Madison County Financial(MCBK)
$34.280.00 (0.00%)
MCBK
Madison County Financial financials statements
$34.28
At close:0.00 (0.00%)
Madison County Financial (MCBK) Ratios
13 Followers
Madison County Financial Ratios
MCBK's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, MCBK's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.27 | 0.05 | 0.07 | 0.19 | 0.22 |
| Quick Ratio | 0.27 | 0.05 | 0.07 | 0.19 | 0.22 |
| Cash Ratio | 0.12 | 0.02 | 0.02 | 0.04 | 0.04 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.09 | 0.01 | 0.00 | 0.03 | 0.05 |
| Short-Term Operating Cash Flow Coverage | 0.09 | 0.00 | 0.00 | 0.00 | 1.42 |
| Net Current Asset Value | $ -513.31M | $ -503.43M | $ -484.54M | $ -477.29M | $ -414.86M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.12 | 0.10 | 0.12 | 0.02 | 0.04 |
| Debt-to-Equity Ratio | 0.72 | 0.63 | 0.78 | 0.15 | 0.24 |
| Debt-to-Capital Ratio | 0.42 | 0.39 | 0.44 | 0.13 | 0.19 |
| Long-Term Debt-to-Capital Ratio | 0.15 | 0.39 | 0.44 | 0.13 | 0.15 |
| Financial Leverage Ratio | 6.25 | 6.54 | 6.60 | 6.59 | 6.12 |
| Debt Service Coverage Ratio | 0.09 | 0.27 | 0.24 | 1.33 | 1.52 |
| Interest Coverage Ratio | 0.52 | 0.27 | 0.21 | 1.45 | 44.75 |
| Debt to Market Cap | 1.08 | 0.93 | 1.25 | 0.18 | 0.25 |
| Interest Debt Per Share | 34.20 | 29.25 | 33.58 | 7.62 | 8.33 |
| Net Debt to EBITDA | 8.65 | 10.98 | 17.94 | 0.73 | 1.65 |
| Profitability Margins | |||||
| Gross Profit Margin | 54.41% | 47.00% | 45.91% | 84.55% | 89.40% |
| EBIT Margin | 23.68% | 14.20% | 11.37% | 39.03% | 40.63% |
| EBITDA Margin | 23.68% | 15.76% | 13.02% | 41.14% | 43.07% |
| Operating Profit Margin | 23.68% | 14.20% | 11.37% | 39.03% | 44.81% |
| Pretax Profit Margin | 23.68% | 14.20% | 11.37% | 39.03% | 40.63% |
| Net Profit Margin | 20.11% | 12.92% | 11.51% | 33.54% | 33.82% |
| Continuous Operations Profit Margin | 20.11% | 12.92% | 11.51% | 33.54% | 33.89% |
| Net Income Per EBT | 84.93% | 91.01% | 101.26% | 85.91% | 83.25% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 90.66% |
| Return on Assets (ROA) | 1.03% | 0.61% | 0.53% | 1.29% | 1.38% |
| Return on Equity (ROE) | 6.46% | 4.01% | 3.49% | 8.48% | 8.48% |
| Return on Capital Employed (ROCE) | 1.33% | 2.58% | 1.86% | 2.02% | 2.52% |
| Return on Invested Capital (ROIC) | 1.03% | 2.35% | 1.86% | 1.74% | 2.07% |
| Return on Tangible Assets | 1.04% | 0.61% | 0.53% | 1.29% | 1.39% |
| Earnings Yield | 9.71% | 5.87% | 5.57% | 10.40% | 8.92% |
| Efficiency Ratios | |||||
| Receivables Turnover | 3.76 | 4.09 | 3.85 | 4.31 | 0.00 |
| Payables Turnover | 0.00 | 41.86 | 41.18 | 44.31 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.78 | 3.32 | 3.04 | 2.42 | 2.23 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.14 | -0.07 | -0.11 | -0.19 | -0.20 |
| Cash Conversion Cycle | 97.04 | 80.52 | 86.02 | 76.52 | 0.00 |
| Days of Sales Outstanding | 97.04 | 89.24 | 94.89 | 84.76 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 8.72 | 8.86 | 8.24 | 0.00 |
| Operating Cycle | 97.04 | 89.24 | 94.89 | 84.76 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.97 | 1.59 | 0.36 | 2.10 | 2.83 |
| Free Cash Flow Per Share | 1.97 | 1.56 | 0.32 | 2.07 | 2.77 |
| Dividend Paid and CapEx Coverage Ratio | 5.43 | 4.79 | 0.49 | 2.89 | 4.11 |
| Capital Expenditure Coverage Ratio | 0.00 | 50.90 | 9.46 | 67.47 | 49.31 |
| Operating Cash Flow Coverage Ratio | 0.07 | 0.07 | 0.01 | 0.40 | 0.34 |
| Operating Cash Flow to Sales Ratio | 0.16 | 0.14 | 0.03 | 0.23 | 0.32 |
| Free Cash Flow Yield | 7.49% | 6.22% | 1.45% | 7.10% | 8.39% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.29 | 17.02 | 17.94 | 9.61 | 11.21 |
| Price-to-Sales (P/S) Ratio | 2.07 | 2.20 | 2.07 | 3.22 | 3.79 |
| Price-to-Book (P/B) Ratio | 0.67 | 0.68 | 0.63 | 0.82 | 0.95 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 13.35 | 16.07 | 69.08 | 14.09 | 11.92 |
| Price-to-Operating Cash Flow Ratio | 13.35 | 15.76 | 61.78 | 13.88 | 11.68 |
| Price-to-Earnings Growth (PEG) Ratio | 0.14 | 1.08 | -0.31 | 3.14 | 1.02 |
| Enterprise Value Multiple | 17.41 | 24.93 | 33.80 | 8.57 | 10.45 |
| Enterprise Value | 133.27M | 116.11M | 123.34M | 80.91M | 98.46M |
| EV to EBITDA | 17.41 | 24.93 | 33.80 | 8.57 | 10.45 |
| EV to Sales | 4.12 | 3.93 | 4.40 | 3.53 | 4.50 |
| EV to Free Cash Flow | 26.55 | 28.73 | 147.18 | 15.41 | 14.16 |
| EV to Operating Cash Flow | 26.55 | 28.16 | 131.63 | 15.18 | 13.87 |
| Tangible Book Value Per Share | 38.84 | 36.05 | 34.89 | 35.05 | 33.99 |
| Shareholders’ Equity Per Share | 39.43 | 36.65 | 35.53 | 35.74 | 34.72 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.15 | 0.09 | -0.01 | 0.14 | 0.17 |
| Revenue Per Share | 12.66 | 11.38 | 10.77 | 9.03 | 8.70 |
| Net Income Per Share | 2.55 | 1.47 | 1.24 | 3.03 | 2.94 |
| Tax Burden | 0.85 | 0.91 | 1.01 | 0.86 | 0.83 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.26 | 0.26 | 0.35 | 0.08 |
| Stock-Based Compensation to Revenue | 0.00 | 0.01 | 0.01 | 0.02 | 0.02 |
| Income Quality | 0.77 | 1.08 | 0.29 | 0.69 | 0.96 |
Currency in USD
