Postal Savings Bank of China Co., Ltd. Class H (1658N) Ratios
Postal Savings Bank of China Co., Ltd. Class H Ratios
MX:1658N's free cash flow for Q3 2026 was $39.40B. For the 2026 fiscal year, MX:1658N's free cash flow was decreased by $-2.11B and operating cash flow was $41.52B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 5.17 | 0.16 | 0.16 | 0.17 | 0.14 |
| Quick Ratio | 5.17 | 0.16 | 0.16 | 0.17 | 0.14 |
| Cash Ratio | 5.17 | 0.13 | 0.13 | 0.14 | 0.14 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.40 | 0.03 | 0.02 | 0.04 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.40 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -16.36T | $ -13.59T | $ -12.46T | $ -11.00T | $ -10.17T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.01 | 0.02 | 0.01 | 0.01 |
| Debt-to-Equity Ratio | 0.92 | 0.24 | 0.28 | 0.14 | 0.11 |
| Debt-to-Capital Ratio | 0.48 | 0.20 | 0.22 | 0.12 | 0.10 |
| Long-Term Debt-to-Capital Ratio | 0.40 | 0.20 | 0.22 | 0.12 | 0.10 |
| Financial Leverage Ratio | 18.49 | 16.59 | 16.47 | 17.07 | 15.85 |
| Debt Service Coverage Ratio | 0.21 | -0.04 | -0.02 | 0.48 | 0.47 |
| Interest Coverage Ratio | 0.48 | 0.57 | 1.11 | 0.46 | 0.45 |
| Debt to Market Cap | 1.62 | 0.59 | 0.79 | 0.28 | 0.22 |
| Interest Debt Per Share | 9.43 | 4.77 | 4.68 | 3.38 | 3.00 |
| Net Debt to EBITDA | -3.64 | 0.00 | 0.00 | -15.79 | -16.39 |
| Profitability Margins | |||||
| Gross Profit Margin | 90.73% | 100.00% | 100.00% | 53.91% | 68.35% |
| EBIT Margin | 27.66% | -3.55% | -3.83% | 20.99% | 20.43% |
| EBITDA Margin | 31.02% | 0.00% | 0.00% | 23.61% | 22.70% |
| Operating Profit Margin | 27.66% | 39.35% | 75.95% | 20.99% | 20.43% |
| Pretax Profit Margin | 27.66% | 29.49% | 28.92% | 20.99% | 20.43% |
| Net Profit Margin | 24.62% | 26.96% | 27.24% | 19.58% | 19.11% |
| Continuous Operations Profit Margin | 24.68% | 27.04% | 27.29% | 19.61% | 19.20% |
| Net Income Per EBT | 88.99% | 91.42% | 94.18% | 93.28% | 93.51% |
| EBT Per EBIT | 100.00% | 74.96% | 38.08% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.46% | 0.51% | 0.55% | 0.61% | 0.61% |
| Return on Equity (ROE) | 8.43% | 8.40% | 9.03% | 10.34% | 9.59% |
| Return on Capital Employed (ROCE) | 0.52% | 7.82% | 14.89% | 7.42% | 7.86% |
| Return on Invested Capital (ROIC) | 0.46% | 7.17% | 14.05% | 6.93% | 7.38% |
| Return on Tangible Assets | 0.46% | 0.51% | 0.55% | 0.61% | 0.61% |
| Earnings Yield | 14.88% | 20.27% | 25.10% | 21.54% | 18.78% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.63 | 0.67 | 0.86 | 11.42 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.68 | 4.57 | 4.86 | 6.81 | 6.10 |
| Asset Turnover | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.06 | -0.03 | -0.03 | -0.04 | -0.04 |
| Cash Conversion Cycle | 0.00 | 575.93 | 548.43 | 425.58 | 31.96 |
| Days of Sales Outstanding | 0.00 | 575.93 | 548.43 | 425.58 | 31.96 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 575.93 | 548.43 | 425.58 | 31.96 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.85 | 4.01 | 2.53 | 5.14 | 1.20 |
| Free Cash Flow Per Share | 0.74 | 3.80 | 2.41 | 5.01 | 1.05 |
| Dividend Paid and CapEx Coverage Ratio | 2.08 | 6.85 | 5.16 | 10.56 | 2.71 |
| Capital Expenditure Coverage Ratio | 7.58 | 19.52 | 20.31 | 38.29 | 7.91 |
| Operating Cash Flow Coverage Ratio | 0.11 | 1.58 | 0.97 | 4.25 | 1.20 |
| Operating Cash Flow to Sales Ratio | 0.29 | 1.24 | 0.83 | 1.09 | 0.27 |
| Free Cash Flow Yield | 15.42% | 88.37% | 72.83% | 116.90% | 23.60% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 7.35 | 5.31 | 3.98 | 4.64 | 5.32 |
| Price-to-Sales (P/S) Ratio | 1.65 | 1.33 | 1.09 | 0.91 | 1.02 |
| Price-to-Book (P/B) Ratio | 0.57 | 0.41 | 0.36 | 0.48 | 0.51 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 6.49 | 1.13 | 1.37 | 0.86 | 4.24 |
| Price-to-Operating Cash Flow Ratio | 5.63 | 1.07 | 1.31 | 0.83 | 3.70 |
| Price-to-Earnings Growth (PEG) Ratio | -0.37 | 1.38 | -0.48 | 0.52 | 0.54 |
| Enterprise Value Multiple | 1.70 | 0.00 | 0.00 | -11.94 | -11.91 |
| Enterprise Value | 182.06B | -1.28T | -1.22T | -1.23T | -1.08T |
| EV to EBITDA | 1.70 | 0.00 | 0.00 | -11.94 | -11.91 |
| EV to Sales | 0.53 | -3.99 | -3.85 | -2.82 | -2.70 |
| EV to Free Cash Flow | 2.06 | -3.40 | -4.86 | -2.65 | -11.26 |
| EV to Operating Cash Flow | 1.79 | -3.22 | -4.63 | -2.58 | -9.84 |
| Tangible Book Value Per Share | 8.46 | 10.32 | 9.13 | 8.86 | 8.69 |
| Shareholders’ Equity Per Share | 8.44 | 10.38 | 9.19 | 8.92 | 8.72 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.11 | 0.08 | 0.06 | 0.07 | 0.06 |
| Revenue Per Share | 2.89 | 3.23 | 3.05 | 4.71 | 4.38 |
| Net Income Per Share | 0.71 | 0.87 | 0.83 | 0.92 | 0.84 |
| Tax Burden | 0.89 | 0.91 | 0.94 | 0.93 | 0.94 |
| Interest Burden | 1.00 | -8.31 | -7.55 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.19 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.30 | 4.20 | 2.87 | 5.20 | 1.35 |
Currency in CNY
