BY Stock Chart & Stats
Currently, no data available
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Bulls Say, Bears Say
Bulls Say
Sustained Revenue & ProfitabilityMulti-year revenue expansion and steadily rising net income show durable franchise momentum. Consistent top-line growth supports scale benefits across commercial lending, treasury and fee businesses, enabling sustained profitability even if margins moderate, and underpins long-term capital generation.
Strong Capital & Shareholder ReturnsRobust tangible equity ratios and active capital deployment (buybacks, dividend lift) indicate surplus capital and conservative buffers. This supports organic growth, cushions credit cycles, and aligns management incentives with shareholders while preserving capacity for strategic investments over the medium term.
Funding FlexibilityMaintaining and extending an external revolver provides structural funding optionality during liquidity stress or opportunistic growth. It reduces dependence on volatile deposit re-pricing, supports loan origination cadence, and is a durable liquidity backstop that complements strong deposit balances.
Bears Say
Net Interest Margin PressureCompression in NIM reflects structural mix shifts and higher funding costs; management now targets NII dollars over margin percent. Persistently tighter spreads would constrain core earnings power and require either faster balance-sheet growth or fee diversification to sustain returns over coming quarters.
Deposit Competition & Liability CostsIntense regional deposit competition drives higher funding costs and forces repricing of rate-sensitive liabilities. Over a multi-month horizon this compresses NIM and raises break-even loan yields, pressuring margin sustainability unless low-cost core deposits or fee income offset the higher liability expense.
Weaker Operating Cash Flow MomentumDeclining operating and free cash flow despite earnings growth weakens internal funding for dividends, buybacks, or loan growth. Persistent cash conversion softness raises reliance on external funding or balance-sheet adjustments and may limit flexibility if credit costs or expense pressures increase.
Byline Bancorp News
BY FAQ
What was Byline Bancorp’s price range in the past 12 months?
Currently, no data Available
What is Byline Bancorp’s market cap?
Byline Bancorp’s market cap is $30.65B.
When is Byline Bancorp’s upcoming earnings report date?
Byline Bancorp’s upcoming earnings report date is Oct 22, 2026 which is in 88 days.
How were Byline Bancorp’s earnings last quarter?
Byline Bancorp released its earnings results on Jul 23, 2026. The company reported $15.933 earnings per share for the quarter, beating the consensus estimate of $13.797 by $2.136.
Is Byline Bancorp overvalued?
According to Wall Street analysts Byline Bancorp’s price is currently Undervalued.
Does Byline Bancorp pay dividends?
Byline Bancorp does not currently pay dividends.
What is Byline Bancorp’s EPS estimate?
Byline Bancorp’s EPS estimate is 14.36.
How many shares outstanding does Byline Bancorp have?
Byline Bancorp has 45,409,260 shares outstanding.
What happened to Byline Bancorp’s price movement after its last earnings report?
Byline Bancorp reported an EPS of $15.933 in its last earnings report, beating expectations of $13.797. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Byline Bancorp?
Currently, no hedge funds are holding shares in MX:BY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Byline Bancorp Stock Smart Score
Outperform
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$656.58 (― Downside)
$656.58 (― Downside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
39.25%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
2.18%
Trailing 12-Months
Company Description
Byline Bancorp
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.
BY Stock 12 Month Forecast
Average Price Target
$656.58