BY Stock Chart & Stats
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Bulls Say, Bears Say
Bulls Say
Strong Profitability And EfficiencyRecord revenue, strong profitability, and a sub-50% efficiency ratio indicate that Byline is converting its banking franchise into earnings effectively. Improving operating efficiency can support durable returns by allowing future revenue growth to outpace expenses.
Core Deposit Growth And Funding ImprovementGrowth in interest checking, DDA, and noninterest-bearing deposits strengthens Byline’s funding base and reduces reliance on wholesale sources. A larger core deposit franchise can support lending capacity, improve liquidity resilience, and help protect margins over time.
Strategic Acquisition Expands Market PositionThe proposed acquisition would add branches, customer relationships, and a stable core deposit base in Byline’s existing regional markets. Greater market density and complementary franchises could improve scale, deepen commercial relationships, and broaden long-term growth opportunities.
Bears Say
Rising Credit Costs And Nonperforming LoansHigher charge-offs and increasing nonperforming loans indicate that credit quality is requiring more attention in Byline’s lending portfolios. If deterioration persists, additional provisions could reduce earnings, constrain capital deployment, and weaken the benefits of otherwise strong operating performance.
Deposit Pricing PressureRising deposit costs can compress the spread between loan yields and funding expenses, making net interest margin harder to sustain. Management’s expected deposit betas also show that future rate changes could keep funding costs elevated and pressure earnings durability.
Near-term Loan Growth And Real Estate UncertaintyElevated payoffs and lower utilization are currently preventing origination strength from translating into loan growth, with balances expected to remain flat near term. Rate-sensitive real estate activity may add pressure, delaying asset growth and limiting interest-income expansion.
Byline Bancorp News
BY FAQ
What was Byline Bancorp Inc’s price range in the past 12 months?
Currently, no data Available
What is Byline Bancorp Inc’s market cap?
Byline Bancorp Inc’s market cap is $32.31B.
When is Byline Bancorp Inc’s upcoming earnings report date?
Byline Bancorp Inc’s upcoming earnings report date is Jan 28, 2027 which is in 89 days.
How were Byline Bancorp Inc’s earnings last quarter?
Byline Bancorp Inc released its earnings results on Oct 22, 2026. The company reported $17.563 earnings per share for the quarter, beating the consensus estimate of $15.283 by $2.279.
Is Byline Bancorp Inc overvalued?
According to Wall Street analysts Byline Bancorp Inc’s price is currently Undervalued.
Does Byline Bancorp Inc pay dividends?
Byline Bancorp Inc does not currently pay dividends.
What is Byline Bancorp Inc’s EPS estimate?
Byline Bancorp Inc’s EPS estimate is 15.45.
How many shares outstanding does Byline Bancorp Inc have?
Byline Bancorp Inc has 44,674,520 shares outstanding.
What happened to Byline Bancorp Inc’s price movement after its last earnings report?
Byline Bancorp Inc reported an EPS of $17.563 in its last earnings report, beating expectations of $15.283. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Byline Bancorp Inc?
Currently, no hedge funds are holding shares in MX:BY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Byline Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$803.39 (― Upside)
$803.39 (― Upside)
Blogger Sentiment
Neutral
MX:BY Sentiment 50%
Sector Average 56%
Sector Average 56%
Insider Transactions
Sold Shares
Worth $453.9M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
45.78%
12-Months-Change
Fundamentals
Return on Equity
12.02%
Trailing 12-Months
Asset Growth
0.88%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Byline Bancorp Inc
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.
BY Company Deck
BY Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive overall. Management reported record revenue and net income, expanding net interest margin, solid deposit growth, strong capital ratios, increased shareholder returns, improving criticized and classified loans, and progress toward the Illinois State Bancorp acquisition and the $10 billion asset threshold. The main challenges were elevated loan payoffs, higher credit costs and nonperforming loans, increased near-term expenses, lower expected fourth-quarter noninterest income, and uncertainty around real estate activity and deposit pricing. Management nevertheless maintained constructive growth expectations and expressed confidence in its balance sheet, pipeline, capital position, and leadership succession plan.View all MX:BY earnings summariesBY Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
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