Banco Santander Brasil (BSBRN) Ratios
Banco Santander Brasil Ratios
MX:BSBRN's free cash flow for Q3 2026 was $17.05B. For the 2026 fiscal year, MX:BSBRN's free cash flow was decreased by $-978.27M and operating cash flow was $18.03B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.34 | 0.37 | 31.22 | 0.42 | 0.43 |
| Quick Ratio | 0.34 | 0.37 | 29.56 | 0.42 | 0.43 |
| Cash Ratio | 0.25 | 0.25 | 21.39 | 0.29 | 0.21 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.01 | -0.03 | 4.04 | 0.01 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.05 | -0.19 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -870.29B | $ -820.80B | $ -717.65B | $ -653.89B | $ -612.54B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.10 | 0.11 | 0.13 | 0.13 | 0.11 |
| Debt-to-Equity Ratio | 1.04 | 1.13 | 1.26 | 1.15 | 0.93 |
| Debt-to-Capital Ratio | 0.51 | 0.53 | 0.56 | 0.53 | 0.48 |
| Long-Term Debt-to-Capital Ratio | 0.18 | 0.16 | 0.56 | 0.53 | 0.48 |
| Financial Leverage Ratio | 10.15 | 10.37 | 9.75 | 8.94 | 8.81 |
| Debt Service Coverage Ratio | 0.08 | 0.08 | 0.15 | 0.25 | 0.67 |
| Interest Coverage Ratio | 0.16 | 0.24 | 0.15 | 0.29 | 0.93 |
| Debt to Market Cap | 0.52 | 0.75 | 0.61 | 0.60 | 0.44 |
| Interest Debt Per Share | 31.39 | 28.94 | 30.25 | 26.14 | 16.78 |
| Net Debt to EBITDA | -3.72 | -3.17 | -3.41 | -1.04 | -0.11 |
| Profitability Margins | |||||
| Gross Profit Margin | 27.52% | 34.04% | 29.28% | 37.84% | 61.71% |
| EBIT Margin | 11.04% | 14.87% | 9.82% | 17.65% | 32.85% |
| EBITDA Margin | 12.77% | 16.99% | 12.08% | 19.98% | 36.08% |
| Operating Profit Margin | 11.04% | 14.87% | 9.82% | 17.65% | 32.85% |
| Pretax Profit Margin | 11.04% | 14.87% | 9.82% | 17.65% | 32.85% |
| Net Profit Margin | 8.42% | 10.36% | 7.79% | 12.88% | 20.61% |
| Continuous Operations Profit Margin | 8.56% | 10.40% | 7.83% | 12.93% | 20.65% |
| Net Income Per EBT | 76.31% | 69.65% | 79.26% | 72.99% | 62.74% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.01% | 1.08% | 0.85% | 1.45% | 1.67% |
| Return on Equity (ROE) | 10.20% | 11.19% | 8.26% | 12.97% | 14.70% |
| Return on Capital Employed (ROCE) | 3.56% | 4.51% | 1.08% | 4.25% | 5.63% |
| Return on Invested Capital (ROIC) | 2.27% | 2.49% | 0.59% | 3.11% | 3.54% |
| Return on Tangible Assets | 1.03% | 1.11% | 0.87% | 1.50% | 1.72% |
| Earnings Yield | 5.10% | 7.39% | 3.99% | 6.75% | 6.95% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 8.81 | 7.50 | 8.30 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 5.70 | 0.00 | 0.00 |
| Fixed Asset Turnover | 30.03 | 21.43 | 17.13 | 13.54 | 8.58 |
| Asset Turnover | 0.12 | 0.10 | 0.11 | 0.11 | 0.08 |
| Working Capital Turnover Ratio | -0.29 | -0.26 | -8.07 | -0.38 | -0.26 |
| Cash Conversion Cycle | 0.00 | 0.00 | 105.45 | 48.67 | 43.99 |
| Days of Sales Outstanding | 0.00 | 0.00 | 41.44 | 48.67 | 43.99 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 64.01 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 0.00 | 105.45 | 48.67 | 43.99 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.67 | -2.83 | 4.91 | 0.92 | 0.91 |
| Free Cash Flow Per Share | 0.18 | -3.18 | 4.46 | 0.54 | 0.59 |
| Dividend Paid and CapEx Coverage Ratio | 0.49 | -2.57 | 4.16 | 0.67 | 0.55 |
| Capital Expenditure Coverage Ratio | 1.37 | -8.10 | 10.92 | 2.39 | 2.88 |
| Operating Cash Flow Coverage Ratio | 0.04 | -0.16 | 0.25 | 0.05 | 0.07 |
| Operating Cash Flow to Sales Ratio | 0.03 | -0.16 | 0.30 | 0.06 | 0.09 |
| Free Cash Flow Yield | 0.53% | -13.13% | 14.04% | 1.88% | 1.99% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 40.32 | 27.86 | 25.06 | 14.82 | 14.38 |
| Price-to-Sales (P/S) Ratio | 1.65 | 1.40 | 1.95 | 1.91 | 2.96 |
| Price-to-Book (P/B) Ratio | 2.00 | 1.51 | 2.07 | 1.92 | 2.11 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 187.33 | -7.62 | 7.12 | 53.17 | 50.29 |
| Price-to-Operating Cash Flow Ratio | 50.14 | -8.56 | 6.47 | 30.93 | 32.81 |
| Price-to-Earnings Growth (PEG) Ratio | -8.77 | 0.69 | -0.37 | -1.93 | 0.92 |
| Enterprise Value Multiple | 9.21 | 5.08 | 12.74 | 8.52 | 8.11 |
| Enterprise Value | 178.30B | 111.29B | 186.87B | 188.81B | 220.47B |
| EV to EBITDA | 9.21 | 5.08 | 12.74 | 8.52 | 8.11 |
| EV to Sales | 1.18 | 0.86 | 1.54 | 1.70 | 2.93 |
| EV to Free Cash Flow | 133.43 | -4.69 | 5.62 | 47.40 | 49.63 |
| EV to Operating Cash Flow | 35.72 | -5.27 | 5.10 | 27.58 | 32.39 |
| Tangible Book Value Per Share | 12.48 | 11.66 | 11.07 | 10.63 | 10.07 |
| Shareholders’ Equity Per Share | 16.73 | 16.02 | 15.36 | 14.82 | 14.14 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.30 | 0.20 | 0.27 | 0.37 |
| Revenue Per Share | 20.26 | 17.30 | 16.29 | 14.91 | 10.09 |
| Net Income Per Share | 1.71 | 1.79 | 1.27 | 1.92 | 2.08 |
| Tax Burden | 0.76 | 0.70 | 0.79 | 0.73 | 0.63 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.13 | 0.15 | 0.14 | 0.15 | 0.20 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.39 | -1.58 | 3.87 | 0.48 | 0.44 |
Currency in BRL