Balance Sheet Flexibility
Board approved an 11% increase in the full-year dividend (total FY'26 dividend $0.6925) and announced an additional $1 billion share buyback, adding to the $1 billion program announced in January (total announced buybacks $2 billion). Net debt to Benchmark EBITDA was 1.7x at year-end (pro forma 2.3x after announced buybacks/acquisitions).
MX:EXPNN Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed