M&F Bancorp(MFBP)
$52.25+0.20 (+0.38%)
MFBP
M&F Bancorp financials statements
$52.25
At close:+0.20 (+0.38%)
M&F Bancorp (MFBP) Ratios
9 Followers
M&F Bancorp Ratios
MFBP's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, MFBP's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.05 | 0.11 | 0.16 | 0.29 | 0.14 |
| Quick Ratio | 0.05 | 0.11 | 0.16 | 0.29 | 0.14 |
| Cash Ratio | 0.01 | 0.10 | 0.15 | 0.28 | 0.14 |
| Solvency Ratio | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -355.14M | $ -355.46M | $ -277.38M | $ -238.45M | $ -276.79M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 |
| Debt-to-Capital Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 |
| Long-Term Debt-to-Capital Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 |
| Financial Leverage Ratio | 3.80 | 4.10 | 3.62 | 3.82 | 8.51 |
| Debt Service Coverage Ratio | 0.80 | 0.99 | 3.64 | 13.69 | 9.71 |
| Interest Coverage Ratio | 1.01 | 1.16 | 4.40 | 15.97 | 10.87 |
| Debt to Market Cap | 0.03 | 0.03 | 0.04 | 0.04 | 0.08 |
| Interest Debt Per Share | 3.25 | 3.19 | 1.50 | 0.97 | 0.73 |
| Net Debt to EBITDA | -0.25 | -6.06 | -6.27 | -14.93 | -10.71 |
| Profitability Margins | |||||
| Gross Profit Margin | 77.77% | 82.16% | 93.53% | 98.15% | 97.77% |
| EBIT Margin | 18.38% | 20.62% | 28.50% | 29.48% | 24.21% |
| EBITDA Margin | 18.38% | 21.75% | 29.82% | 31.54% | 27.17% |
| Operating Profit Margin | 18.38% | 20.62% | 28.50% | 29.48% | 24.21% |
| Pretax Profit Margin | 18.38% | 20.62% | 28.50% | 29.48% | 24.21% |
| Net Profit Margin | 14.50% | 16.48% | 22.26% | 23.20% | 18.67% |
| Continuous Operations Profit Margin | 14.50% | 16.48% | 22.26% | 23.20% | 18.67% |
| Net Income Per EBT | 78.88% | 79.90% | 78.10% | 78.69% | 77.11% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.85% | 0.91% | 1.26% | 1.00% | 0.76% |
| Return on Equity (ROE) | 3.21% | 3.72% | 4.55% | 3.82% | 6.49% |
| Return on Capital Employed (ROCE) | 3.90% | 4.45% | 5.51% | 4.64% | 7.51% |
| Return on Invested Capital (ROIC) | 3.02% | 3.55% | 4.30% | 3.65% | 5.79% |
| Return on Tangible Assets | 0.85% | 0.91% | 1.26% | 1.00% | 0.76% |
| Earnings Yield | 11.76% | 12.34% | 18.54% | 10.75% | 19.70% |
| Efficiency Ratios | |||||
| Receivables Turnover | 11.93 | 13.49 | 16.64 | 14.69 | 17.13 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 6.00 | 6.05 | 6.08 | 4.80 | 4.59 |
| Asset Turnover | 0.06 | 0.06 | 0.06 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.08 | -0.09 | -0.10 | -0.08 | -0.06 |
| Cash Conversion Cycle | 30.60 | 27.05 | 21.94 | 24.85 | 21.30 |
| Days of Sales Outstanding | 30.60 | 27.05 | 21.94 | 24.85 | 21.30 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 30.60 | 27.05 | 21.94 | 24.85 | 21.30 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.79 | 1.35 | 4.03 | 3.18 | 2.32 |
| Free Cash Flow Per Share | 1.41 | 0.81 | 3.64 | 2.82 | 2.24 |
| Dividend Paid and CapEx Coverage Ratio | 1.10 | 1.03 | 6.06 | 5.59 | 12.61 |
| Capital Expenditure Coverage Ratio | 4.65 | 2.49 | 10.49 | 8.86 | 29.72 |
| Operating Cash Flow Coverage Ratio | 3.68 | 2.32 | 6.03 | 4.05 | 4.10 |
| Operating Cash Flow to Sales Ratio | 0.12 | 0.09 | 0.31 | 0.32 | 0.31 |
| Free Cash Flow Yield | 7.51% | 4.15% | 23.51% | 13.31% | 31.31% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 15.63 | 10.65 | 5.39 | 9.30 | 5.08 |
| Price-to-Sales (P/S) Ratio | 1.23 | 1.33 | 1.20 | 2.16 | 0.95 |
| Price-to-Book (P/B) Ratio | 0.27 | 0.30 | 0.25 | 0.36 | 0.33 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 13.32 | 24.09 | 4.25 | 7.51 | 3.19 |
| Price-to-Operating Cash Flow Ratio | 10.45 | 14.43 | 3.85 | 6.66 | 3.09 |
| Price-to-Earnings Growth (PEG) Ratio | -0.45 | -0.32 | 0.21 | 0.15 | 0.03 |
| Enterprise Value Multiple | 6.46 | 0.07 | -2.24 | -8.09 | -7.22 |
| Enterprise Value | 35.22M | 464.14K | -17.11M | -49.64M | -29.26M |
| EV to EBITDA | 6.46 | 0.07 | -2.24 | -8.09 | -7.22 |
| EV to Sales | 1.19 | 0.02 | -0.67 | -2.55 | -1.96 |
| EV to Free Cash Flow | 12.82 | 0.29 | -2.37 | -8.88 | -6.62 |
| EV to Operating Cash Flow | 10.07 | 0.17 | -2.14 | -7.88 | -6.39 |
| Tangible Book Value Per Share | 68.61 | 64.60 | 63.19 | 59.63 | 21.72 |
| Shareholders’ Equity Per Share | 68.61 | 64.60 | 63.19 | 59.63 | 21.72 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.21 | 0.20 | 0.22 | 0.21 | 0.23 |
| Revenue Per Share | 15.21 | 14.60 | 12.91 | 9.82 | 7.55 |
| Net Income Per Share | 2.21 | 2.41 | 2.87 | 2.28 | 1.41 |
| Tax Burden | 0.79 | 0.80 | 0.78 | 0.79 | 0.77 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.06 | 0.06 | 0.04 | 0.05 | 0.04 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.81 | 0.56 | 1.40 | 1.40 | 1.64 |
Currency in USD
