Lyons Bancorp (LYBC) Ratios
Lyons Bancorp Ratios
LYBC's free cash flow for Q4 2025 was $0.00. For the 2025 fiscal year, LYBC's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 100.95 | 0.16 | 0.24 | 0.23 | 0.28 |
| Quick Ratio | 100.95 | 0.16 | 0.24 | 0.23 | 0.28 |
| Cash Ratio | 70.75 | 0.04 | 0.03 | 0.02 | 0.03 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 92.86 | 0.03 | 0.01 | 0.01 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 92.86 | 57.40 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -1.90B | $ -1.73B | $ -1.35B | $ -1.28B | $ -1.09B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Debt-to-Equity Ratio | 0.14 | 0.21 | 0.20 | 0.24 | 0.19 |
| Debt-to-Capital Ratio | 0.12 | 0.18 | 0.17 | 0.19 | 0.16 |
| Long-Term Debt-to-Capital Ratio | 0.10 | 0.15 | 0.17 | 0.19 | 0.16 |
| Financial Leverage Ratio | 14.60 | 16.65 | 17.84 | 20.09 | 14.84 |
| Debt Service Coverage Ratio | 83.63 | 65.55 | 0.77 | 3.24 | 4.04 |
| Interest Coverage Ratio | 0.00 | 0.00 | 0.93 | 3.80 | 4.61 |
| Debt to Market Cap | 0.10 | 0.15 | 0.15 | 0.11 | 0.15 |
| Interest Debt Per Share | 5.74 | 7.23 | 13.17 | 7.80 | 7.75 |
| Net Debt to EBITDA | 0.05 | 0.17 | -1.52 | -0.86 | -1.25 |
| Profitability Margins | |||||
| Gross Profit Margin | 96.67% | 60.81% | 70.49% | 86.56% | 91.44% |
| EBIT Margin | 36.54% | 19.63% | 26.43% | 31.75% | 29.88% |
| EBITDA Margin | 36.54% | 19.63% | 27.98% | 33.81% | 32.07% |
| Operating Profit Margin | 36.54% | 26.80% | 26.43% | 31.75% | 29.88% |
| Pretax Profit Margin | 36.54% | 19.63% | 26.43% | 31.75% | 29.88% |
| Net Profit Margin | 28.39% | 15.11% | 20.34% | 25.00% | 23.98% |
| Continuous Operations Profit Margin | 28.39% | 15.11% | 20.34% | 25.00% | 23.99% |
| Net Income Per EBT | 77.69% | 76.95% | 76.93% | 78.72% | 80.28% |
| EBT Per EBIT | 100.00% | 73.24% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.03% | 0.80% | 0.94% | 0.98% | 0.95% |
| Return on Equity (ROE) | 15.03% | 13.36% | 16.75% | 19.71% | 14.17% |
| Return on Capital Employed (ROCE) | 1.33% | 1.90% | 11.53% | 20.18% | 14.81% |
| Return on Invested Capital (ROIC) | 1.03% | 1.39% | 8.88% | 15.89% | 11.89% |
| Return on Tangible Assets | 1.03% | 0.80% | 0.94% | 0.98% | 0.95% |
| Earnings Yield | 13.34% | 11.05% | 12.08% | 9.15% | 11.09% |
| Efficiency Ratios | |||||
| Receivables Turnover | 9.76 | 0.00 | 2.24 | 2.00 | 3.13 |
| Payables Turnover | 0.00 | 0.00 | 0.98 | 0.41 | 0.22 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.76 | 3.74 | 3.44 | 2.66 | 2.42 |
| Asset Turnover | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.40 | -0.12 | -0.07 | -0.06 | -0.06 |
| Cash Conversion Cycle | 37.41 | 0.00 | -211.46 | -698.94 | -1514.01 |
| Days of Sales Outstanding | 37.41 | 0.00 | 162.82 | 182.49 | 116.53 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 374.28 | 881.42 | 1630.54 |
| Operating Cycle | 37.41 | 0.00 | 162.82 | 182.49 | 116.53 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 6.96 | 3.97 | 2.65 | 5.69 | 8.91 |
| Free Cash Flow Per Share | 6.68 | 3.82 | 2.58 | 5.51 | 8.78 |
| Dividend Paid and CapEx Coverage Ratio | 3.33 | 2.33 | 1.66 | 3.60 | 7.24 |
| Capital Expenditure Coverage Ratio | 24.72 | 26.41 | 38.79 | 32.17 | 69.87 |
| Operating Cash Flow Coverage Ratio | 1.21 | 0.55 | 0.43 | 0.93 | 1.38 |
| Operating Cash Flow to Sales Ratio | 0.32 | 0.13 | 0.11 | 0.28 | 0.45 |
| Free Cash Flow Yield | 14.21% | 9.31% | 6.15% | 10.03% | 20.32% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 7.58 | 9.19 | 8.28 | 10.93 | 9.02 |
| Price-to-Sales (P/S) Ratio | 2.13 | 1.37 | 1.68 | 2.73 | 2.16 |
| Price-to-Book (P/B) Ratio | 1.13 | 1.21 | 1.39 | 2.15 | 1.28 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.04 | 10.74 | 16.25 | 9.97 | 4.92 |
| Price-to-Operating Cash Flow Ratio | 6.75 | 10.33 | 15.83 | 9.66 | 4.85 |
| Price-to-Earnings Growth (PEG) Ratio | 0.19 | -0.85 | 10.27 | 2.06 | 0.18 |
| Enterprise Value Multiple | 5.88 | 7.14 | 4.50 | 7.22 | 5.49 |
| Enterprise Value | 161.42M | 143.46M | 107.36M | 168.07M | 113.95M |
| EV to EBITDA | 5.88 | 7.14 | 4.50 | 7.22 | 5.49 |
| EV to Sales | 2.15 | 1.40 | 1.26 | 2.44 | 1.76 |
| EV to Free Cash Flow | 7.10 | 11.01 | 12.14 | 8.91 | 4.01 |
| EV to Operating Cash Flow | 6.82 | 10.59 | 11.83 | 8.64 | 3.95 |
| Tangible Book Value Per Share | 41.72 | 33.92 | 30.30 | 25.55 | 33.84 |
| Shareholders’ Equity Per Share | 41.70 | 33.91 | 30.28 | 25.53 | 33.83 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.23 | 0.23 | 0.21 | 0.20 |
| Revenue Per Share | 22.08 | 29.98 | 24.94 | 20.13 | 19.98 |
| Net Income Per Share | 6.27 | 4.53 | 5.07 | 5.03 | 4.79 |
| Tax Burden | 0.78 | 0.77 | 0.77 | 0.79 | 0.80 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.34 | 0.27 | 0.33 | 0.37 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 |
| Income Quality | 1.11 | 0.88 | 0.52 | 1.13 | 1.86 |
Currency in USD
