Postal Savings Bank of China Co., Ltd. Class H (1658N) Stock Price & Analysis
1658N Stock Chart & Stats
- Day’s Range
- MXN 10.08 - MXN 10.08
- 52-Week Range
- MXN 10.00 - MXN 10.08
- Previous Close
- MXN 10.08
- Volume
- 0
- Average Volume (3M)
- 0
- Market Cap
- MXN 1.73T
- Enterprise Value
- MXN 305.43B
- Total Cash (Recent Filing)
- MXN 1.39T
- Total Debt (Recent Filing)
- MXN 1.08T
- Price to Earnings (P/E)
- 7.9
- Beta
- 0.05
- Next Earnings
- Apr 01, 2027 (Est.)
- EPS Estimate
- 0.25
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 5.41%
Bulls Say, Bears Say
Bulls Say
Nationwide Retail Franchise
The nationwide retail franchise gives the bank broad customer reach across individuals, small businesses, and corporate clients. Its combination of branches and digital channels supports recurring deposit, lending, payment, and wealth-management relationships that can remain strategically valuable over multiple quarters.
Sustained Profitability
A healthy and historically consistent net margin indicates that the bank retains meaningful earnings power despite weaker recent top-line growth. Durable profitability can support internal capital formation, continued customer investment, and resilience through a slower operating environment.
Positive Cash Generation
Strong absolute operating and free cash flow provide an important funding base for the bank's ongoing activities and capital allocation. Improving free cash flow versus 2025 suggests that cash generation has not deteriorated uniformly, even though conversion remains uneven.
Bears Say
Recent Revenue Contraction
The recent revenue decline signals weakened growth momentum and makes future earnings expansion less dependable over the next several quarters. Historical volatility further suggests that the bank may have difficulty sustaining a smooth upward trend in operating income.
Materially Higher Leverage
The sharp increase in debt-to-equity materially reduces balance-sheet flexibility compared with prior years. Higher leverage can constrain the bank's ability to absorb adverse changes or pursue new opportunities, making financial risk a more important consideration for medium-term performance.
Volatile Cash Conversion
Negative TTM free cash flow relative to net income weakens confidence in the consistency of earnings-to-cash conversion. Even with strong absolute cash flow, recurring timing or working-capital swings can complicate funding decisions and make underlying financial performance less predictable.
Postal Savings Bank of China Co., Ltd. Class H News
1658N FAQ
What was Postal Savings Bank of China Co., Ltd. Class H’s price range in the past 12 months?
What is Postal Savings Bank of China Co., Ltd. Class H’s market cap?
When is Postal Savings Bank of China Co., Ltd. Class H’s upcoming earnings report date?
How were Postal Savings Bank of China Co., Ltd. Class H’s earnings last quarter?
Is Postal Savings Bank of China Co., Ltd. Class H overvalued?
Does Postal Savings Bank of China Co., Ltd. Class H pay dividends?
What is Postal Savings Bank of China Co., Ltd. Class H’s EPS estimate?
How many shares outstanding does Postal Savings Bank of China Co., Ltd. Class H have?
What happened to Postal Savings Bank of China Co., Ltd. Class H’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Postal Savings Bank of China Co., Ltd. Class H?
What is the TipRanks Smart Score and how is it calculated?
Postal Savings Bank of China Co., Ltd. Class H Stock Smart Score
Company Description
Postal Savings Bank of China Co., Ltd. Class H
Postal Savings Bank of China Co., Ltd., along with its affiliated entities, delivers a comprehensive suite of banking solutions to both individual and institutional clients throughout the People's Republic of China. The Personal Banking division caters to individuals with a range of deposit options, including checking, savings, term, callable, and foreign currency accounts, in addition to passbooks and certificates of deposit. It extends various credit facilities such as micro-loans, personal secured loans, and business financing, while also issuing debit and credit cards. Further offerings encompass wealth management products, investment funds, electronic bond sales, and precious metals distribution, complemented by insurance brokerage, payment and collection services, diverse settlement solutions, domestic and international money transfers, and foreign currency exchange. For corporate clients, the bank offers a selection of deposits, including term, demand, call, and negotiated accounts. Its lending portfolio covers working capital, fixed asset acquisition, trade finance, stock-backed loans, land reserve financing, syndicated loans, real estate development, property mortgages, and consignment loans. Additional corporate services include cash management, negotiable instrument processing, comprehensive trade finance and international settlement capabilities, and financial market support. The Treasury division engages in interbank lending, repurchase agreements, and investments across debt and equity instruments, alongside offering investment banking and bond securities services, and developing wealth management products. It also actively trades a variety of financial instruments, including those in money markets, fixed income, foreign exchange, derivatives, and precious metals. The bank also leverages digital platforms, offering online, mobile, and self-service banking options. Established in 2007, the institution is headquartered in Beijing, PRC, and operates as a subsidiary of China Post Group Corporation.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Xinzhuang Niu
- Employees
- 182,347
- Website
- www.psbc.com
- Address
- No. 3 Financial Street, Beijing, BE, 100808, CN
Postal Savings Bank of China Co., Ltd. Class H (1658N) Earnings & Revenues
1658N Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 0 | 2 |
| Technical Analysis | 4 | 0 | 1 |
| Moving Averages | 11 | 0 | 1 |
