Equifax (EFX) AI Stock Analysis
Equifax
(BMV:EFX)
No summary available
Equifax (EFX) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- MXN 21.69B
- Dividend Yield
- 1.26%
- Average Volume (3M)
- 284
- Price to Earnings (P/E)
- 29.6
- Beta (1Y)
- 0.35
- Revenue Growth
- -0.53%
- EPS Growth
- 5.10%
- Country
- Mexico
- Employees
- 15,000
- Sector
- Industrials
- Sector Strength
- 63
- Industry
- Consulting Services
Equifax Business Overview & Revenue Model
Company Description
Equifax Inc. operates as a global data and analytics company, delivering a range of information solutions and specialized human resources administrative process outsourcing services. Its clientele spans across businesses, governmental organizations,...
Equifax Earnings Call Summary
The call was broadly positive. Equifax exceeded third-quarter revenue and EPS guidance, expanded EBITDA margins, raised full-year margin guidance, delivered strong growth in diversified markets, government, talent, consumer lending, international operations, and AI-enabled products, and maintained strong free cash flow and shareholder-return plans. The principal negative was a significantly weaker U.S. mortgage market, which reduced current and expected mortgage revenue and is expected to pressure 2027 transaction volumes. Additional challenges included lower Employer Services revenue, some slowing in hiring, financial institution, and auto volumes, and inflation pressure on lower-income consumers. Highlights significantly outweighed the lowlights.
Q3-2026 Updates
Positive Updates
Negative Updates
Company Guidance
For 2026, Equifax expects committed diversified markets revenue growth of high single digit percent year-to-year, total revenue of $6.661 billion at the midpoint, adjusted EBITDA of $2.125 billion at the midpoint, adjusted EPS of $8.50 per share, EBITDA margin ex FICO mortgage royalty up 100 basis points versus 2025, over $1 billion of free cash flow, cash flow conversion of at least 100%, and $1.5 billion in capital available; EWS revenue growth is expected to be up mid-single-digit percent, with diversified markets revenue up high single digits and Verifier diversified revenue up low double digits, while USIS revenue is expected to grow mid teens percentage at the very bottom end of the range, with mid single digit diversified markets revenue growth and EBITDA margins ex FICO mortgage royalties over 40% and up strongly. For 4Q 2026, total revenue is expected to be between $1.605 billion and $1.635 billion, diversified markets revenue up 6% to 7%, EBITDA of $529 million to $546 million, EBITDA margins ex FICO mortgage royalties up about 90 basis points, and EPS of $2.07 to $2.17 per share; U. S. Mortgage revenue is expected to be down mid single digits percent year-to-year and down mid double digit percent year-to-year excluding FICO mortgage royalty related revenue. Using current mortgage market transaction levels, 2027 mortgage market transactions are expected to be down on average high single digit percentage versus 2026, principally over the first 8 months of the year, while the long term framework calls for organic revenue growth of 7% to 10%, at least 50 basis points of margin expansion, BU revenue growth of low double digits in EWS, 6% to 8% in USIS, and 7% to 9% in international.
Equifax Risk Analysis
Equifax disclosed 29 risk factors in its most recent earnings report. Equifax reported the most risks in the "Tech & Innovation" category.
Latest Risks Added
0 New RisksEquifax Peers Comparison
Overall Rating
HURN77Outperform
BAH66Neutral
FCN64Neutral
ICFI62Neutral
FORR54Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| 77Outperform | $3.09B | 28.51 | 25.53% | ― | 13.60% | 14.77% | |
| 66Neutral | $10.50B | 13.68 | 68.53% | 2.62% | -6.19% | -1.80% | |
| 64Neutral | $4.98B | 23.06 | 15.43% | ― | 7.77% | 1.87% | |
| Sector * | 63Neutral | $10.79B | 15.43 | 7.44% | 2.01% | 2.89% | -14.66% |
| 62Neutral | $1.71B | 19.65 | 8.57% | 0.59% | -7.89% | -16.13% | |
| 54Neutral | $209.62M | -4.67 | -35.06% | ― | -7.68% | 47.26% |
* Industrials Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| MX:EFX | Equifax | 2971.83 | -932.95 | -23.89% | |
| BAH | Booz Allen Hamilton Holding | 88.49 | 5.49 | 6.62% | |
| FORR | Forrester Research | 11.01 | 3.43 | 45.25% | |
| FCN | FTI Consulting | 182.84 | 15.46 | 9.24% | |
| HURN | Huron Consulting Group | 194.43 | 29.51 | 17.89% | |
| ICFI | Icf International | 95.48 | 15.41 | 19.25% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.