Banco Bilbao Vizcaya Argentaria (BBVA) Ratios
Banco Bilbao Vizcaya Argentaria Ratios
MX:BBVA's free cash flow for Q2 2026 was $22.55B. For the 2026 fiscal year, MX:BBVA's free cash flow was decreased by $-196.00M and operating cash flow was $22.75B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.26 | 0.30 | 0.48 | 0.48 | 0.55 |
| Quick Ratio | 0.26 | 0.30 | 0.48 | 0.48 | 0.55 |
| Cash Ratio | 0.11 | 0.11 | 0.15 | 0.17 | 0.17 |
| Solvency Ratio | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.18 | 0.06 | -0.00 | 0.05 | -0.00 |
| Short-Term Operating Cash Flow Coverage | 1.49 | 0.50 | -0.01 | 0.44 | -0.02 |
| Net Current Asset Value | $ -628.78B | $ -545.56B | $ -449.76B | $ -424.16B | $ -369.44B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.20 | 0.19 | 0.23 | 0.16 | 0.18 |
| Debt-to-Equity Ratio | 2.94 | 2.60 | 3.47 | 2.44 | 2.64 |
| Debt-to-Capital Ratio | 0.75 | 0.72 | 0.78 | 0.71 | 0.73 |
| Long-Term Debt-to-Capital Ratio | 0.60 | 0.57 | 0.58 | 0.56 | 0.57 |
| Financial Leverage Ratio | 14.99 | 13.88 | 15.00 | 15.18 | 15.10 |
| Debt Service Coverage Ratio | 0.16 | 0.12 | 0.08 | 0.12 | 0.11 |
| Interest Coverage Ratio | 0.00 | 0.42 | 0.50 | 0.83 | 0.87 |
| Debt to Market Cap | 1.45 | 2.62 | 3.54 | 3.25 | 3.37 |
| Interest Debt Per Share | 29.29 | 31.34 | 34.28 | 20.51 | 19.44 |
| Net Debt to EBITDA | 5.55 | 4.99 | 6.94 | 2.55 | 4.90 |
| Profitability Margins | |||||
| Gross Profit Margin | 83.56% | -18.76% | 49.78% | 61.12% | 63.76% |
| EBIT Margin | 43.94% | 43.42% | 21.34% | 25.43% | 23.14% |
| EBITDA Margin | 48.06% | 47.74% | 23.75% | 28.72% | 27.08% |
| Operating Profit Margin | 43.94% | 43.42% | 21.34% | 25.43% | 23.14% |
| Pretax Profit Margin | 43.94% | 43.42% | 21.34% | 25.43% | 23.14% |
| Net Profit Margin | 28.46% | 28.34% | 13.78% | 15.75% | 14.85% |
| Continuous Operations Profit Margin | 30.13% | 29.80% | 14.46% | 16.75% | 17.04% |
| Net Income Per EBT | 64.77% | 65.26% | 64.57% | 61.92% | 64.21% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.22% | 1.30% | 1.03% | 0.89% | 0.70% |
| Return on Equity (ROE) | 18.33% | 18.07% | 15.51% | 13.56% | 10.60% |
| Return on Capital Employed (ROCE) | 7.41% | 7.15% | 5.83% | 4.70% | 3.30% |
| Return on Invested Capital (ROIC) | 3.73% | 3.72% | 2.65% | 2.48% | 1.95% |
| Return on Tangible Assets | 1.23% | 1.31% | 1.04% | 0.90% | 0.70% |
| Earnings Yield | 9.12% | 18.44% | 15.97% | 18.25% | 13.85% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.74 | 4.25 | 3.36 | 3.27 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.99 | 3.73 | 6.43 | 4.78 | 4.41 |
| Asset Turnover | 0.04 | 0.05 | 0.08 | 0.06 | 0.05 |
| Working Capital Turnover Ratio | -0.09 | -0.10 | -0.21 | -0.18 | -0.16 |
| Cash Conversion Cycle | 0.00 | 493.51 | 85.88 | 108.58 | 111.55 |
| Days of Sales Outstanding | 0.00 | 493.51 | 85.88 | 108.58 | 111.55 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 493.51 | 85.88 | 108.58 | 111.55 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 20.55 | 5.88 | -0.12 | 3.83 | -0.19 |
| Free Cash Flow Per Share | 20.41 | 5.68 | -0.43 | 3.44 | -0.34 |
| Dividend Paid and CapEx Coverage Ratio | 23.52 | 6.64 | -0.16 | 5.13 | -0.66 |
| Capital Expenditure Coverage Ratio | 142.84 | 28.40 | -0.40 | 9.71 | -1.31 |
| Operating Cash Flow Coverage Ratio | 0.70 | 0.23 | -0.00 | 0.21 | -0.01 |
| Operating Cash Flow to Sales Ratio | 3.20 | 0.96 | -0.01 | 0.59 | -0.04 |
| Free Cash Flow Yield | 101.78% | 60.05% | -5.06% | 61.06% | -6.51% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.39 | 5.42 | 6.26 | 5.48 | 7.22 |
| Price-to-Sales (P/S) Ratio | 3.12 | 1.54 | 0.86 | 0.86 | 1.07 |
| Price-to-Book (P/B) Ratio | 2.01 | 0.98 | 0.97 | 0.74 | 0.77 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 0.98 | 1.67 | -19.76 | 1.64 | -15.36 |
| Price-to-Operating Cash Flow Ratio | 0.98 | 1.61 | -69.63 | 1.47 | -27.06 |
| Price-to-Earnings Growth (PEG) Ratio | 2.39 | 0.18 | 0.20 | 0.12 | 0.02 |
| Enterprise Value Multiple | 12.04 | 8.21 | 10.58 | 5.55 | 8.86 |
| Enterprise Value | 213.74B | 139.06B | 146.18B | 64.39B | 75.14B |
| EV to EBITDA | 12.04 | 8.21 | 10.58 | 5.55 | 8.86 |
| EV to Sales | 5.79 | 3.92 | 2.51 | 1.59 | 2.40 |
| EV to Free Cash Flow | 1.82 | 4.25 | -57.55 | 3.03 | -34.34 |
| EV to Operating Cash Flow | 1.81 | 4.10 | -202.74 | 2.71 | -60.50 |
| Tangible Book Value Per Share | 10.25 | 9.97 | 8.88 | 7.81 | 7.27 |
| Shareholders’ Equity Per Share | 9.98 | 9.65 | 8.68 | 7.58 | 6.86 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.31 | 0.31 | 0.32 | 0.34 | 0.26 |
| Revenue Per Share | 6.42 | 6.15 | 9.77 | 6.52 | 4.89 |
| Net Income Per Share | 1.83 | 1.74 | 1.35 | 1.03 | 0.73 |
| Tax Burden | 0.65 | 0.65 | 0.65 | 0.62 | 0.64 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.35 | 0.36 | 0.18 | 0.23 | 0.26 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 11.68 | 3.21 | -0.09 | 3.47 | -0.22 |
Currency in EUR
