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Mechanics Bancorp Class A (MCHB) Ratios
Mechanics Bancorp Class A Ratios
MCHB's free cash flow for Q2 2026 was $45.49M. For the 2026 fiscal year, MCHB's free cash flow was decreased by $-3.14M and operating cash flow was $48.63M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 8.20 | 0.00 | 0.03 | 0.01 | 0.01 |
| Quick Ratio | 8.20 | 0.00 | 0.03 | 0.01 | 0.01 |
| Cash Ratio | 7.46 | 0.00 | 0.03 | 0.01 | 0.01 |
| Solvency Ratio | 0.01 | 0.00 | -0.00 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 1.40 | 0.00 | 0.00 | 0.03 | 0.03 |
| Short-Term Operating Cash Flow Coverage | 1.40 | 0.00 | 0.00 | 13.65 | 4.22 |
| Net Current Asset Value | $ -18.48B | $ -13.20B | $ -8.64B | $ -8.73B | $ -6.42B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.00 | 0.40 | 0.24 | 0.03 |
| Debt-to-Equity Ratio | 0.10 | 0.02 | 6.90 | 4.01 | 0.29 |
| Debt-to-Capital Ratio | 0.09 | 0.02 | 0.87 | 0.80 | 0.23 |
| Long-Term Debt-to-Capital Ratio | 0.03 | 0.00 | 0.79 | 0.69 | 0.19 |
| Financial Leverage Ratio | 7.85 | 7.18 | 17.45 | 16.66 | 10.07 |
| Debt Service Coverage Ratio | 0.81 | 0.24 | -0.01 | 0.98 | 2.30 |
| Interest Coverage Ratio | 1.41 | 0.16 | -0.14 | 1.19 | 8.51 |
| Debt to Market Cap | 0.07 | 0.00 | 19201.24 | 2375.72 | 191.54 |
| Interest Debt Per Share | 2.31 | 1.23 | 210177.08 | 122940.42 | 10785.41 |
| Net Debt to EBITDA | -2.16 | -16.12 | -207.27 | 21.20 | 0.86 |
| Profitability Margins | |||||
| Gross Profit Margin | 76.18% | 63.53% | 43.42% | 79.81% | 99.33% |
| EBIT Margin | 31.00% | 6.05% | -7.96% | 25.98% | 43.61% |
| EBITDA Margin | 33.69% | 9.93% | -4.10% | 31.61% | 49.16% |
| Operating Profit Margin | 31.00% | 6.05% | -7.96% | 25.98% | 43.61% |
| Pretax Profit Margin | 31.00% | 6.05% | -7.96% | 25.98% | 43.61% |
| Net Profit Margin | 25.78% | 4.92% | -6.68% | 20.42% | 34.32% |
| Continuous Operations Profit Margin | 25.78% | 4.92% | -6.68% | 20.42% | 34.32% |
| Net Income Per EBT | 83.16% | 81.24% | 83.98% | 78.60% | 78.68% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.18% | 0.18% | -0.29% | 0.71% | 1.60% |
| Return on Equity (ROE) | 9.28% | 1.26% | -5.11% | 11.84% | 16.14% |
| Return on Capital Employed (ROCE) | 1.43% | 0.22% | -3.71% | 10.76% | 17.43% |
| Return on Invested Capital (ROIC) | 1.18% | 0.18% | -1.05% | 8.29% | 13.08% |
| Return on Tangible Assets | 1.24% | 0.19% | -0.30% | 0.72% | 1.63% |
| Earnings Yield | 8.31% | 1.15% | -14218.60% | 12744.27% | 10627.47% |
| Efficiency Ratios | |||||
| Receivables Turnover | 19.41 | 17.55 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.60 | 0.01 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.56 | 3.45 | 7.68 | 6.37 | 5.78 |
| Asset Turnover | 0.05 | 0.04 | 0.04 | 0.03 | 0.05 |
| Working Capital Turnover Ratio | 1.02 | 2.38 | -0.05 | -0.04 | -0.05 |
| Cash Conversion Cycle | 18.80 | 20.80 | 0.00 | -611.99 | -28576.50 |
| Days of Sales Outstanding | 18.80 | 20.80 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 611.99 | 28576.50 |
| Operating Cycle | 18.80 | 20.80 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.89 | 1.32 | 427.19 | 11532.83 | 8284.74 |
| Free Cash Flow Per Share | 0.86 | 1.29 | 224.30 | 11174.37 | 8143.92 |
| Dividend Paid and CapEx Coverage Ratio | 3.52 | 2.88 | 0.50 | 6.49 | 7.13 |
| Capital Expenditure Coverage Ratio | 29.72 | 45.87 | 2.11 | 32.17 | 58.84 |
| Operating Cash Flow Coverage Ratio | 0.69 | 5.21 | 0.00 | 0.10 | 0.83 |
| Operating Cash Flow to Sales Ratio | 0.19 | 0.50 | 0.02 | 0.67 | 0.51 |
| Free Cash Flow Yield | 5.85% | 11.33% | 2177.66% | 40516.21% | 15661.39% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.99 | 87.85 | -0.01 | 0.01 | 0.01 |
| Price-to-Sales (P/S) Ratio | 3.10 | 4.28 | 0.00 | 0.00 | 0.00 |
| Price-to-Book (P/B) Ratio | 1.12 | 1.10 | 0.00 | 0.00 | 0.00 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 17.10 | 8.82 | 0.05 | 0.00 | 0.01 |
| Price-to-Operating Cash Flow Ratio | 16.52 | 8.63 | 0.02 | 0.00 | 0.01 |
| Price-to-Earnings Growth (PEG) Ratio | 0.01 | -1.02 | 0.00 | -0.00 | 0.00 |
| Enterprise Value Multiple | 7.05 | 26.99 | -207.28 | 21.20 | 0.87 |
| Enterprise Value | 2.45B | 1.58B | 3.50B | 2.18B | 143.90M |
| EV to EBITDA | 7.05 | 26.99 | -207.28 | 21.20 | 0.87 |
| EV to Sales | 2.37 | 2.68 | 8.50 | 6.70 | 0.43 |
| EV to Free Cash Flow | 13.08 | 5.52 | 830.59 | 10.32 | 0.85 |
| EV to Operating Cash Flow | 12.64 | 5.40 | 436.10 | 10.00 | 0.83 |
| Tangible Book Value Per Share | 8.26 | 6.43 | 22600.76 | 22201.36 | 27895.77 |
| Shareholders’ Equity Per Share | 13.09 | 10.42 | 28663.53 | 29694.52 | 34249.69 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.17 | 0.19 | 0.16 | 0.21 | 0.21 |
| Revenue Per Share | 4.71 | 2.67 | 21922.11 | 17213.93 | 16104.42 |
| Net Income Per Share | 1.22 | 0.13 | -1464.52 | 3514.87 | 5526.29 |
| Tax Burden | 0.83 | 0.81 | 0.84 | 0.79 | 0.79 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.22 | 0.35 | 0.36 | 0.46 | 0.49 |
| Stock-Based Compensation to Revenue | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 |
| Income Quality | 0.73 | 10.08 | -0.29 | 3.28 | 1.50 |
Currency in USD
