Maiden Holdings (MHLD) AI Stock Analysis

• Market Cap: $103.67M
• Dividend Yield: N/A
• Average Volume (3M): 188.28K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.21
• Revenue Growth: -57.85%
• EPS Growth: -731.56%
• Country: US
• Employees: 42
• Sector: Financial
• Sector Strength: 81
• Industry: Insurance - Reinsurance
• EPS (TTM): -0.09
• Shares Outstanding: 99,682,710
• 10 Day Avg. Volume: 164,437
• 30 Day Avg. Volume: 188,280
• PEG Ratio: <0.01
• Price to Book (P/B): 2.64
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -1.77
• Enterprise Value/Market Cap: 3.36
• Enterprise Value/Revenue: 0.91
• Enterprise Value/Gross Profit: 3.81
• Enterprise Value/Ebitda: -2.26
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 45 Neutral
• Price Target: $1.00 ▼( -3.85% Downside)

The overall stock score for Maiden Holdings is primarily driven by substantial financial risks, including declining revenue, diminishing equity, and severe cash flow issues. Technical analysis provides some mixed signals, suggesting potential short-term volatility. Valuation concerns are significant due to a negative P/E ratio and no dividend yield, reflecting the company's challenges in maintaining profitability.

Maiden Holdings Business Overview & Revenue Model

Company Description

Maiden Holdings, Ltd. (MHLD) is a Bermuda-based holding company primarily engaged in the insurance sector. It provides reinsurance products and services to regional and specialty insurers in Europe, the United States, and select other global markets. The company's core offerings include property and casualty reinsurance, focusing on providing customized reinsurance solutions to its clients.

How the Company Makes Money

Maiden Holdings generates revenue primarily through its reinsurance agreements with insurance companies. The company earns premiums by assuming a portion of the risk from its clients, which allows those clients to manage their risk exposure more effectively. Maiden Holdings' earnings are influenced by the volume of premiums written, the profitability of the underwriting process, and the management of investment portfolios that include fixed-income securities. Additionally, strategic partnerships and agreements with other insurers and reinsurers can enhance its revenue streams by expanding its market reach and diversifying its risk portfolio.

Maiden Holdings Financial Statement Overview

Summary

Maiden Holdings' financial health appears to be under significant stress. The income statement reflects declining revenue and profitability issues. The balance sheet shows minimal leverage but has diminishing equity and assets. Cash flow problems are acute, with continuous negative free cash flow, suggesting liquidity constraints and operational challenges. Overall, the company faces substantial financial risks.

Income Statement

The income statement shows a concerning trend with declining revenue and negative net income for the latest period. Gross profit margin remains theoretically high due to total revenue equaling gross profit, but the net profit margin is significantly negative. Revenue has decreased substantially over the years, indicating potential operational challenges.

Balance Sheet

The balance sheet presents a mixed picture with a very low debt-to-equity ratio due to zero total debt, which is positive. However, stockholders' equity has been eroding, showing a substantial decline. The equity ratio indicates a lack of financial stability, and the company has seen a reduction in total assets over time.

Cash Flow

Cash flow analysis reveals significant challenges with consistently negative free cash flow and operating cash flow. The company has not managed to generate positive free cash flow, indicating potential liquidity issues. This trend raises concerns about the company's ability to maintain operations without external financing.

Breakdown
Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
87.70M	89.23M	8.26M	106.41M	175.60M
	Gross Profit
87.70M	89.23M	8.26M	106.41M	175.60M
	EBIT
-189.35M	-86.43M	75.43M	25.59M	40.38M
	EBITDA
-182.35M	-25.25M	-41.17M	41.69M	62.13M
	Net Income Common Stockholders
-200.97M	-38.57M	-59.84M	18.90M	41.76M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
251.36M	243.84M	345.51M	623.81M	1.29B
	Total Assets
1.32B	1.52B	1.85B	2.32B	2.95B
	Total Debt
254.76M	254.60M	255.57M	255.35M	255.13M
	Net Debt
229.11M	219.19M	224.59M	228.68M	181.09M
	Total Liabilities
1.27B	1.27B	1.56B	304.31M	330.07M
	Stockholders Equity
45.19M	249.16M	284.58M	384.26M	527.82M
Cash Flow		Free Cash Flow
-67.45M	-59.78M	-195.93M	-394.43M	-541.77M
	Operating Cash Flow
-67.45M	-59.78M	-195.93M	-394.43M	-541.77M
	Investing Cash Flow
77.74M	58.51M	188.79M	464.06M	596.04M
	Financing Cash Flow
-3.73M	-3.02M	-10.98M	-138.90M	-30.13M

Maiden Holdings Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.04
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MHLD, the sentiment is Negative. The current price of 1.04 is below the 20-day moving average (MA) of 1.23, above the 50-day MA of 0.98, and below the 200-day MA of 1.33, indicating a neutral trend. The MACD of 0.03 indicates Positive momentum. The RSI at 42.43 is Neutral, neither overbought nor oversold. The STOCH value of 14.27 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for MHLD.

Maiden Holdings Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RNR	80 Outperform	$11.62B	7.60	16.30%	0.64%	32.10%	-30.52%
HG	80 Outperform	$2.12B	6.48	14.07%	―	35.36%	-3.34%
SPNT	71 Outperform	$2.23B	19.25	7.20%	―	-5.57%	-44.54%
GLRE	65 Neutral	$467.88M	10.29	7.04%	―	7.75%	-49.93%
Sector *	64 Neutral	$12.66B	9.79	7.67%	17015.07%	12.23%	-6.06%
MHLD	45 Neutral	$103.67M	―	-147.12%	―	-57.85%	-731.56%
OXBR	45 Neutral	$13.77M	―	-29.00%	―	―	73.32%

Maiden Holdings Corporate Events

Maiden Holdings Announces Q1 2025 Financial Results

On May 12, 2025, Maiden Holdings announced its financial results for the first quarter ending March 31, 2025. The announcement was made available through the company’s investor relations website.