tiprankstipranks
Trending News
More News >
Mastercard (MA)
NYSE:MA
US Market
Advertisement

Mastercard (MA) Earnings Dates, Call Summary & Reports

Compare
19,941 Followers

Earnings Data

Report Date
Feb 04, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
4.25
Last Year’s EPS
3.82
Same Quarter Last Year
Based on 19 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 30, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted strong revenue growth and several strategic wins, particularly in co-brand partnerships and digital wallet expansion. However, challenges such as the Capital One debit migration and higher tax rates were noted. Overall, the sentiment is positive with a focus on growth and innovation.
Company Guidance
During the Mastercard Q3 2025 earnings call, guidance highlighted strong financial performance, with net revenues increasing by 15% year-over-year on a non-GAAP currency-neutral basis, and value-added services and solutions net revenue up by 22%. The company expects continued healthy consumer and business spending, projecting year-over-year net revenue growth at the high end of a low double-digits range for Q4, excluding acquisitions. Operating expenses are anticipated to grow in the low double digits on a currency-neutral basis. Mastercard reported a 9% increase in worldwide gross dollar volume (GDV) and a 15% rise in cross-border volume. Switched transactions grew by 10%, with contactless penetration reaching 77% of all in-person switched purchase transactions. For the full year 2025, net revenue growth is projected in the low teens range, with acquisitions contributing 1 to 1.5 percentage points and a foreign exchange tailwind of 1 to 2 percentage points. The non-GAAP tax rate for Q4 is expected to be around 21%, with the full-year rate between 20.5% and 21%.
Strong Revenue Growth
Net revenues were up 15% overall, with value-added services and solutions net revenue up 22% versus a year ago on a non-GAAP currency-neutral basis.
Significant Co-Brand Wins
Multiple co-brand wins with large airlines and retailers, including Japan Airlines, Comair in Mexico, and Uni-President Group in Taiwan.
Expansion in Digital Wallets
Partnership with Alipay+ expanded to Kakao Pay in South Korea, with previous launches with AlipayHK and GCash, and collaboration with PhonePe in India.
Agentic Commerce Developments
First agentic transaction took place this quarter, with partnerships including OpenAI and Google to set industry standards.
Strong Cross-Border Volume Growth
Overall, cross-border volume increased 15% globally for the quarter, reflecting growth in both travel and non-travel related cross-border spending.
Robust Small Business Card Growth
Increase in small business Mastercard in market by more than 10% over the last year.

Mastercard (MA) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

MA Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 04, 2026
2025 (Q4)
4.25 / -
3.82
Oct 30, 2025
2025 (Q3)
4.32 / 4.38
3.8912.60% (+0.49)
Jul 31, 2025
2025 (Q2)
4.03 / 4.15
3.5915.60% (+0.56)
May 01, 2025
2025 (Q1)
3.58 / 3.73
3.3112.69% (+0.42)
Jan 30, 2025
2024 (Q4)
3.69 / 3.82
3.1820.13% (+0.64)
Oct 31, 2024
2024 (Q3)
3.74 / 3.89
3.3914.75% (+0.50)
Jul 31, 2024
2024 (Q2)
3.51 / 3.59
2.8924.22% (+0.70)
May 01, 2024
2024 (Q1)
3.25 / 3.31
2.818.21% (+0.51)
Jan 31, 2024
2023 (Q4)
3.08 / 3.18
2.6520.00% (+0.53)
Oct 26, 2023
2023 (Q3)
3.21 / 3.39
2.6826.49% (+0.71)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

MA Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 30, 2025
$554.58$553.68-0.16%
Jul 31, 2025
$558.37$565.72+1.32%
May 01, 2025
$546.60$545.17-0.26%
Jan 30, 2025
$546.47$563.61+3.14%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Mastercard (MA) report earnings?
Mastercard (MA) is schdueled to report earning on Feb 04, 2026, Before Open (Confirmed).
    What is Mastercard (MA) earnings time?
    Mastercard (MA) earnings time is at Feb 04, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is MA EPS forecast?
          MA EPS forecast for the fiscal quarter 2025 (Q4) is 4.25.

            Mastercard (MA) Earnings News

            MA Earnings: Mastercard Smashes Q3 Estimates as Consumers Keep Swiping
            Premium
            Market News
            MA Earnings: Mastercard Smashes Q3 Estimates as Consumers Keep Swiping
            10d ago
            MA Earnings: Mastercard Stock Rises on Q2 Earnings Beat
            Premium
            Market News
            MA Earnings: Mastercard Stock Rises on Q2 Earnings Beat
            3M ago
            MA Earnings: Mastercard Beats Estimates as Consumers Keep Swiping
            Premium
            Market News
            MA Earnings: Mastercard Beats Estimates as Consumers Keep Swiping
            6M ago
            MA Earnings: Mastercard Reports Strong Q2 Results
            Premium
            Market News
            MA Earnings: Mastercard Reports Strong Q2 Results
            1y ago
            What am I Missing?
            Make informed decisions based on Top Analysts' activity
            Know what industry insiders are buying
            Get actionable alerts from top Wall Street Analysts
            Find out before anyone else which stock is going to shoot up
            Get powerful stock screeners & detailed portfolio analysis